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Posts by Daniel Smith

link to How to Buy Things Online Without a Credit Card?

How to Buy Things Online Without a Credit Card?

It is convenient and enjoyable to purchase online. Over decades, the bank card has become one of the more popular methods, but it isn't a concern if you're not using a bank card. A credit card is no...

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link to How Many Numbers Does MoneyGram Have? – MoneGram Reference Number

How Many Numbers Does MoneyGram Have? – MoneGram Reference Number

MoneyGram International Inc. is an American money transfer corporation headquartered in Dallas, Texas. It includes an operations center in St. Louis Park, Minnesota, and regional and local offices...

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link to Can I Add Someone to My Mortgage Without Refinancing in 2024?

Can I Add Someone to My Mortgage Without Refinancing in 2024?

When someone runs out of liquid funds, the best option they look for is taking money on credit or loan. There are many ways to raise a loan or borrow money. First, you can ask a friend or family to...

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link to Can I Overdraft $500 From Bank of America? – Bank of America Overdraft Limits!

Can I Overdraft $500 From Bank of America? – Bank of America Overdraft Limits!

A bank overdraft occurs when a transaction, such as a purchase or payment, exceeds the available balance in your account, leading to a situation where you don't have enough funds to cover it. In...

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link to What Credit Score Does Navy Federal Require for Auto Loans?

What Credit Score Does Navy Federal Require for Auto Loans?

You can always get a loan, but your interest rate will be higher if you have a poor credit score! One important factor that lenders consider when obtaining an auto loan is your credit score. Your...

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link to Can You Go to Jail for Over-drafting Your Bank Account?

Can You Go to Jail for Over-drafting Your Bank Account?

While many laws and regulations govern banking practices, no specific law states that overdrawing your bank account can land you in jail. Overdrafts are generally considered civil matters rather than...

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About the Author

Daniel Smith is an experienced economist and financial analyst from Utah. He has been in finance for nearly two decades, having worked as a senior analyst for Wells Fargo Bank for 19 years. After leaving Wells Fargo Bank in 2014, Daniel began a career as a finance consultant, advising companies and individuals on economic policy, labor relations, and financial management. At Promtfinance.com, Daniel writes about personal finance topics, value estimation, budgeting strategies, retirement planning, and portfolio diversification. Read more on Daniel Smith's biography page. Contact Daniel: daniel@promtfinance.com

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