Stocks · Real Estate · REIT - Mortgage

ACRES Commercial Realty Corp. ACR

$10.90 +0.28% Close, Oct 2, 2026 · NYSE · Market cap $77.7M

Strong growthWeak trendExpensive vs sector

Next earnings report: Nov 4, 2026

Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.

Three things to know

  1. Operating margin widened to 42.9% from -26.3% a year earlier.
  2. The diluted share count fell 7.7% in a year, mainly through buybacks.
  3. Net debt is 30.0× EBITDA, a high level of leverage.

PromtFinance scores

Each score is a percentile within the Real Estate sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.

Growth86Strong

How fast revenue, earnings and cash flow are growing.

  • Revenue growth (TTM, YoY)Top 35%
  • FCF growth (TTM, YoY)Bottom 16%
  • Revenue growth, 3-year CAGRTop 4%
  • Revenue growth accelerationTop 9%
Quality23Very weak

Returns on capital, margins, earnings quality and balance-sheet strength.

  • Return on invested capitalBottom 30%
  • Gross marginTop 23%
  • Operating marginTop 22%
  • Cash conversion (OCF / net income)Bottom 13%
  • Accruals (lower is better)Bottom 17%
  • Net debt / EBITDA (lower is better)Bottom 8%
  • Interest coverBottom 30%
Value13Very weak

How cheap the shares are relative to earnings, cash flow and their own history.

  • Earnings yieldBottom 11%
  • Free-cash-flow yieldBottom 40%
  • EBITDA / enterprise valueBottom 19%
  • Sales / enterprise valueBottom 41%
Momentum5Very weak

Strength and persistence of the price trend, including versus the S&P 500.

  • 12-month return excluding last monthBottom 11%
  • 6-month returnBottom 2%
  • 1-year return vs S&P 500Bottom 9%
  • Distance from 52-week highBottom 7%
  • Trend checklist (0–4)Bottom 22%
Revisions53Neutral

Earnings surprises and analyst sentiment (estimate-revision history is being collected).

  • Average EPS surprise, last 4 quartersBottom 12%
  • Consecutive EPS beatsBottom 18%
  • Share of analysts rating BuyTop 14%
  • Upside to consensus price targetTop 6%
Stability25Very weak

Low volatility, shallow drawdowns, low market sensitivity and modest leverage.

  • Volatility, 60 days (lower is better)Bottom 12%
  • Maximum drawdown, 3 yearsBottom 19%
  • Beta vs S&P 500 (lower is better)Top 13%
  • Net debt / EBITDA (lower is better)Bottom 8%

What changed

Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).

MeasureBeforeNow
Revenue growth (YoY)1.7%11.0%↑
Gross margin-11.4%72.2%↑
Operating margin-26.3%42.9%↑
FCF margin9.7%1.7%↓

Fundamental momentum

MeasureNow (TTM)Year / quarter beforeSector rank
Revenue growth (TTM, YoY)11.0%1.7%↑Top 35%
Gross margin72.2%-11.4%↑Top 23%
Operating margin42.9%-26.3%↑Top 22%
Net margin7.5%12.9%↓—
Free-cash-flow margin1.7%9.7%↓—
Return on invested capital2.0%—Bottom 30%
Revenue growth, 3-year CAGR38.2%—Top 4%

Quality of earnings and balance sheet

Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
0.24×
Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
0.4%
Stock-based compensation / revenueA cost to shareholders through dilution.
3.3%
Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
+65.2 pp
Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
30.02×
Interest cover (operating income / interest)How many times operating profit covers interest.
0.8×

Shareholder returns

Dividend yield (dividends paid, TTM)
0.00%
Net buyback yield (TTM)
16.56%
Shareholder yield
16.56%
Share count change, 1 year
-7.7%
Share count change, 3-year CAGR
-7.8%

Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.

Based on the four quarters through Jun 30, 2026 (filed Aug 4, 2026).

Earnings and expectations

Earnings momentum

Consecutive EPS beats
0
Beats in the last 8 reports
3 of 8
Average EPS surprise, last 4
-96.7%
Average 2-day reaction, last 8
+0.9%
Positive 20 days after report
5 of 8

Analysts

Consensus price target
$19.75
Target vs current price
+81.2%
Analysts with a rating
4
Share rating Buy or Strong Buy
75%
Consensus rating
Buy

How the stock reacted to recent reports

Report dateEPS surprise2 days5 days20 days60 days
Jul 29, 2026-518.8%+1.0%-15.5%-17.9%—
Apr 30, 2026-55.6%+2.1%+10.6%-2.1%-13.5%
Mar 4, 2026-451.1%+1.1%+0.9%+2.9%+7.8%
Oct 29, 2025+638.8%-0.6%+13.5%+11.8%+1.7%
Jul 30, 2025+300.0%+2.3%+4.9%+12.5%+3.2%
Apr 30, 2025-262.3%+0.9%-3.6%-2.0%+0.1%
Mar 5, 2025+118.2%-1.8%+6.6%+3.8%-6.9%
Oct 30, 2024-38.5%+2.0%+4.8%+16.6%+15.6%

Returns from the close before each report. Past reactions do not determine future ones.

Earnings history

Report dateEPSEstimateSurpriseRevenue
Jul 29, 2026-$0.74$0.18-518.8%$21.0M
Apr 30, 2026$0.02$0.05-55.6%$17.8M
Mar 4, 2026-$0.48$0.14-451.1%$20.0M
Oct 29, 2025$1.01$0.14+638.8%$21.0M
Jul 30, 2025$0.04$0.01+300.0%$42.1M
Apr 30, 2025-$0.86$0.53-262.3%$17.0M
Mar 5, 2025$0.48$0.22+118.2%$28.9M
Oct 30, 2024$0.24$0.39-38.5%$39.3M

Valuation in context

MultipleNow5-year median5-year percentileSector rank (cheapness)
P/E (forward)45.4×———
EV / EBITDA31.3×——Bottom 19%
EV / Sales9.99×——Bottom 41%
Free-cash-flow yield4.15%——Bottom 40%
Earnings yield-10.28%——Bottom 11%

P/E over the past five years

Range 3.5× – 465.5× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.

Technical state

Trend checklist

  • ✗ Price above 20-day average
  • ✗ Price above 50-day average
  • ✗ Price above 200-day average
  • ✗ 50-day average above 200-day
  • ✗ MACD histogram positive

Trend quality

Days above the 50-day average
0
Days above the 200-day average
0
50-day average slope (20 days)
-13.0%
200-day average slope (20 days)
-5.0%
Distance from 50-day average
-22.5%
Distance from 200-day average
-39.8%
RSI (14)
28.1
Relative volume
0.47×

Risk and drawdowns

Volatility, 60 days (annualized)
44.0%
Volatility vs own 5-year history
84th percentile · High for this stock
Beta vs S&P 500 (2 years, weekly)
0.18
Correlation with S&P 500
0.07
Current drawdown from 1-year high
-54.7%
Maximum drawdown, 3 years
-58.0%

Largest declines in the past six years

From peakTo lowDeclineLengthRecovery
Aug 4, 2021Oct 23, 2023-61.7%558 days321 days (Feb 4, 2025)
Dec 18, 2025Sep 29, 2026-58.0%194 daysNot yet recovered
Mar 18, 2025Apr 11, 2025-29.7%18 days165 days (Dec 8, 2025)
Oct 9, 2020Oct 28, 2020-19.4%13 days8 days (Nov 9, 2020)
Jan 26, 2021Feb 18, 2021-17.7%16 days7 days (Mar 1, 2021)

Declines of 10% or more from a closing high, measured on daily closes.

Financial statements

Market cap
$77.7M
EPS, diluted (TTM)
-$1.12
Revenue (TTM)
$186.8M
52-week range
$9.91 – $24.61
FY 2021FY 2022FY 2023FY 2024FY 2025
Revenue$106.4M$62.9M$91.1M$83.5M$165.9M
Gross profit$100.3M$29.0M$52.2M$36.6M$159.3M
Operating income$101.8M$88.4M$20.7M$11.6M$102.4M
Net income$33.9M$10.6M$22.4M$29.3M$21.3M
EPS (diluted)$1.85-$1.00$0.35$1.15$0.03
Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026
Revenue$39.3M$46.7M$40.1M$42.1M$54.1M$41.2M$42.6M$48.9M
Net income$8.1M$9.5M-$546,000$4.5M$15.1M$2.2M$4.1M-$7.4M
EPS (diluted)$0.36$0.52-$0.80-$0.10$1.34-$0.43-$0.16-$1.87
FY 2021FY 2022FY 2023FY 2024FY 2025
Operating cash flow$40.6M$32.7M$45.6M$19.4M$4.1M
Capital expenditure-$61,000-$741,000$0-$8,000-$165,000
Free cash flow$40.5M$32.0M$45.6M$19.4M$3.9M
Dividends paid$0$0$0$0$0
Net share buybacks-$18.4M-$9.1M-$7.4M-$7.9M-$22.3M

Cash outflows are shown as negative numbers.

Cash and short-term investments
$41.9M
Total assets
$2.41B
Total liabilities
$1.86B
Total debt
$1.83B
Net debt
$1.79B
Shareholders’ equity
$413.3M

As of Jun 30, 2026 (filed Aug 4, 2026).

Dividends

Ex-dateAmountPaid
Dec 30, 2019$0.28Jan 28, 2020
Sep 27, 2019$0.25Oct 25, 2019
Jun 27, 2019$0.23Jul 26, 2019
Mar 28, 2019$0.20Apr 26, 2019
Dec 28, 2018$0.18Jan 25, 2019
Sep 27, 2018$0.15Oct 26, 2018
Jun 28, 2018$0.10Jul 27, 2018
Mar 28, 2018$0.05Apr 27, 2018

Short interest

Shares sold short
232,540
Days to cover
6.82
Change vs previous report
+7.1%

FINRA short interest, settlement date Sep 15, 2026.

Stock splits

Feb 17, 2021
1-for-3
Sep 1, 2015
1-for-4