Stocks · Real Estate · REIT - Mortgage
ARMOUR Residential REIT, Inc. ARR
$13.59 -1.59% Close, Oct 2, 2026 · NYSE · Market cap $1.58B
Next earnings report: Oct 28, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Operating margin widened to 106.1% from 69.2% a year earlier.
- The diluted share count rose 55.1% in a year.
- Revenue over the last four quarters was $1.01B, up 34.2% from a year earlier, slowing from 67.3% a quarter earlier.
PromtFinance scores
Each score is a percentile within the Real Estate sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 16%
- FCF growth (TTM, YoY)Top 28%
- Revenue growth accelerationBottom 6%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 3%
- Gross marginTop 3%
- Operating marginTop 2%
- Cash conversion (OCF / net income)Bottom 21%
- Accruals (lower is better)Bottom 15%
- Net debt / EBITDA (lower is better)Bottom 15%
- Interest coverTop 41%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 2%
- Free-cash-flow yieldTop 10%
- EBITDA / enterprise valueBottom 31%
- Sales / enterprise valueBottom 8%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 41%
- 6-month returnBottom 19%
- 1-year return vs S&P 500Bottom 41%
- Distance from 52-week highBottom 30%
- Trend checklist (0–4)Bottom 22%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 44%
- Consecutive EPS beatsBottom 18%
- Share of analysts rating BuyBottom 7%
- Upside to consensus price targetBottom 12%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 19%
- Maximum drawdown, 3 yearsTop 50%
- Beta vs S&P 500 (lower is better)Bottom 37%
- Net debt / EBITDA (lower is better)Bottom 15%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 67.3% | 34.2% | ↓ |
| Gross margin | 95.3% | 95.5% | ↑ |
| Operating margin | 69.2% | 106.1% | ↑ |
| FCF margin | 35.1% | 31.7% | ↓ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 34.2% | 67.3% | ↓ | Top 16% |
| Gross margin | 95.5% | 95.3% | ↑ | Top 3% |
| Operating margin | 106.1% | 69.2% | ↑ | Top 2% |
| Net margin | 42.7% | -3.8% | ↑ | — |
| Free-cash-flow margin | 31.7% | 35.1% | ↓ | — |
| Return on invested capital | -168.5% | — | Bottom 3% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 0.74×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- 0.5%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.2%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -134.2 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 19.48×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 1.5×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 20.06%
- Net buyback yield (TTM)
- -51.36%
- Shareholder yield
- -31.30%
- Share count change, 1 year
- +55.1%
- Share count change, 3-year CAGR
- +48.0%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Jul 22, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 0
- Beats in the last 8 reports
- 2 of 8
- Average EPS surprise, last 4
- -1.1%
- Average 2-day reaction, last 8
- +0.2%
- Positive 20 days after report
- 2 of 8
Analysts
- Consensus price target
- $15.00
- Target vs current price
- +10.4%
- Analysts with a rating
- 25
- Share rating Buy or Strong Buy
- 20%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 22, 2026 | -0.4% | -0.3% | -0.1% | -0.3% | — |
| Apr 22, 2026 | +4.1% | +0.6% | +0.9% | -6.0% | -4.8% |
| Feb 18, 2026 | -4.1% | -0.6% | +2.2% | -3.4% | -2.2% |
| Oct 22, 2025 | -4.0% | +0.5% | +3.8% | +6.1% | +21.9% |
| Jul 23, 2025 | -4.9% | +1.3% | +0.1% | -11.8% | -6.6% |
| Apr 23, 2025 | -7.5% | +1.2% | +13.3% | +13.7% | +12.1% |
| Feb 12, 2025 | -22.8% | -0.8% | -0.5% | -2.6% | -11.6% |
| Oct 23, 2024 | +1.0% | -0.6% | -3.5% | -4.5% | -4.5% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 22, 2026 | $0.72 | $0.72 | -0.4% | $113.7M |
| Apr 22, 2026 | $0.76 | $0.73 | +4.1% | $109.0M |
| Feb 18, 2026 | $0.71 | $0.74 | -4.1% | $96.8M |
| Oct 22, 2025 | $0.72 | $0.75 | -4.0% | $160.8M |
| Jul 23, 2025 | $0.77 | $0.81 | -4.9% | $194.5M |
| Apr 23, 2025 | $0.86 | $0.93 | -7.5% | $177.0M |
| Feb 12, 2025 | $0.78 | $1.01 | -22.8% | -$45.2M |
| Oct 23, 2024 | $1.00 | $0.99 | +1.0% | $66.4M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 3.7× | — | — | Top 2% |
| P/E (forward) | 4.6× | — | — | — |
| EV / EBITDA | 21.1× | — | — | Bottom 31% |
| EV / Sales | 20.75× | — | — | Bottom 8% |
| Free-cash-flow yield | 20.20% | — | — | Top 10% |
| Earnings yield | 27.37% | — | — | Top 2% |
P/E over the past five years
Range 4.4× – 48.2× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✗ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- -5.1%
- 200-day average slope (20 days)
- -1.2%
- Distance from 50-day average
- -13.9%
- Distance from 200-day average
- -20.0%
- RSI (14)
- 17.6
- Relative volume
- 1.28×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 18.0%
- Volatility vs own 5-year history
- 14th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.68
- Correlation with S&P 500
- 0.40
- Current drawdown from 1-year high
- -28.9%
- Maximum drawdown, 3 years
- -37.2%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Apr 13, 2021 | Oct 2, 2026 | -78.3% | 1375 days | Not yet recovered |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $1.58B
- P/E (TTM)
- 3.7
- EPS, diluted (TTM)
- $3.72
- Revenue (TTM)
- $1.01B
- Dividend yield
- 22.96%
- 52-week range
- $13.43 – $19.31
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $4.9M | -$878.0M | $449.7M | $239.9M | $1.31B |
| Gross profit | -$17.6M | -$903.9M | $418.1M | $206.8M | $1.27B |
| Operating income | $22.5M | -$105.0M | $457.9M | $509.8M | $964.8M |
| Net income | $15.4M | -$229.9M | -$67.9M | -$14.4M | $322.7M |
| EPS (diluted) | $0.24 | -$10.25 | -$1.86 | -$0.51 | $3.30 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $411.5M | -$222.5M | $368.2M | $194.5M | $393.5M | $349.0M | $56.0M | $210.8M |
| Net income | $65.9M | -$46.4M | $27.3M | -$75.6M | $159.3M | $211.7M | -$54.9M | $114.8M |
| EPS (diluted) | $1.21 | -$0.95 | $0.32 | -$0.94 | $1.49 | $1.86 | -$0.49 | $0.86 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $11.7M | $124.1M | $132.8M | $261.5M | $124.2M |
| Capital expenditure | $0 | $0 | $0 | $0 | $0 |
| Free cash flow | $11.7M | $124.1M | $132.8M | $261.5M | $124.2M |
| Dividends paid | -$96.6M | -$142.4M | -$216.2M | -$150.9M | -$271.4M |
| Net share buybacks | $328.8M | $467.9M | $440.2M | $264.3M | $854.2M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $83.7M
- Total assets
- $22.75B
- Total liabilities
- $20.17B
- Total debt
- $19.44B
- Net debt
- $19.36B
- Shareholders’ equity
- $2.58B
As of Jun 30, 2026 (filed Jul 22, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Oct 15, 2026 | $0.24 | Oct 29, 2026 |
| Sep 15, 2026 | $0.24 | Sep 29, 2026 |
| Aug 17, 2026 | $0.24 | Aug 28, 2026 |
| Jul 15, 2026 | $0.24 | Jul 30, 2026 |
| Jun 15, 2026 | $0.24 | Jun 29, 2026 |
| May 15, 2026 | $0.24 | May 28, 2026 |
| Apr 15, 2026 | $0.24 | Apr 29, 2026 |
| Mar 16, 2026 | $0.24 | Mar 30, 2026 |
Short interest
- Shares sold short
- 16,324,963
- Days to cover
- 4.23
- Change vs previous report
- +15.8%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Oct 2, 2023
- 1-for-5
- Aug 3, 2015
- 1-for-8