Stocks · Real Estate · REIT - Mortgage
Cherry Hill Mortgage Investment Corporation CHMI
$2.64 +0.76% Close, Oct 2, 2026 · NYSE · Market cap $97.0M
Strong trendHigh risk
Next earnings report: Nov 5, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Revenue over the last four quarters was $81.6M, up 392.2% from a year earlier, slowing from 423.4% a quarter earlier.
- Operating margin widened to 52.1% from 16.2% a year earlier.
- The diluted share count rose 10.7% in a year.
PromtFinance scores
Each score is a percentile within the Real Estate sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 2%
- FCF growth (TTM, YoY)Top 49%
- Revenue growth, 3-year CAGRTop 5%
- Revenue growth accelerationBottom 6%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 36%
- Gross marginTop 19%
- Operating marginTop 16%
- Cash conversion (OCF / net income)Bottom 39%
- Accruals (lower is better)Bottom 22%
- Net debt / EBITDA (lower is better)Bottom 17%
- Interest coverBottom 33%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 19%
- Free-cash-flow yieldTop 8%
- EBITDA / enterprise valueBottom 37%
- Sales / enterprise valueBottom 16%
- P/E vs own 5-year history (lower is better)Bottom 26%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 18%
- 6-month returnTop 32%
- 1-year return vs S&P 500Top 23%
- Distance from 52-week highTop 13%
- Trend checklist (0–4)Top 19%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 48%
- Consecutive EPS beatsTop 32%
- Share of analysts rating BuyBottom 48%
- Upside to consensus price targetBottom 32%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 15%
- Maximum drawdown, 3 yearsBottom 29%
- Beta vs S&P 500 (lower is better)Bottom 46%
- Net debt / EBITDA (lower is better)Bottom 17%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 423.4% | 392.2% | ↓ |
| Gross margin | 88.2% | 76.2% | ↓ |
| Operating margin | 16.2% | 52.1% | ↑ |
| FCF margin | 141.3% | 28.4% | ↓ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 392.2% | 423.4% | ↓ | Top 2% |
| Gross margin | 76.2% | 88.2% | ↓ | Top 19% |
| Operating margin | 52.1% | 16.2% | ↑ | Top 16% |
| Net margin | 20.0% | -35.9% | ↑ | — |
| Free-cash-flow margin | 28.4% | 141.3% | ↓ | — |
| Return on invested capital | 2.8% | — | Bottom 36% | |
| Revenue growth, 3-year CAGR | 37.9% | — | Top 5% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 1.42×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -0.5%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.2%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -492.2 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 16.91×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 0.9×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 20.75%
- Net buyback yield (TTM)
- -2.68%
- Shareholder yield
- 18.07%
- Share count change, 1 year
- +10.7%
- Share count change, 3-year CAGR
- +12.2%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 10, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 2
- Beats in the last 8 reports
- 3 of 8
- Average EPS surprise, last 4
- +3.5%
- Average 2-day reaction, last 8
- +0.6%
- Positive 20 days after report
- 4 of 8
Analysts
- Consensus price target
- $3.10
- Target vs current price
- +17.4%
- Analysts with a rating
- 11
- Share rating Buy or Strong Buy
- 45%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 10, 2026 | +15.4% | +15.8% | +21.2% | +22.8% | — |
| May 7, 2026 | +16.7% | +0.4% | -2.3% | -7.0% | -10.1% |
| Feb 25, 2026 | +0.0% | -0.4% | +1.5% | +6.9% | -7.3% |
| Nov 6, 2025 | -18.2% | -1.7% | +0.9% | +4.7% | +11.1% |
| Aug 7, 2025 | -16.7% | -3.5% | +2.1% | +0.3% | -19.7% |
| May 6, 2025 | +54.5% | -1.7% | +2.7% | -1.0% | -7.0% |
| Mar 6, 2025 | +0.0% | -2.3% | +1.2% | -6.7% | -13.7% |
| Nov 12, 2024 | -42.9% | -1.5% | -17.0% | -17.6% | +6.2% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 10, 2026 | $0.15 | $0.13 | +15.4% | $7.9M |
| May 7, 2026 | $0.14 | $0.12 | +16.7% | $4.6M |
| Feb 25, 2026 | $0.11 | $0.11 | +0.0% | $11.8M |
| Nov 6, 2025 | $0.09 | $0.11 | -18.2% | $8.6M |
| Aug 7, 2025 | $0.10 | $0.12 | -16.7% | $38.5M |
| May 6, 2025 | $0.17 | $0.11 | +54.5% | -$3.0M |
| Mar 6, 2025 | $0.10 | $0.10 | +0.0% | $18.7M |
| Nov 12, 2024 | $0.08 | $0.14 | -42.9% | -$7.1M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 14.9× | 13.1× | 64th | Top 19% |
| P/E (forward) | 4.8× | — | — | — |
| EV / EBITDA | 18.4× | — | — | Bottom 37% |
| EV / Sales | 14.63× | — | — | Bottom 16% |
| Free-cash-flow yield | 23.94% | — | — | Top 8% |
| Earnings yield | 6.69% | — | — | Top 19% |
P/E over the past five years
Range 1.9× – 89.2× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 39
- 50-day average slope (20 days)
- +7.5%
- 200-day average slope (20 days)
- +1.6%
- Distance from 50-day average
- -3.6%
- Distance from 200-day average
- +1.7%
- RSI (14)
- 33.5
- Relative volume
- 0.90×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 38.3%
- Volatility vs own 5-year history
- 70th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.60
- Correlation with S&P 500
- 0.23
- Current drawdown from 1-year high
- -11.1%
- Maximum drawdown, 3 years
- -50.2%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Mar 9, 2021 | Nov 20, 2025 | -79.5% | 1183 days | Not yet recovered |
| Nov 5, 2020 | Nov 11, 2020 | -17.2% | 4 days | 78 days (Mar 8, 2021) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $97.0M
- P/E (TTM)
- 14.9
- EPS, diluted (TTM)
- $0.18
- Revenue (TTM)
- $81.6M
- Dividend yield
- 15.15%
- 52-week range
- $2.17 – $2.98
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $28.1M | $40.2M | -$21.2M | $34.6M | $105.4M |
| Gross profit | $28.1M | $40.2M | -$21.2M | $34.6M | $96.1M |
| Operating income | $0 | $0 | $0 | $0 | $58.9M |
| Net income | $12.3M | $21.7M | -$34.8M | $12.0M | $6.8M |
| EPS (diluted) | $0.14 | $0.60 | -$1.70 | $0.07 | $0.19 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | -$7.1M | $18.7M | -$3.0M | $8.0M | $20.9M | $24.5M | $26.0M | $10.2M |
| Net income | -$12.2M | $11.6M | -$6.9M | $1.5M | $4.4M | $7.7M | $423,000 | $3.7M |
| EPS (diluted) | -$0.49 | $0.29 | -$0.29 | -$0.03 | $0.05 | $0.14 | -$0.05 | $0.04 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $48.0M | $59.9M | $40.7M | -$4.7M | -$4.7M |
| Capital expenditure | -$55.4M | -$38.0M | $0 | $0 | $0 |
| Free cash flow | -$7.4M | $21.9M | $40.7M | -$4.7M | -$4.7M |
| Dividends paid | -$28.5M | -$30.8M | -$31.2M | -$28.2M | -$28.7M |
| Net share buybacks | $10.0M | $33.3M | $31.1M | $5.6M | $14.8M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $1.34B
- Total assets
- $1.40B
- Total liabilities
- $1.17B
- Total debt
- $1.15B
- Net debt
- $1.10B
- Shareholders’ equity
- $226.4M
As of Jun 30, 2026 (filed Aug 10, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 30, 2026 | $0.10 | Oct 30, 2026 |
| Jun 30, 2026 | $0.10 | Jul 31, 2026 |
| Mar 31, 2026 | $0.10 | Apr 30, 2026 |
| Dec 31, 2025 | $0.10 | Jan 30, 2026 |
| Sep 30, 2025 | $0.10 | Oct 31, 2025 |
| Jun 30, 2025 | $0.15 | Jul 31, 2025 |
| Mar 31, 2025 | $0.15 | Apr 30, 2025 |
| Dec 31, 2024 | $0.15 | Jan 31, 2025 |
Short interest
- Shares sold short
- 288,051
- Days to cover
- 1.14
- Change vs previous report
- +6.5%
FINRA short interest, settlement date Sep 15, 2026.