Stocks · Real Estate · REIT - Diversified
CTO Realty Growth, Inc. CTO
$20.54 +0.93% Close, Oct 2, 2026 · NYSE · Market cap $770.0M
Strong trendLow risk
Next earnings report: Oct 27, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Operating margin widened to 37.9% from 9.4% a year earlier.
- Net debt is 4.5× EBITDA, a high level of leverage.
- The stock is in an uptrend: above its 200-day average for 171 trading days, with the 50-day average above the 200-day.
PromtFinance scores
Each score is a percentile within the Real Estate sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth44Weak
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 29%
- FCF growth (TTM, YoY)Bottom 15%
- Revenue growth, 3-year CAGRTop 11%
- Revenue growth accelerationBottom 19%
Quality39Weak
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 47%
- Gross marginBottom 12%
- Operating marginTop 31%
- Cash conversion (OCF / net income)Bottom 32%
- Accruals (lower is better)Bottom 27%
- Net debt / EBITDA (lower is better)Top 31%
- Interest coverTop 32%
Value76Positive
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 18%
- Free-cash-flow yieldBottom 26%
- EBITDA / enterprise valueTop 12%
- Sales / enterprise valueBottom 50%
- P/E vs own 5-year history (lower is better)Top 39%
Momentum92Exceptional
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 11%
- 6-month returnTop 22%
- 1-year return vs S&P 500Top 10%
- Distance from 52-week highTop 9%
- Trend checklist (0–4)Top 19%
Revisions83Strong
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 25%
- Consecutive EPS beatsBottom 48%
- Share of analysts rating BuyTop 3%
- Upside to consensus price targetBottom 42%
Stability85Strong
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 15%
- Maximum drawdown, 3 yearsTop 26%
- Beta vs S&P 500 (lower is better)Top 36%
- Net debt / EBITDA (lower is better)Top 31%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 17.2% | 14.3% | ↓ |
| Gross margin | 74.2% | 0.6% | ↓ |
| Operating margin | 9.4% | 37.9% | ↑ |
| FCF margin | 54.6% | 8.8% | ↓ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 14.3% | 17.2% | ↓ | Top 29% |
| Gross margin | 0.6% | 74.2% | ↓ | Bottom 12% |
| Operating margin | 37.9% | 9.4% | ↑ | Top 31% |
| Net margin | 32.7% | -21.4% | ↑ | — |
| Free-cash-flow margin | 8.8% | 54.6% | ↓ | — |
| Return on invested capital | 4.2% | — | Top 47% | |
| Revenue growth, 3-year CAGR | 22.0% | — | Top 11% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 1.27×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -1.0%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 2.7%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -96.3 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 4.49×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 2.1×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 6.63%
- Net buyback yield (TTM)
- -0.75%
- Shareholder yield
- 5.89%
- Share count change, 1 year
- +3.2%
- Share count change, 3-year CAGR
- +14.5%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Jul 28, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 1
- Beats in the last 8 reports
- 3 of 8
- Average EPS surprise, last 4
- +41.3%
- Average 2-day reaction, last 8
- +0.2%
- Positive 20 days after report
- 3 of 8
Analysts
- Consensus price target
- $24.67
- Target vs current price
- +20.1%
- Analysts with a rating
- 10
- Share rating Buy or Strong Buy
- 90%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 28, 2026 | +267.9% | -0.5% | +0.2% | -0.1% | — |
| Apr 28, 2026 | -72.9% | +0.7% | +3.9% | +4.8% | +11.4% |
| Feb 19, 2026 | +64.0% | +1.1% | +2.8% | -0.7% | +5.7% |
| Oct 28, 2025 | -93.9% | -0.8% | +2.9% | +7.4% | +10.0% |
| Jul 29, 2025 | -257.1% | +1.2% | -3.9% | -2.7% | -8.7% |
| May 1, 2025 | -97.9% | -0.9% | -2.7% | +0.6% | -5.1% |
| Feb 20, 2025 | -5700.0% | -0.0% | -7.6% | -6.5% | -9.5% |
| Oct 24, 2024 | +779.9% | +0.9% | -0.2% | -0.4% | -1.6% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 28, 2026 | $0.38 | $0.10 | +267.9% | $43.8M |
| Apr 28, 2026 | $0.13 | $0.48 | -72.9% | $41.2M |
| Feb 19, 2026 | $0.82 | $0.50 | +64.0% | $38.3M |
| Oct 28, 2025 | $0.03 | $0.49 | -93.9% | $37.8M |
| Jul 29, 2025 | -$0.77 | $0.49 | -257.1% | $37.6M |
| May 1, 2025 | $0.01 | $0.48 | -97.9% | $35.8M |
| Feb 20, 2025 | -$0.56 | $0.01 | -5700.0% | $35.7M |
| Oct 24, 2024 | $0.17 | $0.02 | +779.9% | $31.8M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 14.4× | 33.6× | 21th | Top 18% |
| P/E (forward) | 22.0× | — | — | — |
| EV / EBITDA | 9.6× | — | — | Top 12% |
| EV / Sales | 9.01× | — | — | Bottom 50% |
| Free-cash-flow yield | 1.84% | — | — | Bottom 26% |
| Earnings yield | 6.93% | — | — | Top 18% |
P/E over the past five years
Range 2.5× – 142.6× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✓ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 171
- 50-day average slope (20 days)
- -1.9%
- 200-day average slope (20 days)
- +1.5%
- Distance from 50-day average
- -3.8%
- Distance from 200-day average
- +2.5%
- RSI (14)
- 42.8
- Relative volume
- 0.67×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 16.6%
- Volatility vs own 5-year history
- 9th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.49
- Correlation with S&P 500
- 0.36
- Current drawdown from 1-year high
- -8.8%
- Maximum drawdown, 3 years
- -27.8%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Aug 12, 2022 | Oct 10, 2025 | -32.4% | 793 days | Not yet recovered |
| Oct 12, 2020 | Oct 28, 2020 | -14.6% | 12 days | 8 days (Nov 9, 2020) |
| Apr 1, 2022 | Jun 15, 2022 | -14.3% | 51 days | 40 days (Aug 12, 2022) |
| Mar 17, 2021 | Mar 24, 2021 | -12.3% | 5 days | 89 days (Jul 30, 2021) |
| Jan 13, 2022 | Jan 27, 2022 | -10.3% | 9 days | 23 days (Mar 2, 2022) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $770.0M
- P/E (TTM)
- 14.4
- EPS, diluted (TTM)
- $1.42
- Revenue (TTM)
- $161.1M
- Dividend yield
- 7.40%
- 52-week range
- $15.07 – $22.71
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $70.3M | $82.3M | $109.1M | $124.5M | $149.5M |
| Gross profit | $47.8M | $59.5M | $78.9M | $91.3M | -$8.4M |
| Operating income | $23.3M | $17.7M | $26.5M | $17.6M | $33.1M |
| Net income | $29.9M | $3.2M | $5.5M | -$2.0M | $10.1M |
| EPS (diluted) | $1.56 | -$0.09 | $0.03 | -$0.35 | $0.08 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $31.8M | $35.7M | $35.8M | $37.6M | $37.8M | $38.3M | $41.2M | $43.8M |
| Net income | $6.2M | -$15.2M | $2.3M | -$23.4M | $3.0M | $28.3M | $6.2M | $15.1M |
| EPS (diluted) | $0.17 | -$0.56 | $0.01 | -$0.77 | $0.09 | $0.82 | $0.13 | $0.38 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $27.6M | $56.1M | $46.4M | $59.9M | $64.6M |
| Capital expenditure | $0 | -$313.9M | $0 | $0 | $0 |
| Free cash flow | $27.6M | -$257.8M | $46.4M | $59.9M | $64.6M |
| Dividends paid | -$23.6M | -$28.9M | -$34.3M | -$40.3M | -$49.0M |
| Net share buybacks | -$2.4M | $91.6M | -$6.2M | $164.8M | -$8.8M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $59.4M
- Total assets
- $1.40B
- Total liabilities
- $742.5M
- Total debt
- $690.3M
- Net debt
- $682.2M
- Shareholders’ equity
- $663.2M
As of Jun 30, 2026 (filed Jul 28, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 10, 2026 | $0.38 | Sep 30, 2026 |
| Jun 11, 2026 | $0.38 | Jun 30, 2026 |
| Mar 12, 2026 | $0.38 | Mar 31, 2026 |
| Dec 11, 2025 | $0.38 | Dec 31, 2025 |
| Sep 11, 2025 | $0.38 | Sep 30, 2025 |
| Jun 12, 2025 | $0.38 | Jun 30, 2025 |
| Mar 13, 2025 | $0.38 | Mar 31, 2025 |
| Dec 12, 2024 | $0.38 | Dec 31, 2024 |
Short interest
- Shares sold short
- 1,336,161
- Days to cover
- 4.43
- Change vs previous report
- -29.9%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Jul 1, 2022
- 3-for-1
- Nov 18, 2020
- 307-for-250
- Aug 18, 1992
- 2-for-1
- Mar 25, 1986
- 2-for-1
- Dec 12, 1978
- 5-for-4