Stocks · Consumer Cyclical · Department Stores
Dillards Capital Trust I CAP SECS 7.5% DDT
$26.38 +0.30% Close, Oct 2, 2026 · NYSE · Market cap $415.2M
Inexpensive vs sectorLow risk
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Operating margin narrowed to 7.8% from 44.3% a year earlier.
- Revenue over the last four quarters was $5.91B, down 10.1% from a year earlier, slowing from -7.4% a quarter earlier.
- The company holds net cash of $506.3M (cash above total debt).
PromtFinance scores
Each score is a percentile within the Consumer Cyclical sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 9%
- FCF growth (TTM, YoY)Top 7%
- Revenue growth, 3-year CAGRBottom 32%
- Revenue growth accelerationBottom 17%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 10%
- Gross marginBottom 28%
- Operating marginTop 46%
- Cash conversion (OCF / net income)Bottom 17%
- Accruals (lower is better)Bottom 16%
- Net debt / EBITDA (lower is better)Top 9%
- Interest coverTop 2%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 1%
- Free-cash-flow yieldTop 1%
- P/E vs own 5-year history (lower is better)Top 47%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 47%
- 6-month returnTop 49%
- 1-year return vs S&P 500Top 41%
- Distance from 52-week highTop 3%
- Trend checklist (0–4)Top 7%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 1%
- Maximum drawdown, 3 yearsTop 1%
- Beta vs S&P 500 (lower is better)Top 1%
- Net debt / EBITDA (lower is better)Top 9%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | -7.4% | -10.1% | ↓ |
| Gross margin | 62.6% | 23.5% | ↓ |
| Operating margin | 44.3% | 7.8% | ↓ |
| FCF margin | 2.4% | 10.7% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | -10.1% | -7.4% | ↓ | Bottom 9% |
| Gross margin | 23.5% | 62.6% | ↓ | Bottom 28% |
| Operating margin | 7.8% | 44.3% | ↓ | Top 46% |
| Net margin | 11.5% | 8.8% | ↑ | — |
| Free-cash-flow margin | 10.7% | 2.4% | ↑ | — |
| Return on invested capital | 20.0% | — | Top 10% | |
| Revenue growth, 3-year CAGR | -1.5% | — | Bottom 32% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 1.06×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -1.1%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.0%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -2.9 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- -0.50×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 766.8×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 117.11%
- Net buyback yield (TTM)
- 0.26%
- Shareholder yield
- 117.37%
- Share count change, 1 year
- +0.0%
- Share count change, 3-year CAGR
- -15.0%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Aug 1, 2026 (filed Sep 4, 2026).
Earnings and expectations
Earnings momentum
- Average 2-day reaction, last 8
- +0.1%
- Positive 20 days after report
- 4 of 6
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 13, 2026 | — | +0.1% | -0.1% | -1.0% | — |
| Jun 5, 2026 | — | -0.5% | -0.3% | +0.2% | -0.6% |
| Mar 27, 2026 | — | +0.7% | +0.4% | +1.0% | +1.0% |
| Oct 28, 2023 | — | +0.1% | +2.7% | +0.9% | +1.6% |
| Jul 29, 2023 | — | +0.5% | -0.5% | +0.0% | -1.5% |
| Apr 29, 2023 | — | -0.5% | -0.4% | -1.7% | -0.7% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 13, 2026 | $6.25 | — | — | $1.53B |
| Jun 5, 2026 | $16.04 | — | — | $771.0M |
| Mar 27, 2026 | $13.05 | — | — | $1.96B |
| Oct 28, 2023 | $9.47 | — | — | $1.48B |
| Jul 29, 2023 | $5.18 | — | — | $1.57B |
| Apr 29, 2023 | $7.94 | — | — | $1.58B |
| Jan 28, 2023 | $27.75 | — | — | $5.33B |
| Oct 29, 2022 | $10.99 | — | — | $1.54B |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 0.6× | 0.6× | 47th | Top 1% |
| Free-cash-flow yield | 152.93% | — | — | Top 1% |
| Earnings yield | 165.47% | — | — | Top 1% |
P/E over the past five years
Range 0.4× – 2.2× since Jul 31, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
Technical state
Trend checklist
- ✓ Price above 20-day average
- ✓ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✓ MACD histogram positive
Trend quality
- Days above the 50-day average
- 6
- Days above the 200-day average
- 9
- 50-day average slope (20 days)
- -0.1%
- 200-day average slope (20 days)
- +0.1%
- Distance from 50-day average
- +0.5%
- Distance from 200-day average
- +0.7%
- RSI (14)
- 57.5
- Relative volume
- 0.43×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 5.9%
- Volatility vs own 5-year history
- 15th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.11
- Correlation with S&P 500
- 0.30
- Current drawdown from 1-year high
- -1.3%
- Maximum drawdown, 3 years
- -5.5%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Sep 30, 2021 | Dec 21, 2022 | -10.8% | 309 days | Not yet recovered |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $415.2M
- P/E (TTM)
- 0.6
- EPS, diluted (TTM)
- $43.65
- Revenue (TTM)
- $5.91B
- Dividend yield
- 8.89%
- 52-week range
- $25.11 – $26.80
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $6.62B | $6.87B | $6.75B | $6.59B | $6.56B |
| Gross profit | $2.88B | $2.89B | $2.72B | $2.67B | $2.65B |
| Operating income | $1.31B | $1.21B | $912.0M | $914.8M | $707.9M |
| Net income | $862.5M | $891.6M | $738.8M | $593.5M | $570.2M |
| EPS (diluted) | $34.00 | $35.15 | $45.05 | $36.86 | $36.42 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.43B | $2.02B | $1.53B | $1.60B | $1.56B | $2.05B | $771.0M | $1.53B |
| Net income | $124.6M | $214.4M | $163.8M | $72.8M | $129.8M | $203.7M | $250.6M | $97.7M |
| EPS (diluted) | $7.74 | -$23.84 | $10.39 | $4.66 | $8.31 | $13.05 | $16.04 | $6.25 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $1.28B | $948.4M | $948.4M | $714.1M | $717.0M |
| Capital expenditure | $5.9M | -$120.1M | -$120.1M | -$104.6M | -$93.4M |
| Free cash flow | $1.29B | $828.3M | $828.3M | $609.5M | $623.6M |
| Dividends paid | -$305.2M | -$271.3M | -$271.3M | -$413.8M | -$484.9M |
| Net share buybacks | -$544.9M | $0 | $0 | -$121.0M | -$107.8M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $1.26B
- Total assets
- $3.75B
- Total liabilities
- $1.05B
- Total debt
- $256.8M
- Net debt
- -$506.3M
- Shareholders’ equity
- $2.70B
As of Aug 1, 2026 (filed Sep 4, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Oct 16, 2026 | $0.47 | Nov 2, 2026 |
| Jul 17, 2026 | $0.47 | Aug 3, 2026 |
| Apr 16, 2026 | $0.47 | May 1, 2026 |
| Jan 16, 2026 | $0.47 | Feb 2, 2026 |
| Oct 17, 2025 | $0.47 | Nov 3, 2025 |
| Jul 17, 2025 | $0.47 | Aug 1, 2025 |
| Apr 16, 2025 | $0.47 | May 1, 2025 |
| Jan 17, 2025 | $0.47 | Feb 3, 2025 |
Short interest
- Shares sold short
- 2,887
- Days to cover
- 1.00
- Change vs previous report
- -70.8%
FINRA short interest, settlement date Sep 15, 2026.