Stocks · Consumer Cyclical · Residential Construction
Dream Finders Homes, Inc. DFH
$10.75 -1.29% Close, Oct 2, 2026 · NYSE · Market cap $991.0M
Weak trendInexpensive vs sector
Next earnings report: Oct 29, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- The diluted share count fell 9.6% in a year, mainly through buybacks.
- Diluted EPS over the last four quarters was $1.48, down 49.8% year over year.
- Over the past year the stock returned -59.0%, behind the S&P 500 by 74.1 percentage points.
PromtFinance scores
Each score is a percentile within the Consumer Cyclical sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 7%
- EPS growth (TTM, YoY)Bottom 20%
- Revenue growth, 3-year CAGRTop 21%
- Revenue growth accelerationBottom 11%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 33%
- Gross marginBottom 10%
- Operating marginBottom 27%
- Cash conversion (OCF / net income)Bottom 1%
- Accruals (lower is better)Bottom 3%
- Net debt / EBITDA (lower is better)Bottom 46%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 5%
- Free-cash-flow yieldBottom 6%
- EBITDA / enterprise valueTop 39%
- Sales / enterprise valueTop 5%
- P/E vs own 5-year history (lower is better)Top 29%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthBottom 7%
- 6-month returnBottom 17%
- 1-year return vs S&P 500Bottom 6%
- Distance from 52-week highBottom 10%
- Trend checklist (0–4)Bottom 18%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 18%
- Consecutive EPS beatsBottom 13%
- Share of analysts rating BuyBottom 8%
- Upside to consensus price targetTop 4%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 12%
- Maximum drawdown, 3 yearsBottom 17%
- Beta vs S&P 500 (lower is better)Bottom 31%
- Net debt / EBITDA (lower is better)Bottom 46%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | -8.5% | -12.2% | ↓ |
| EPS growth (YoY) | -45.6% | -49.8% | ↓ |
| Gross margin | 18.4% | 14.0% | ↓ |
| Operating margin | 8.4% | 2.6% | ↓ |
| FCF margin | -1.0% | -3.9% | ↓ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | -12.2% | -8.5% | ↓ | Bottom 7% |
| EPS growth (TTM, YoY) | -49.8% | -45.6% | ↓ | Bottom 20% |
| Gross margin | 14.0% | 18.4% | ↓ | Bottom 10% |
| Operating margin | 2.6% | 8.4% | ↓ | Bottom 27% |
| Net margin | 3.5% | 6.6% | ↓ | — |
| Free-cash-flow margin | -3.9% | -1.0% | ↓ | — |
| Return on invested capital | 3.0% | — | Bottom 33% | |
| Revenue growth, 3-year CAGR | 9.0% | — | Top 21% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- -0.94×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- 7.2%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.5%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -20.5 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 3.12×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 0.00%
- Net buyback yield (TTM)
- 5.77%
- Shareholder yield
- 5.77%
- Share count change, 1 year
- -9.6%
- Share count change, 3-year CAGR
- -4.5%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Jul 30, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 0
- Beats in the last 8 reports
- 1 of 8
- Average EPS surprise, last 4
- -15.1%
- Average 2-day reaction, last 8
- -1.8%
- Positive 20 days after report
- 4 of 8
Analysts
- Consensus price target
- $38.00
- Target vs current price
- +253.5%
- Analysts with a rating
- 5
- Share rating Buy or Strong Buy
- 20%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 30, 2026 | -8.5% | -13.5% | -3.9% | -4.7% | — |
| Apr 30, 2026 | -45.5% | +3.2% | +3.5% | +9.8% | +10.5% |
| Feb 23, 2026 | -6.5% | -2.2% | -11.8% | -32.6% | -37.3% |
| Oct 30, 2025 | +0.0% | -7.5% | -10.6% | -8.3% | -14.8% |
| Jul 31, 2025 | -13.8% | -4.1% | -3.0% | +6.4% | -12.2% |
| May 6, 2025 | -11.5% | -3.6% | +4.5% | -6.5% | +11.7% |
| Feb 25, 2025 | +14.2% | +17.9% | +8.8% | +16.5% | +6.4% |
| Oct 31, 2024 | -16.7% | -4.2% | +1.5% | +7.0% | -25.1% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 30, 2026 | $0.27 | $0.30 | -8.5% | $1.06B |
| Apr 30, 2026 | $0.11 | $0.20 | -45.5% | $887.8M |
| Feb 23, 2026 | $0.58 | $0.62 | -6.5% | $1.21B |
| Oct 30, 2025 | $0.47 | $0.47 | +0.0% | $969.8M |
| Jul 31, 2025 | $0.56 | $0.65 | -13.8% | $1.15B |
| May 6, 2025 | $0.54 | $0.61 | -11.5% | $989.9M |
| Feb 25, 2025 | $1.29 | $1.13 | +14.2% | $1.56B |
| Oct 31, 2024 | $0.70 | $0.84 | -16.7% | $1.01B |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 7.3× | 9.0× | 19th | Top 5% |
| P/E (forward) | 10.1× | — | — | — |
| EV / EBITDA | 11.1× | — | — | Top 39% |
| EV / Sales | 0.33× | — | — | Top 5% |
| Free-cash-flow yield | -16.32% | — | — | Bottom 6% |
| Earnings yield | 13.77% | — | — | Top 5% |
P/E over the past five years
Range 5.0× – 20.4× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- -59.0%
- Earnings per share growth (TTM)
- -49.8%
- Change in P/E multiple
- +5.0%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✗ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- -11.2%
- 200-day average slope (20 days)
- -4.4%
- Distance from 50-day average
- -20.1%
- Distance from 200-day average
- -31.0%
- RSI (14)
- 35.3
- Relative volume
- 0.94×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 69.7%
- Volatility vs own 5-year history
- 92th percentile · High for this stock
- Beta vs S&P 500 (2 years, weekly)
- 1.24
- Correlation with S&P 500
- 0.36
- Current drawdown from 1-year high
- -59.3%
- Maximum drawdown, 3 years
- -75.5%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Mar 28, 2024 | Sep 30, 2026 | -75.5% | 628 days | Not yet recovered |
| Jun 1, 2021 | Dec 28, 2022 | -75.4% | 398 days | 245 days (Dec 19, 2023) |
| Feb 8, 2021 | Mar 5, 2021 | -27.9% | 18 days | 59 days (May 28, 2021) |
| Dec 27, 2023 | Jan 24, 2024 | -15.3% | 18 days | 22 days (Feb 26, 2024) |
| Mar 13, 2024 | Mar 18, 2024 | -14.3% | 3 days | 4 days (Mar 22, 2024) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $991.0M
- P/E (TTM)
- 7.3
- EPS, diluted (TTM)
- $1.48
- Revenue (TTM)
- $4.13B
- 52-week range
- $10.18 – $27.20
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $1.92B | $3.34B | $3.75B | $4.45B | $4.32B |
| Gross profit | $313.6M | $620.2M | $736.8M | $828.6M | $754.8M |
| Operating income | $159.2M | $349.2M | $428.0M | $432.8M | $269.6M |
| Net income | $122.4M | $262.3M | $295.9M | $335.3M | $217.2M |
| EPS (diluted) | $1.27 | $2.32 | $2.66 | $3.21 | $2.14 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.01B | $1.56B | $989.9M | $1.15B | $969.8M | $1.21B | $887.8M | $1.06B |
| Net income | $70.7M | $129.3M | $54.9M | $56.6M | $47.0M | $58.7M | $13.3M | $27.7M |
| EPS (diluted) | $0.67 | $1.25 | $0.51 | $0.52 | $0.47 | $0.64 | $0.11 | $0.26 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $65.0M | -$27.6M | $374.2M | -$256.6M | -$100.6M |
| Capital expenditure | -$2.8M | -$5.5M | -$4.8M | -$25.3M | -$25.8M |
| Free cash flow | $62.2M | -$33.2M | $369.5M | -$282.0M | -$126.4M |
| Dividends paid | -$46.6M | $0 | $0 | $0 | $0 |
| Net share buybacks | $118.1M | $0 | -$322,000 | -$20.3M | -$49.6M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $203.5M
- Total assets
- $3.96B
- Total liabilities
- $2.35B
- Total debt
- $592.3M
- Net debt
- $388.8M
- Shareholders’ equity
- $1.58B
As of Jun 30, 2026 (filed Jul 30, 2026).
Short interest
- Shares sold short
- 7,035,351
- Days to cover
- 8.99
- Change vs previous report
- +6.3%
FINRA short interest, settlement date Sep 15, 2026.