Stocks · Consumer Cyclical · Personal Products & Services
H&R Block, Inc. HRB
$41.68 -1.51% Close, Oct 2, 2026 · NYSE · Market cap $5.28B
High qualityInexpensive vs sector
Next earnings report: Nov 5, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- The shares trade at 7.3× trailing earnings, lower than 85% of the company's own readings over the past five years.
- The stock is in an uptrend: above its 200-day average for 60 trading days, with the 50-day average above the 200-day.
- Earnings beat analyst estimates in each of the last 4 quarters (average surprise over the last four: +8.1%).
PromtFinance scores
Each score is a percentile within the Consumer Cyclical sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth64Neutral
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 46%
- EPS growth (TTM, YoY)Top 28%
- FCF growth (TTM, YoY)Top 45%
- Revenue growth, 3-year CAGRTop 38%
- Revenue growth accelerationBottom 39%
Quality91Exceptional
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 2%
- Gross marginTop 10%
- Operating marginTop 3%
- Cash conversion (OCF / net income)Bottom 19%
- Accruals (lower is better)Bottom 28%
- Net debt / EBITDA (lower is better)Top 26%
- Interest coverTop 26%
Value94Exceptional
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 5%
- Free-cash-flow yieldTop 14%
- EBITDA / enterprise valueTop 8%
- Sales / enterprise valueBottom 40%
- P/E vs own 5-year history (lower is better)Top 25%
Momentum58Neutral
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 48%
- 6-month returnTop 21%
- 1-year return vs S&P 500Bottom 38%
- Distance from 52-week highBottom 47%
- Trend checklist (0–4)Top 34%
Revisions28Very weak
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 46%
- Consecutive EPS beatsTop 28%
- Share of analysts rating BuyBottom 18%
- Upside to consensus price targetBottom 21%
Stability70Positive
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 35%
- Maximum drawdown, 3 yearsBottom 47%
- Beta vs S&P 500 (lower is better)Top 2%
- Net debt / EBITDA (lower is better)Top 26%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 5.4% | 4.9% | ↓ |
| EPS growth (YoY) | 37.7% | 28.1% | ↓ |
| Gross margin | 44.5% | 60.4% | ↑ |
| Operating margin | 22.0% | 25.8% | ↑ |
| FCF margin | 15.9% | 19.2% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 4.9% | 5.4% | ↓ | Top 46% |
| EPS growth (TTM, YoY) | 28.1% | 37.7% | ↓ | Top 28% |
| Gross margin | 60.4% | 44.5% | ↑ | Top 10% |
| Operating margin | 25.8% | 22.0% | ↑ | Top 3% |
| Net margin | 18.6% | 16.1% | ↑ | — |
| Free-cash-flow margin | 19.2% | 15.9% | ↑ | — |
| Return on invested capital | 35.3% | — | Top 2% | |
| Revenue growth, 3-year CAGR | 4.4% | — | Top 38% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 1.14×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -3.2%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.6%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -13.3 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 1.08×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 12.6×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 3.99%
- Net buyback yield (TTM)
- 9.71%
- Shareholder yield
- 13.70%
- Share count change, 1 year
- -6.2%
- Share count change, 3-year CAGR
- -6.1%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 14, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 4
- Beats in the last 8 reports
- 6 of 8
- Average EPS surprise, last 4
- +8.1%
- Average 2-day reaction, last 8
- -1.1%
- Positive 20 days after report
- 1 of 8
Analysts
- Consensus price target
- $46.50
- Target vs current price
- +11.6%
- Analysts with a rating
- 16
- Share rating Buy or Strong Buy
- 31%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 11, 2026 | +7.7% | +1.6% | +9.1% | -0.1% | — |
| May 6, 2026 | +4.3% | -2.3% | +22.2% | +26.4% | +46.7% |
| Feb 3, 2026 | +6.1% | -3.9% | -15.4% | -18.6% | -18.8% |
| Nov 6, 2025 | +14.3% | +1.7% | -9.1% | -16.8% | -26.5% |
| Aug 12, 2025 | -19.2% | -5.4% | -7.4% | -5.6% | -8.2% |
| May 7, 2025 | +5.1% | +0.7% | -6.9% | -4.8% | -11.0% |
| Feb 4, 2025 | -8.8% | -2.4% | -5.7% | -6.0% | +8.3% |
| Nov 7, 2024 | +3.3% | +1.3% | -5.1% | -8.3% | -13.0% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 11, 2026 | $2.38 | $2.21 | +7.7% | $1.14B |
| May 6, 2026 | $6.02 | $5.77 | +4.3% | $2.40B |
| Feb 3, 2026 | -$1.84 | -$1.96 | +6.1% | $198.9M |
| Nov 6, 2025 | -$1.20 | -$1.40 | +14.3% | $203.6M |
| Aug 12, 2025 | $2.27 | $2.81 | -19.2% | $1.11B |
| May 7, 2025 | $5.38 | $5.12 | +5.1% | $2.28B |
| Feb 4, 2025 | -$1.73 | -$1.59 | -8.8% | $179.1M |
| Nov 7, 2024 | -$1.17 | -$1.21 | +3.3% | $193.8M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 7.3× | 11.4× | 15th | Top 5% |
| P/E (forward) | 6.8× | — | — | — |
| EV / EBITDA | 6.1× | — | — | Top 8% |
| EV / Sales | 1.63× | — | — | Bottom 40% |
| Free-cash-flow yield | 14.31% | — | — | Top 14% |
| Earnings yield | 13.77% | — | — | Top 5% |
P/E over the past five years
Range 4.6× – 15.4× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- -18.5%
- Earnings per share growth (TTM)
- +28.1%
- Change in P/E multiple
- -16.1%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 60
- 50-day average slope (20 days)
- +3.6%
- 200-day average slope (20 days)
- +0.3%
- Distance from 50-day average
- -11.4%
- Distance from 200-day average
- +7.4%
- RSI (14)
- 35.6
- Relative volume
- 0.82×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 50.1%
- Volatility vs own 5-year history
- 90th percentile · High for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.22
- Correlation with S&P 500
- 0.09
- Current drawdown from 1-year high
- -23.1%
- Maximum drawdown, 3 years
- -57.4%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Aug 20, 2024 | Feb 12, 2026 | -57.5% | 371 days | Not yet recovered |
| Aug 18, 2022 | May 23, 2023 | -40.4% | 191 days | 149 days (Dec 26, 2023) |
| Nov 24, 2020 | Dec 22, 2020 | -21.0% | 19 days | 32 days (Feb 9, 2021) |
| Sep 8, 2021 | Jan 21, 2022 | -18.4% | 94 days | 39 days (Mar 18, 2022) |
| Apr 25, 2022 | May 10, 2022 | -16.3% | 11 days | 1 days (May 11, 2022) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $5.28B
- P/E (TTM)
- 7.3
- EPS, diluted (TTM)
- $5.74
- Revenue (TTM)
- $3.95B
- Dividend yield
- 4.13%
- 52-week range
- $28.16 – $58.67
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|
| Revenue | $3.46B | $3.47B | $3.61B | $3.76B | $3.95B |
| Gross profit | $1.58B | $1.55B | $1.62B | $1.67B | $1.75B |
| Operating income | $744.9M | $748.7M | $805.3M | $828.0M | -$1.29B |
| Net income | $553.7M | $553.7M | $595.3M | $605.8M | $733.6M |
| EPS (diluted) | $3.22 | $3.51 | $4.12 | $4.39 | $5.78 |
| Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | Q3 2026 | Q4 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $193.8M | $179.1M | $2.28B | $1.11B | $203.6M | $198.9M | $2.40B | $1.14B |
| Net income | -$172.6M | -$243.4M | $722.3M | $299.4M | -$165.8M | -$242.2M | $847.9M | $293.7M |
| EPS (diluted) | -$1.24 | -$1.80 | $5.32 | $2.20 | -$1.26 | -$1.91 | $6.60 | $2.31 |
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|
| Operating cash flow | $808.5M | $821.8M | $720.9M | $680.9M | $838.7M |
| Capital expenditure | -$62.0M | -$69.7M | -$63.7M | -$82.0M | -$82.6M |
| Free cash flow | $746.6M | $752.1M | $657.2M | $598.8M | $756.1M |
| Dividends paid | -$186.5M | -$177.9M | -$179.8M | -$197.3M | -$211.0M |
| Net share buybacks | -$556.8M | -$565.6M | -$379.6M | -$437.1M | -$512.9M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $958.7M
- Total assets
- $3.26B
- Total liabilities
- $3.14B
- Total debt
- $2.10B
- Net debt
- $1.14B
- Shareholders’ equity
- $117.5M
As of Jun 30, 2026 (filed Aug 14, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 3, 2026 | $0.46 | Oct 6, 2026 |
| Jun 3, 2026 | $0.42 | Jul 7, 2026 |
| Mar 4, 2026 | $0.42 | Apr 6, 2026 |
| Dec 4, 2025 | $0.42 | Jan 6, 2026 |
| Sep 4, 2025 | $0.42 | Oct 6, 2025 |
| Jun 4, 2025 | $0.38 | Jul 3, 2025 |
| Mar 4, 2025 | $0.38 | Apr 3, 2025 |
| Dec 5, 2024 | $0.38 | Jan 6, 2025 |
Short interest
- Shares sold short
- 17,448,651
- Days to cover
- 10.14
- Change vs previous report
- +4.1%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Aug 23, 2005
- 2-for-1
- Aug 2, 2001
- 2-for-1
- Oct 2, 1991
- 2-for-1
- Oct 2, 1987
- 2-for-1
- Oct 2, 1985
- 2-for-1