Stocks · Consumer Cyclical · Residential Construction
PulteGroup, Inc. PHM
$115.73 -0.53% Close, Oct 2, 2026 · NYSE · Market cap $22.34B
Low risk
Next earnings report: Oct 22, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- The shares trade at 11.9× trailing earnings, higher than 86% of the company's own readings over the past five years.
- Diluted EPS over the last four quarters was $9.74, down 27.2% year over year.
- Operating margin narrowed to 14.6% from 19.9% a year earlier.
PromtFinance scores
Each score is a percentile within the Consumer Cyclical sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth21Very weak
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 13%
- EPS growth (TTM, YoY)Bottom 30%
- FCF growth (TTM, YoY)Bottom 50%
- Revenue growth, 3-year CAGRTop 47%
- Revenue growth accelerationBottom 27%
Quality60Neutral
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 26%
- Gross marginBottom 30%
- Operating marginTop 20%
- Cash conversion (OCF / net income)Bottom 12%
- Accruals (lower is better)Bottom 8%
- Net debt / EBITDA (lower is better)Top 18%
- Interest coverTop 1%
Value61Neutral
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 15%
- Free-cash-flow yieldTop 41%
- EBITDA / enterprise valueTop 29%
- Sales / enterprise valueBottom 45%
- P/E vs own 5-year history (lower is better)Bottom 18%
Momentum47Neutral
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthBottom 42%
- 6-month returnBottom 47%
- 1-year return vs S&P 500Bottom 40%
- Distance from 52-week highTop 35%
- Trend checklist (0–4)Bottom 47%
Revisions18Very weak
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 28%
- Consecutive EPS beatsBottom 33%
- Share of analysts rating BuyBottom 44%
- Upside to consensus price targetBottom 37%
Stability94Exceptional
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 17%
- Maximum drawdown, 3 yearsTop 22%
- Beta vs S&P 500 (lower is better)Top 22%
- Net debt / EBITDA (lower is better)Top 18%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | -5.9% | -7.3% | ↓ |
| EPS growth (YoY) | -27.1% | -27.2% | ↓ |
| Gross margin | 27.8% | 24.5% | ↓ |
| Operating margin | 19.9% | 14.6% | ↓ |
| FCF margin | 7.4% | 9.2% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | -7.3% | -5.9% | ↓ | Bottom 13% |
| EPS growth (TTM, YoY) | -27.2% | -27.1% | ↓ | Bottom 30% |
| Gross margin | 24.5% | 27.8% | ↓ | Bottom 30% |
| Operating margin | 14.6% | 19.9% | ↓ | Top 20% |
| Net margin | 11.6% | 15.5% | ↓ | — |
| Free-cash-flow margin | 9.2% | 7.4% | ↑ | — |
| Return on invested capital | 11.6% | — | Top 26% | |
| Revenue growth, 3-year CAGR | 2.7% | — | Top 47% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 0.85×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- 1.5%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.4%
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 0.40×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 4783.8×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 0.84%
- Net buyback yield (TTM)
- 5.91%
- Shareholder yield
- 6.75%
- Share count change, 1 year
- -3.4%
- Share count change, 3-year CAGR
- -4.6%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Jul 22, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 1
- Beats in the last 8 reports
- 6 of 8
- Average EPS surprise, last 4
- -0.4%
- Average 2-day reaction, last 8
- +3.1%
- Positive 20 days after report
- 4 of 8
Analysts
- Consensus price target
- $141.88
- Target vs current price
- +22.6%
- Analysts with a rating
- 44
- Share rating Buy or Strong Buy
- 48%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 22, 2026 | +5.1% | +2.0% | +8.4% | +1.4% | — |
| Apr 23, 2026 | -1.1% | +2.4% | -5.4% | -8.9% | -3.4% |
| Jan 29, 2026 | -8.2% | +3.2% | +9.2% | +10.1% | +3.5% |
| Oct 21, 2025 | +2.4% | +0.0% | -2.4% | -7.6% | +7.8% |
| Jul 22, 2025 | +2.7% | +11.5% | +7.5% | +18.0% | +14.9% |
| Apr 22, 2025 | +5.8% | +8.4% | +10.0% | +10.7% | +17.4% |
| Jan 30, 2025 | +6.7% | +4.9% | -1.5% | -8.9% | -9.8% |
| Oct 22, 2024 | +7.7% | -7.2% | -7.2% | -10.9% | -18.9% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 22, 2026 | $2.48 | $2.36 | +5.1% | $3.98B |
| Apr 23, 2026 | $1.79 | $1.81 | -1.1% | $3.41B |
| Jan 29, 2026 | $2.58 | $2.81 | -8.2% | $4.61B |
| Oct 21, 2025 | $2.96 | $2.89 | +2.4% | $4.40B |
| Jul 22, 2025 | $3.03 | $2.95 | +2.7% | $4.40B |
| Apr 22, 2025 | $2.57 | $2.43 | +5.8% | $3.89B |
| Jan 30, 2025 | $3.50 | $3.28 | +6.7% | $4.92B |
| Oct 22, 2024 | $3.35 | $3.11 | +7.7% | $4.48B |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 11.9× | 7.5× | 86th | Top 15% |
| P/E (forward) | 11.4× | — | — | — |
| EV / EBITDA | 9.7× | — | — | Top 29% |
| EV / Sales | 1.42× | — | — | Bottom 45% |
| Free-cash-flow yield | 6.77% | — | — | Top 41% |
| Earnings yield | 8.42% | — | — | Top 15% |
P/E over the past five years
Range 4.0× – 13.0× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- -13.9%
- Earnings per share growth (TTM)
- -27.2%
- Change in P/E multiple
- +43.6%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- -3.1%
- 200-day average slope (20 days)
- -0.4%
- Distance from 50-day average
- -7.4%
- Distance from 200-day average
- -7.2%
- RSI (14)
- 38.6
- Relative volume
- 1.06×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 29.2%
- Volatility vs own 5-year history
- 17th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.68
- Correlation with S&P 500
- 0.32
- Current drawdown from 1-year high
- -18.8%
- Maximum drawdown, 3 years
- -38.3%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| May 10, 2021 | Jun 17, 2022 | -41.9% | 280 days | 208 days (Apr 18, 2023) |
| Oct 18, 2024 | Apr 8, 2025 | -38.3% | 116 days | Not yet recovered |
| Aug 8, 2023 | Oct 20, 2023 | -19.0% | 52 days | 17 days (Nov 14, 2023) |
| Oct 12, 2020 | Nov 9, 2020 | -17.9% | 20 days | 64 days (Feb 11, 2021) |
| May 15, 2024 | Jul 5, 2024 | -14.8% | 34 days | 7 days (Jul 16, 2024) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $22.34B
- P/E (TTM)
- 11.9
- EPS, diluted (TTM)
- $9.74
- Revenue (TTM)
- $16.41B
- Dividend yield
- 0.90%
- 52-week range
- $108.49 – $144.50
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $13.74B | $16.00B | $16.06B | $17.95B | $17.31B |
| Gross profit | $3.78B | $4.83B | $4.72B | $5.22B | $4.57B |
| Operating income | $2.56B | $3.44B | $3.40B | $3.89B | $3.00B |
| Net income | $1.95B | $2.62B | $2.60B | $3.08B | $2.22B |
| EPS (diluted) | $7.43 | $11.01 | $11.72 | $14.69 | $11.12 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $4.48B | $4.92B | $3.89B | $4.40B | $4.40B | $4.61B | $3.41B | $3.98B |
| Net income | $697.9M | $913.2M | $522.8M | $608.5M | $585.8M | $501.6M | $347.0M | $472.0M |
| EPS (diluted) | $3.35 | $4.43 | $2.57 | $3.03 | $2.96 | $2.56 | $1.79 | $2.43 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $1.00B | $668.5M | $2.20B | $1.68B | $1.87B |
| Capital expenditure | -$72.8M | -$112.7M | -$92.2M | -$118.5M | -$122.7M |
| Free cash flow | $931.2M | $555.8M | $2.10B | $1.56B | $1.75B |
| Dividends paid | -$147.8M | -$144.1M | -$142.5M | -$167.7M | -$176.7M |
| Net share buybacks | -$908.1M | -$1.09B | -$1.01B | -$1.22B | -$1.22B |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $1.89B
- Total assets
- $18.26B
- Total liabilities
- $5.25B
- Total debt
- $2.30B
- Net debt
- $962.5M
- Shareholders’ equity
- $13.01B
As of Jun 30, 2026 (filed Jul 22, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 15, 2026 | $0.26 | Oct 2, 2026 |
| Jun 16, 2026 | $0.26 | Jul 2, 2026 |
| Mar 17, 2026 | $0.26 | Apr 2, 2026 |
| Dec 16, 2025 | $0.26 | Jan 6, 2026 |
| Sep 16, 2025 | $0.22 | Oct 2, 2025 |
| Jun 17, 2025 | $0.22 | Jul 2, 2025 |
| Mar 18, 2025 | $0.22 | Apr 2, 2025 |
| Dec 17, 2024 | $0.22 | Jan 3, 2025 |
Short interest
- Shares sold short
- 8,831,398
- Days to cover
- 6.23
- Change vs previous report
- +7.7%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Sep 2, 2005
- 2-for-1
- Jan 5, 2004
- 2-for-1
- Jun 2, 1998
- 2-for-1
- May 31, 1983
- 2-for-1
- Dec 16, 1982
- 2-for-1