Does Klarna Accept Netspend?

Unlike other popular credit and debit cards like Visa, Mastercard, American Express, and Discover, Klarna does not accept Netspend. Payment service providers have become increasingly popular due to their convenience and affordability. However, if they possess a Netspend card, those wishing to use the service must find an alternate payment method.

Klarna is a Swedish fintech company founded in 2005 that offers customers an alternative way of paying for their purchases by breaking payments into four interest-free installments. Depending on the purchase amount, Klarna also allows customers to spread payments over six months or longer. Besides offering this payment option for online shoppers on merchant websites, Klarna offers direct financing for larger purchases like cars or furniture.

Does Klarna Accept Netspend?

No, Klarna does not accept Netspend. However, Klarna accepts all other major cards, such as Visa, Mastercard, Amex, and Discover.

netspend card example

To read about the Netspend overdraft limit, read our article.

Klarna has gained tremendous traction since launching its services in the US in 2015 and now boasts over 9 million customers in the country who use it to make payments at thousands of online and offline retailers. The website states that the company pays with significant debit cards such as Visa Debit, Mastercard Debit, or American Express when purchasing through Klarna. Still, Netspend is notably absent from this list of accepted cards.

Netspend is a prepaid card that allows users to load money onto it before making purchases. It is just like a regular debit card, which can be used at any store that accepts it as a form of payment. While prepaid cards are becoming increasingly more accepted by merchants today, they are still not as widely accepted as traditional debit cards, so even if Klarna supported Netspend, they might not be widely accepted everywhere.

Klarna vs. Netspend

  • Klarna is a financial technology company based in Sweden, while Netspend is a prepaid debit card provider in the United States.
  • Klarna offers a “buy now, pay later” service” that allows custom” rs to split their purchases into multiple installments, while Netspend provides reloadable prepaid debit cards.
  • Klarna’s services are similar to Klarna’s for online shopping, while Netspend’s cards can be used in person for purchases, ATM withdrawals, and other transactions.
  • Klarna partners with retailers to offer payment options at checkout, while Netspend is available through partnerships with banks, employers, and other organizations.
  • Klarna charges interest on installment payments, while Netspend charges fees for various transactions, such as ATM withdrawals and balance inquiries.
  • Klarna allows customers to track their purchases and payments through its app, while Netspend provides an online account center for managing card balances and transactions.

It’s unclear why Klarna supports Netspend. Given how quickly the payment service provider has grown in popularity over the past few years, we expect it to expand its number of accepted payment methods soon enough. Until then, those wishing to use Klarna will have to find an alternative form of payment, such as Visa Debit or Mastercard Debit, if they don’t have one.

Daniel Smith

Daniel Smith

Daniel Smith is an experienced economist and financial analyst from Utah. He has been in finance for nearly two decades, having worked as a senior analyst for Wells Fargo Bank for 19 years. After leaving Wells Fargo Bank in 2014, Daniel began a career as a finance consultant, advising companies and individuals on economic policy, labor relations, and financial management. At, Daniel writes about personal finance topics, value estimation, budgeting strategies, retirement planning, and portfolio diversification. Read more on Daniel Smith's biography page. Contact Daniel:

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