Stocks · Financial Services · Insurance - Life
Abacus Global Management, Inc. ABX
$8.27 +4.82% Close, Oct 2, 2026 · NYSE · Market cap $793.3M
Strong growthHigh qualityHigh risk
Next earnings report: Nov 5, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Revenue over the last four quarters was $267.3M, up 65.3% from a year earlier, slowing from 86.1% a quarter earlier.
- Operating margin widened to 31.2% from 20.8% a year earlier.
- Net debt is 3.2× EBITDA, a high level of leverage.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 6%
- Revenue growth, 3-year CAGRTop 3%
- Revenue growth accelerationBottom 9%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 26%
- Gross marginTop 41%
- Operating marginTop 26%
- Cash conversion (OCF / net income)Top 5%
- Accruals (lower is better)Top 13%
- Net debt / EBITDA (lower is better)Bottom 33%
- Interest coverTop 30%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldBottom 34%
- Free-cash-flow yieldTop 29%
- EBITDA / enterprise valueTop 34%
- Sales / enterprise valueBottom 33%
- P/E vs own 5-year history (lower is better)Top 19%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 3%
- 6-month returnBottom 37%
- 1-year return vs S&P 500Top 9%
- Distance from 52-week highBottom 14%
- Trend checklist (0–4)Bottom 27%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 29%
- Consecutive EPS beatsBottom 43%
- Upside to consensus price targetTop 9%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 10%
- Maximum drawdown, 3 yearsBottom 10%
- Beta vs S&P 500 (lower is better)Bottom 47%
- Net debt / EBITDA (lower is better)Bottom 33%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 86.1% | 65.3% | ↓ |
| Gross margin | 88.2% | 68.5% | ↓ |
| Operating margin | 20.8% | 31.2% | ↑ |
| FCF margin | -80.9% | 33.2% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 65.3% | 86.1% | ↓ | Top 6% |
| Gross margin | 68.5% | 88.2% | ↓ | Top 41% |
| Operating margin | 31.2% | 20.8% | ↑ | Top 26% |
| Net margin | 10.5% | -0.7% | ↑ | — |
| Free-cash-flow margin | 33.2% | -80.9% | ↑ | — |
| Return on invested capital | 6.0% | — | Top 26% | |
| Revenue growth, 3-year CAGR | 73.9% | — | Top 3% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 3.00×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -7.2%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 3.3%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +37.1 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 3.17×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 2.1×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 0.00%
- Net buyback yield (TTM)
- 4.38%
- Shareholder yield
- 4.38%
- Share count change, 1 year
- +2.4%
- Share count change, 3-year CAGR
- +16.3%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 10, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 1
- Beats in the last 8 reports
- 7 of 8
- Average EPS surprise, last 4
- +9.5%
- Average 2-day reaction, last 8
- -0.5%
- Positive 20 days after report
- 3 of 8
Analysts
- Consensus price target
- $13.00
- Target vs current price
- +57.2%
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 6, 2026 | +16.7% | -1.5% | -19.2% | -9.4% | — |
| May 7, 2026 | -4.8% | -0.6% | -2.0% | -6.0% | +12.6% |
| Mar 12, 2026 | +15.0% | -2.5% | -6.5% | -20.2% | -13.3% |
| Nov 6, 2025 | +11.1% | -0.4% | +27.4% | +30.9% | +37.7% |
| Aug 7, 2025 | +37.5% | -0.9% | +14.1% | +17.5% | -8.3% |
| May 8, 2025 | +12.5% | +1.6% | +8.0% | -30.7% | -33.7% |
| Mar 27, 2025 | +14.3% | -0.8% | +9.2% | +15.1% | -24.4% |
| Nov 7, 2024 | +42.9% | +1.4% | +0.7% | -8.7% | -12.2% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 6, 2026 | $0.28 | $0.24 | +16.7% | $73.0M |
| May 7, 2026 | $0.20 | $0.21 | -4.8% | $59.4M |
| Mar 12, 2026 | $0.23 | $0.20 | +15.0% | $71.9M |
| Nov 6, 2025 | $0.20 | $0.18 | +11.1% | $63.0M |
| Aug 7, 2025 | $0.22 | $0.16 | +37.5% | $56.2M |
| May 8, 2025 | $0.18 | $0.16 | +12.5% | $44.1M |
| Mar 27, 2025 | $0.16 | $0.14 | +14.3% | $33.2M |
| Nov 7, 2024 | $0.20 | $0.14 | +42.9% | $28.1M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 28.9× | 39.9× | 20th | Bottom 34% |
| P/E (forward) | 7.9× | — | — | — |
| EV / EBITDA | 11.0× | — | — | Top 34% |
| EV / Sales | 4.17× | — | — | Bottom 33% |
| Free-cash-flow yield | 11.18% | — | — | Top 29% |
| Earnings yield | 3.45% | — | — | Bottom 34% |
P/E over the past five years
Range 17.7× – 88.3× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- -8.4%
- 200-day average slope (20 days)
- +2.1%
- Distance from 50-day average
- -11.5%
- Distance from 200-day average
- -9.7%
- RSI (14)
- 40.1
- Relative volume
- 0.86×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 49.6%
- Volatility vs own 5-year history
- 54th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.72
- Correlation with S&P 500
- 0.19
- Current drawdown from 1-year high
- -31.1%
- Maximum drawdown, 3 years
- -62.8%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Feb 1, 2024 | Jun 27, 2025 | -62.8% | 351 days | Not yet recovered |
| Jun 28, 2023 | Jul 21, 2023 | -47.7% | 16 days | 117 days (Jan 8, 2024) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $793.3M
- P/E (TTM)
- 28.9
- EPS, diluted (TTM)
- $0.29
- Revenue (TTM)
- $267.3M
- Dividend yield
- 2.42%
- 52-week range
- $5.00 – $12.44
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $22.6M | $44.7M | $66.4M | $111.9M | $235.2M |
| Gross profit | $8.4M | $38.8M | $59.9M | $100.6M | $169.2M |
| Operating income | $937,115 | $33.7M | $24.1M | -$888,304 | $87.1M |
| Net income | $997,415 | $31.7M | $9.5M | -$24.0M | $36.5M |
| EPS (diluted) | $0.02 | $0.63 | $0.16 | -$0.34 | $0.36 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $28.1M | $33.2M | $44.1M | $56.2M | $63.0M | $71.9M | $59.4M | $73.0M |
| Net income | -$5.1M | -$18.3M | $4.6M | $17.6M | $7.1M | $7.2M | $7.3M | $6.6M |
| EPS (diluted) | -$0.07 | -$0.22 | $0.05 | $0.18 | $0.07 | $0.07 | $0.07 | $0.07 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $1.3M | $10.7M | -$64.5M | -$208.8M | -$25.7M |
| Capital expenditure | -$226,664 | -$79,099 | -$189,674 | -$805,136 | -$931,443 |
| Free cash flow | $1.1M | $10.6M | -$64.7M | -$209.6M | -$26.6M |
| Dividends paid | -$358,216 | -$659,363 | $0 | $0 | -$19.6M |
| Net share buybacks | -$400,000 | -$6.4M | -$23.8M | $171.0M | -$43.8M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $23.4M
- Total assets
- $867.7M
- Total liabilities
- $428.1M
- Total debt
- $344.3M
- Net debt
- $320.9M
- Shareholders’ equity
- $439.7M
As of Jun 30, 2026 (filed Aug 10, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Dec 2, 2025 | $0.20 | Dec 17, 2025 |
Short interest
- Shares sold short
- 4,799,439
- Days to cover
- 13.15
- Change vs previous report
- -1.4%
FINRA short interest, settlement date Sep 15, 2026.