Stocks · Financial Services · Asset Management
Advanced Flower Capital Inc. AFCG
$3.50 +0.29% Close, Oct 2, 2026 · NASDAQ · Market cap $79.8M
High qualityHigh risk
Next earnings report: Nov 11, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Operating margin widened to 87.1% from -16.9% a year earlier.
- The shares trade at 18.4× trailing earnings, higher than 93% of the company's own readings over the past five years.
- Net debt is 8.0× EBITDA, a high level of leverage.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 26%
- FCF growth (TTM, YoY)Bottom 49%
- Revenue growth, 3-year CAGRBottom 1%
- Revenue growth accelerationTop 3%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 36%
- Gross marginTop 12%
- Operating marginTop 1%
- Cash conversion (OCF / net income)Top 16%
- Accruals (lower is better)Top 28%
- Net debt / EBITDA (lower is better)Bottom 16%
- Interest coverTop 25%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldBottom 44%
- Free-cash-flow yieldTop 18%
- EBITDA / enterprise valueTop 47%
- Sales / enterprise valueBottom 16%
- P/E vs own 5-year history (lower is better)Bottom 10%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthBottom 19%
- 6-month returnTop 15%
- 1-year return vs S&P 500Bottom 22%
- Distance from 52-week highBottom 41%
- Trend checklist (0–4)Top 27%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 8%
- Consecutive EPS beatsBottom 17%
- Share of analysts rating BuyBottom 48%
- Upside to consensus price targetTop 2%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 13%
- Maximum drawdown, 3 yearsBottom 4%
- Beta vs S&P 500 (lower is better)Bottom 12%
- Net debt / EBITDA (lower is better)Bottom 16%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | -46.0% | -0.0% | ↑ |
| Gross margin | 21.8% | 83.0% | ↑ |
| Operating margin | -16.9% | 87.1% | ↑ |
| FCF margin | 43.4% | 51.3% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | -0.0% | -46.0% | ↑ | Bottom 26% |
| Gross margin | 83.0% | 21.8% | ↑ | Top 12% |
| Operating margin | 87.1% | -16.9% | ↑ | Top 1% |
| Net margin | 21.4% | -35.8% | ↑ | — |
| Free-cash-flow margin | 51.3% | 43.4% | ↑ | — |
| Return on invested capital | 3.6% | — | Top 36% | |
| Revenue growth, 3-year CAGR | -24.1% | — | Bottom 1% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 2.39×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -1.8%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 23.9%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -99.4 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 8.04×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 3.1×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 9.96%
- Net buyback yield (TTM)
- 3.44%
- Shareholder yield
- 13.41%
- Share count change, 1 year
- +4.9%
- Share count change, 3-year CAGR
- +4.5%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 13, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 0
- Beats in the last 8 reports
- 2 of 8
- Average EPS surprise, last 4
- -51.0%
- Average 2-day reaction, last 8
- -0.4%
- Positive 20 days after report
- 3 of 8
Analysts
- Consensus price target
- $8.25
- Target vs current price
- +135.7%
- Analysts with a rating
- 11
- Share rating Buy or Strong Buy
- 45%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 13, 2026 | -19.7% | +6.7% | +27.0% | +20.2% | — |
| May 7, 2026 | +31.2% | +11.6% | +6.9% | +32.1% | -0.7% |
| Mar 4, 2026 | -200.0% | +9.0% | +19.5% | +27.6% | +69.7% |
| Nov 12, 2025 | -15.8% | +0.6% | -13.0% | -4.9% | -31.8% |
| Aug 14, 2025 | -37.5% | -3.7% | -20.8% | +0.0% | -32.5% |
| May 14, 2025 | -16.0% | -5.2% | -11.4% | -2.6% | -22.5% |
| Mar 13, 2025 | -25.6% | -20.4% | -24.7% | -40.0% | -35.5% |
| Nov 13, 2024 | +2.9% | -2.2% | +1.9% | -0.4% | -8.7% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 13, 2026 | $0.15 | $0.19 | -19.7% | $8.7M |
| May 7, 2026 | $0.21 | $0.16 | +31.2% | $9.8M |
| Mar 4, 2026 | -$0.12 | -$0.04 | -200.0% | $5.2M |
| Nov 12, 2025 | $0.16 | $0.19 | -15.8% | -$841,830 |
| Aug 14, 2025 | $0.15 | $0.24 | -37.5% | $5.1M |
| May 14, 2025 | $0.21 | $0.25 | -16.0% | $6.0M |
| Mar 13, 2025 | $0.29 | $0.39 | -25.6% | $9.2M |
| Nov 13, 2024 | $0.35 | $0.34 | +2.9% | $8.7M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 18.4× | 5.9× | 93th | Bottom 44% |
| P/E (forward) | 5.0× | — | — | — |
| EV / EBITDA | 14.5× | — | — | Top 47% |
| EV / Sales | 7.40× | — | — | Bottom 16% |
| Free-cash-flow yield | 15.61% | — | — | Top 18% |
| Earnings yield | 5.43% | — | — | Bottom 44% |
P/E over the past five years
Range 4.1× – 22.3× since Dec 31, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✓ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 35
- Days above the 200-day average
- 36
- 50-day average slope (20 days)
- +7.5%
- 200-day average slope (20 days)
- +2.1%
- Distance from 50-day average
- +7.2%
- Distance from 200-day average
- +18.9%
- RSI (14)
- 52.7
- Relative volume
- 0.56×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 45.1%
- Volatility vs own 5-year history
- 70th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 1.23
- Correlation with S&P 500
- 0.34
- Current drawdown from 1-year high
- -10.5%
- Maximum drawdown, 3 years
- -80.6%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Nov 12, 2021 | Feb 5, 2026 | -87.8% | 1060 days | Not yet recovered |
| Jun 8, 2021 | Jul 20, 2021 | -17.9% | 29 days | 82 days (Nov 12, 2021) |
| Mar 19, 2021 | Mar 25, 2021 | -11.8% | 4 days | 13 days (Apr 14, 2021) |
| May 5, 2021 | May 10, 2021 | -10.1% | 3 days | 16 days (Jun 2, 2021) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $79.8M
- P/E (TTM)
- 18.4
- EPS, diluted (TTM)
- $0.19
- Revenue (TTM)
- $24.3M
- Dividend yield
- 4.29%
- 52-week range
- $2.06 – $4.01
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $38.1M | $71.5M | $51.8M | $51.9M | $31.3M |
| Gross profit | $35.4M | $60.4M | $51.8M | $41.5M | $28.4M |
| Operating income | $21.0M | $43.8M | $30.9M | $13.9M | -$13.7M |
| Net income | $21.0M | $35.9M | $21.0M | $16.8M | -$20.7M |
| EPS (diluted) | $1.28 | $1.80 | $1.02 | $0.80 | -$0.95 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $8.7M | $2.3M | $7.0M | $6.3M | -$841,830 | $6.6M | $9.8M | $8.7M |
| Net income | $1.4M | -$991,534 | $4.1M | -$13.2M | -$12.5M | $914,046 | $11.4M | $5.4M |
| EPS (diluted) | $0.07 | -$0.05 | $0.18 | -$0.60 | -$0.57 | $0.04 | $0.49 | $0.23 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $9.5M | $31.3M | $21.2M | $21.6M | $11.2M |
| Capital expenditure | $0 | $0 | $0 | $5 | $0 |
| Free cash flow | $9.5M | $31.3M | $21.2M | $21.6M | $11.2M |
| Dividends paid | -$14.4M | -$41.6M | -$42.5M | -$40.0M | -$19.3M |
| Net share buybacks | $185.5M | $75.1M | $0 | $15.8M | $0 |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $106.5M
- Total assets
- $399.7M
- Total liabilities
- $212.4M
- Total debt
- $206.6M
- Net debt
- $100.1M
- Shareholders’ equity
- $187.3M
As of Jun 30, 2026 (filed Aug 13, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 30, 2026 | $0.05 | Oct 15, 2026 |
| Jun 30, 2026 | $0.05 | Jul 15, 2026 |
| Mar 31, 2026 | $0.05 | Apr 15, 2026 |
| Sep 30, 2025 | $0.15 | Oct 15, 2025 |
| Jun 30, 2025 | $0.15 | Jul 15, 2025 |
| Mar 31, 2025 | $0.23 | Apr 15, 2025 |
| Dec 31, 2024 | $0.33 | Jan 15, 2025 |
| Sep 30, 2024 | $0.33 | Oct 15, 2024 |
Short interest
- Shares sold short
- 723,898
- Days to cover
- 10.03
- Change vs previous report
- -4.3%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Jul 10, 2024
- 1,461-for-1,000