Stocks · Financial Services · Financial - Credit Services
Federal Agricultural Mortgage AGM
$214.79 +2.68% Close, Oct 2, 2026 · NYSE · Market cap $2.34B
High risk
Next earnings report: Nov 2, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Net debt is 120.0× EBITDA, a high level of leverage.
- The stock is in an uptrend: above its 200-day average for 98 trading days, with the 50-day average above the 200-day.
- Revenue over the last four quarters was $1.40B, down 12.6% from a year earlier, accelerating from -15.5% a quarter earlier.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth50Neutral
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 10%
- EPS growth (TTM, YoY)Bottom 35%
- FCF growth (TTM, YoY)Top 36%
- Revenue growth, 3-year CAGRTop 30%
- Revenue growth accelerationTop 24%
Quality21Very weak
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 45%
- Gross marginBottom 10%
- Operating marginBottom 46%
- Cash conversion (OCF / net income)Top 36%
- Accruals (lower is better)Bottom 46%
- Net debt / EBITDA (lower is better)Bottom 1%
- Interest coverBottom 15%
Value39Weak
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 31%
- Free-cash-flow yieldTop 22%
- EBITDA / enterprise valueBottom 27%
- Sales / enterprise valueBottom 4%
- P/E vs own 5-year history (lower is better)Bottom 31%
Momentum76Positive
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 17%
- 6-month returnTop 4%
- 1-year return vs S&P 500Top 19%
- Distance from 52-week highBottom 39%
- Trend checklist (0–4)Top 48%
Revisions52Neutral
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 28%
- Consecutive EPS beatsTop 42%
- Share of analysts rating BuyTop 12%
- Upside to consensus price targetBottom 29%
Stability16Very weak
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 35%
- Maximum drawdown, 3 yearsBottom 33%
- Beta vs S&P 500 (lower is better)Bottom 41%
- Net debt / EBITDA (lower is better)Bottom 1%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | -15.5% | -12.6% | ↑ |
| EPS growth (YoY) | 7.4% | 7.8% | ↑ |
| Gross margin | 23.2% | 30.2% | ↑ |
| Operating margin | 16.2% | 19.5% | ↑ |
| FCF margin | 14.1% | 22.1% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | -12.6% | -15.5% | ↑ | Bottom 10% |
| EPS growth (TTM, YoY) | 7.8% | 7.4% | ↑ | Bottom 35% |
| Gross margin | 30.2% | 23.2% | ↑ | Bottom 10% |
| Operating margin | 19.5% | 16.2% | ↑ | Bottom 46% |
| Net margin | 16.3% | 13.1% | ↑ | — |
| Free-cash-flow margin | 22.1% | 14.1% | ↑ | — |
| Return on invested capital | 1.1% | — | Bottom 45% | |
| Revenue growth, 3-year CAGR | 20.4% | — | Top 30% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 1.35×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -0.2%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.6%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +15.6 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 120.00×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 0.2×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 4.03%
- Net buyback yield (TTM)
- -3.84%
- Shareholder yield
- 0.20%
- Share count change, 1 year
- -0.7%
- Share count change, 3-year CAGR
- -0.1%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Jul 30, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 2
- Beats in the last 8 reports
- 5 of 8
- Average EPS surprise, last 4
- -0.2%
- Average 2-day reaction, last 8
- +1.5%
- Positive 20 days after report
- 6 of 8
Analysts
- Consensus price target
- $233.00
- Target vs current price
- +8.5%
- Analysts with a rating
- 5
- Share rating Buy or Strong Buy
- 80%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 30, 2026 | +10.9% | +3.1% | +11.1% | +2.1% | — |
| May 5, 2026 | +4.9% | +0.4% | +3.8% | +6.2% | +29.2% |
| Feb 19, 2026 | -18.7% | -0.3% | -8.4% | -19.3% | +0.6% |
| Nov 3, 2025 | +2.0% | -0.3% | +3.3% | +9.2% | +7.8% |
| Aug 7, 2025 | +0.7% | -0.4% | +7.2% | +19.1% | -9.5% |
| May 9, 2025 | +4.8% | +4.7% | +10.8% | +8.4% | -2.4% |
| Feb 21, 2025 | -4.8% | +6.3% | +3.1% | -1.6% | -1.0% |
| Nov 4, 2024 | -0.2% | -1.2% | +12.7% | +15.5% | +7.3% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 30, 2026 | $5.40 | $4.87 | +10.9% | $125.2M |
| May 5, 2026 | $4.74 | $4.52 | +4.9% | $109.9M |
| Feb 19, 2026 | $3.66 | $4.50 | -18.7% | $107.9M |
| Nov 3, 2025 | $4.52 | $4.43 | +2.0% | $103.9M |
| Aug 7, 2025 | $4.32 | $4.29 | +0.7% | $102.7M |
| May 9, 2025 | $4.19 | $4.00 | +4.8% | $94.2M |
| Feb 21, 2025 | $3.97 | $4.17 | -4.8% | $101.4M |
| Nov 4, 2024 | $4.10 | $4.11 | -0.2% | $90.3M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 11.7× | 10.5× | 76th | Top 31% |
| P/E (forward) | 10.3× | — | — | — |
| EV / EBITDA | 128.3× | — | — | Bottom 27% |
| EV / Sales | 25.66× | — | — | Bottom 4% |
| Free-cash-flow yield | 13.27% | — | — | Top 22% |
| Earnings yield | 8.52% | — | — | Top 31% |
P/E over the past five years
Range 8.7× – 13.3× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +30.7%
- Earnings per share growth (TTM)
- +7.8%
- Change in P/E multiple
- +18.8%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 98
- 50-day average slope (20 days)
- +3.4%
- 200-day average slope (20 days)
- +2.6%
- Distance from 50-day average
- -3.8%
- Distance from 200-day average
- +15.5%
- RSI (14)
- 44.8
- Relative volume
- 0.98×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 25.2%
- Volatility vs own 5-year history
- 16th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.78
- Correlation with S&P 500
- 0.38
- Current drawdown from 1-year high
- -11.1%
- Maximum drawdown, 3 years
- -35.8%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Dec 11, 2024 | Mar 19, 2026 | -35.8% | 316 days | 91 days (Jul 30, 2026) |
| Nov 8, 2021 | Jun 16, 2022 | -33.7% | 152 days | 161 days (Feb 7, 2023) |
| Aug 11, 2023 | Oct 20, 2023 | -20.9% | 49 days | 38 days (Dec 14, 2023) |
| Jul 26, 2024 | Aug 9, 2024 | -18.8% | 10 days | 81 days (Dec 4, 2024) |
| Mar 3, 2023 | May 10, 2023 | -16.2% | 47 days | 19 days (Jun 7, 2023) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $2.34B
- P/E (TTM)
- 11.7
- EPS, diluted (TTM)
- $18.31
- Revenue (TTM)
- $1.40B
- Dividend yield
- 2.93%
- 52-week range
- $136.57 – $248.29
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $447.7M | $755.0M | $1.42B | $1.62B | $1.32B |
| Gross profit | $245.9M | $308.3M | $350.2M | $363.7M | $388.6M |
| Operating income | $172.5M | $225.7M | $253.1M | $258.1M | $255.7M |
| Net income | $136.1M | $178.1M | $200.0M | $207.2M | $207.4M |
| EPS (diluted) | $10.27 | $13.87 | $15.80 | $16.44 | $16.62 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $411.2M | $403.8M | $384.7M | $405.0M | $420.8M | $107.9M | $423.7M | $450.3M |
| Net income | $49.8M | $56.5M | $49.7M | $54.8M | $55.0M | $47.9M | $59.1M | $67.0M |
| EPS (diluted) | $3.86 | $4.63 | $4.01 | $4.48 | $4.44 | $3.71 | $4.75 | $5.41 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $436.4M | $809.3M | $375.8M | $612.6M | $80.1M |
| Capital expenditure | $0 | $0 | $0 | -$5.3M | $0 |
| Free cash flow | $436.4M | $809.3M | $375.8M | $607.4M | $80.1M |
| Dividends paid | -$61.3M | -$68.2M | -$74.8M | -$86.1M | -$89.0M |
| Net share buybacks | $121.4M | $192,000 | $233,000 | $287,000 | -$18.0M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $20.46B
- Total assets
- $39.29B
- Total liabilities
- $37.44B
- Total debt
- $34.69B
- Net debt
- $33.66B
- Shareholders’ equity
- $1.85B
As of Jun 30, 2026 (filed Jul 30, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 15, 2026 | $1.60 | Sep 30, 2026 |
| Jun 15, 2026 | $1.60 | Jun 30, 2026 |
| Mar 16, 2026 | $1.60 | Mar 31, 2026 |
| Dec 15, 2025 | $1.50 | Dec 31, 2025 |
| Sep 15, 2025 | $1.50 | Sep 30, 2025 |
| Jun 16, 2025 | $1.50 | Jun 30, 2025 |
| Mar 14, 2025 | $1.50 | Mar 31, 2025 |
| Dec 16, 2024 | $1.40 | Dec 31, 2024 |
Short interest
- Shares sold short
- 370,428
- Days to cover
- 3.82
- Change vs previous report
- +15.8%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Aug 2, 1999
- 3-for-1