Stocks · Technology · Software - Infrastructure
AI Financial Corporation AIFC
$0.50 +1.43% Close, Oct 2, 2026 · NASDAQ · Market cap $70.4M
Expensive vs sectorHigh risk
Next earnings report: Nov 10, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Operating margin narrowed to -112.5% from -35.2% a year earlier.
- The diluted share count rose 636.5% in a year.
- The stock is 57% below its highest close of the past year.
PromtFinance scores
Each score is a percentile within the Technology sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 11%
- Revenue growth accelerationBottom 2%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 33%
- Gross marginBottom 48%
- Operating marginBottom 9%
- Accruals (lower is better)Top 1%
- Interest coverBottom 16%
How cheap the shares are relative to earnings, cash flow and their own history.
- Free-cash-flow yieldBottom 3%
- EBITDA / enterprise valueBottom 8%
- Sales / enterprise valueBottom 44%
Strength and persistence of the price trend, including versus the S&P 500.
- 6-month returnBottom 2%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 4%
- Consecutive EPS beatsBottom 31%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 19%
- Maximum drawdown, 3 yearsBottom 36%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 43.6% | -4.2% | ↓ |
| Gross margin | 41.6% | 49.1% | ↑ |
| Operating margin | -35.2% | -112.5% | ↓ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | -4.2% | 43.6% | ↓ | Bottom 11% |
| Gross margin | 49.1% | 41.6% | ↑ | Bottom 48% |
| Operating margin | -112.5% | -35.2% | ↓ | Bottom 9% |
| Net margin | -4152.5% | -83.6% | ↓ | — |
| Free-cash-flow margin | -104.1% | — | — | |
| Return on invested capital | -2.5% | — | Bottom 33% |
Quality of earnings and balance sheet
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -112.5%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 29.4%
- Interest cover (operating income / interest)How many times operating profit covers interest.
- -16.0×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 0.00%
- Net buyback yield (TTM)
- 0.00%
- Shareholder yield
- 0.00%
- Share count change, 1 year
- +636.5%
- Share count change, 3-year CAGR
- +234.0%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 27, 2026 (filed Aug 17, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 1
- Beats in the last 8 reports
- 1 of 1
- Average EPS surprise, last 4
- +100.0%
- Average 2-day reaction, last 8
- +3.9%
- Positive 20 days after report
- 1 of 1
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 17, 2026 | +380.0% | +3.9% | +65.8% | +27.2% | — |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 17, 2026 | $0.42 | -$0.15 | +380.0% | $2.4M |
| May 13, 2025 | -$0.18 | — | — | $5.5M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| EV / Sales | 4.78× | — | — | Bottom 44% |
| Free-cash-flow yield | -29.66% | — | — | Bottom 3% |
P/E over the past five years
Range 0.5× – 8.0× since Jul 2, 2022. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✓ Price above 50-day average
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 2
- 50-day average slope (20 days)
- -3.1%
- Distance from 50-day average
- +1.7%
- RSI (14)
- 47.7
- Relative volume
- 1.26×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 86.2%
- Current drawdown from 1-year high
- -56.6%
- Maximum drawdown, 3 years
- -68.1%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Apr 6, 2026 | Jul 29, 2026 | -68.1% | 79 days | Not yet recovered |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $70.4M
- Revenue (TTM)
- $20.1M
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $40.0M | $0 | $0 | $11.9M | $24.8M |
| Gross profit | $8.9M | $0 | $0 | $5.6M | $10.2M |
| Operating income | -$3.2M | -$3.1M | -$19.8M | -$6.9M | -$22.9M |
| Net income | -$16.9M | $11.0M | -$7.8M | -$7.6M | -$344.5M |
| EPS (diluted) | -$1.25 | $3.49 | -$1.95 | -$0.68 | -$5.91 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $4.9M | $4.8M | $4.8M | $6.4M | $7.6M | $5.4M | $4.7M | $2.4M |
| Net income | -$822,000 | -$5.2M | -$2.4M | -$9.1M | $49.0M | -$381.5M | -$271.5M | -$229.6M |
| EPS (diluted) | -$0.03 | -$0.49 | -$0.15 | -$0.49 | $1.27 | — | -$2.14 | -$1.68 |
| FY 2025 | |
|---|---|
| Operating cash flow | -$7.2M |
| Capital expenditure | -$718.7M |
| Free cash flow | -$725.9M |
| Dividends paid | $0 |
| Net share buybacks | $0 |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $5.8M
- Total assets
- $724.1M
- Total liabilities
- $48.4M
- Total debt
- $28.6M
- Net debt
- $25.5M
- Shareholders’ equity
- $672.3M
As of Jun 27, 2026 (filed Aug 17, 2026).
Short interest
- Shares sold short
- 11,116,865
- Days to cover
- 22.80
- Change vs previous report
- -15.3%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Apr 22, 2019
- 1-for-5
- Feb 24, 1997
- 1-for-4