Stocks · Financial Services · Insurance - Property & Casualty
The Allstate Corporation ALL
$223.74 -0.30% Close, Oct 2, 2026 · NYSE · Market cap $57.60B
Inexpensive vs sector
Next earnings report: Nov 4, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Diluted EPS over the last four quarters was $50.08, up 135.4% year over year.
- Operating margin widened to 24.8% from 11.1% a year earlier.
- At 4.5× trailing earnings, the shares trade at the lowest P/E of the company's past five years.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth75Positive
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 46%
- EPS growth (TTM, YoY)Top 7%
- FCF growth (TTM, YoY)Top 33%
- Revenue growth, 3-year CAGRBottom 29%
- Revenue growth accelerationTop 31%
Quality61Neutral
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 3%
- Gross marginBottom 16%
- Operating marginTop 40%
- Cash conversion (OCF / net income)Bottom 34%
- Accruals (lower is better)Bottom 25%
- Net debt / EBITDA (lower is better)Top 37%
- Interest coverTop 4%
Value98Exceptional
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 4%
- Free-cash-flow yieldTop 14%
- EBITDA / enterprise valueTop 5%
- Sales / enterprise valueTop 10%
- P/E vs own 5-year history (lower is better)Top 3%
Momentum39Weak
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 31%
- 6-month returnTop 44%
- 1-year return vs S&P 500Top 47%
- Distance from 52-week highBottom 26%
- Trend checklist (0–4)Bottom 27%
Revisions90Exceptional
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 6%
- Consecutive EPS beatsTop 6%
- Share of analysts rating BuyBottom 40%
- Upside to consensus price targetTop 37%
Stability65Positive
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 28%
- Maximum drawdown, 3 yearsTop 26%
- Beta vs S&P 500 (lower is better)Top 31%
- Net debt / EBITDA (lower is better)Top 37%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 3.7% | 5.4% | ↑ |
| EPS growth (YoY) | 209.6% | 135.4% | ↓ |
| Gross margin | 23.9% | 42.2% | ↑ |
| Operating margin | 11.1% | 24.8% | ↑ |
| FCF margin | 13.0% | 17.7% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 5.4% | 3.7% | ↑ | Bottom 46% |
| EPS growth (TTM, YoY) | 135.4% | 209.6% | ↓ | Top 7% |
| Gross margin | 42.2% | 23.9% | ↑ | Bottom 16% |
| Operating margin | 24.8% | 11.1% | ↑ | Top 40% |
| Net margin | 19.2% | 8.9% | ↑ | — |
| Free-cash-flow margin | 17.7% | 13.0% | ↑ | — |
| Return on invested capital | 31.3% | — | Top 3% | |
| Revenue growth, 3-year CAGR | 9.5% | — | Bottom 29% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 0.94×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- 0.7%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.2%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -50.3 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 0.38×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 43.7×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 1.85%
- Net buyback yield (TTM)
- 4.18%
- Shareholder yield
- 6.04%
- Share count change, 1 year
- -3.3%
- Share count change, 3-year CAGR
- -0.4%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 5, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 12
- Beats in the last 8 reports
- 8 of 8
- Average EPS surprise, last 4
- +46.3%
- Average 2-day reaction, last 8
- +0.4%
- Positive 20 days after report
- 6 of 8
Analysts
- Consensus price target
- $268.00
- Target vs current price
- +19.8%
- Analysts with a rating
- 45
- Share rating Buy or Strong Buy
- 40%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 5, 2026 | +48.3% | +0.8% | -0.1% | -1.8% | — |
| Apr 29, 2026 | +45.7% | -1.9% | +1.0% | -3.5% | +20.1% |
| Feb 4, 2026 | +45.6% | +2.7% | -0.3% | +6.2% | +7.7% |
| Nov 5, 2025 | +45.6% | -0.3% | +6.2% | +6.8% | +2.8% |
| Jul 30, 2025 | +82.8% | -0.8% | +6.0% | +4.8% | +0.5% |
| Apr 30, 2025 | +40.1% | -0.2% | +1.6% | +3.1% | -1.6% |
| Feb 5, 2025 | +42.0% | +1.1% | -0.8% | +4.6% | +3.3% |
| Oct 30, 2024 | +65.7% | +1.5% | -0.8% | +11.4% | +2.4% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 5, 2026 | $8.99 | $6.06 | +48.3% | $15.43B |
| Apr 29, 2026 | $10.65 | $7.31 | +45.7% | $14.63B |
| Feb 4, 2026 | $14.31 | $9.83 | +45.6% | $14.57B |
| Nov 5, 2025 | $11.17 | $7.67 | +45.6% | $17.06B |
| Jul 30, 2025 | $5.94 | $3.25 | +82.8% | $16.62B |
| Apr 30, 2025 | $3.53 | $2.52 | +40.1% | $16.46B |
| Feb 5, 2025 | $7.67 | $5.40 | +42.0% | $16.51B |
| Oct 30, 2024 | $3.91 | $2.36 | +65.7% | $16.63B |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 4.5× | 11.1× | 0th | Top 4% |
| P/E (forward) | 6.3× | — | — | — |
| EV / EBITDA | 3.6× | — | — | Top 5% |
| EV / Sales | 0.93× | — | — | Top 10% |
| Free-cash-flow yield | 21.27% | — | — | Top 14% |
| Earnings yield | 22.38% | — | — | Top 4% |
P/E over the past five years
Range 4.7× – 36.3× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +6.2%
- Earnings per share growth (TTM)
- +135.4%
- Change in P/E multiple
- -41.6%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- -1.0%
- 200-day average slope (20 days)
- +1.5%
- Distance from 50-day average
- -11.8%
- Distance from 200-day average
- -0.4%
- RSI (14)
- 28.3
- Relative volume
- 0.76×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 29.9%
- Volatility vs own 5-year history
- 82th percentile · High for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.42
- Correlation with S&P 500
- 0.27
- Current drawdown from 1-year high
- -18.7%
- Maximum drawdown, 3 years
- -19.4%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Apr 20, 2022 | Jul 14, 2023 | -29.7% | 309 days | 105 days (Dec 12, 2023) |
| May 14, 2021 | Dec 1, 2021 | -23.1% | 139 days | 79 days (Mar 25, 2022) |
| Aug 6, 2026 | Sep 30, 2026 | -19.4% | 38 days | Not yet recovered |
| Mar 20, 2025 | Apr 7, 2025 | -14.1% | 12 days | 38 days (Jun 2, 2025) |
| Nov 27, 2024 | Jan 10, 2025 | -13.1% | 28 days | 44 days (Mar 17, 2025) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $57.60B
- P/E (TTM)
- 4.5
- EPS, diluted (TTM)
- $50.08
- Revenue (TTM)
- $69.19B
- Dividend yield
- 1.90%
- 52-week range
- $188.08 – $277.22
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $48.68B | $50.62B | $56.59B | $63.52B | $66.46B |
| Gross profit | $12.03B | $5.68B | $7.17B | $14.50B | $22.09B |
| Operating income | $6.47B | -$1.83B | -$348.0M | $5.76B | $13.16B |
| Net income | $1.61B | -$1.29B | -$188.0M | $4.67B | $10.28B |
| EPS (diluted) | $17.25 | -$5.03 | -$1.20 | $16.99 | $38.19 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $16.50B | $16.34B | $16.26B | $16.55B | $17.06B | $16.59B | $16.94B | $18.60B |
| Net income | $1.19B | $1.93B | $595.0M | $2.11B | $3.75B | $3.83B | $2.46B | $3.27B |
| EPS (diluted) | $4.33 | $7.07 | $2.11 | $7.76 | $13.95 | $14.37 | $9.25 | $12.51 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $5.12B | $5.12B | $4.23B | $8.93B | $10.11B |
| Capital expenditure | -$345.0M | -$420.0M | -$267.0M | -$210.0M | -$228.0M |
| Free cash flow | $4.77B | $4.70B | $3.96B | $8.72B | $9.88B |
| Dividends paid | -$885.0M | -$926.0M | -$925.0M | -$962.0M | -$1.04B |
| Net share buybacks | -$3.46B | -$2.52B | -$335.0M | -$2.0M | -$1.19B |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $5.71B
- Total assets
- $124.76B
- Total liabilities
- $91.08B
- Total debt
- $7.49B
- Net debt
- $6.65B
- Shareholders’ equity
- $33.70B
As of Jun 30, 2026 (filed Aug 5, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Aug 31, 2026 | $1.08 | Oct 1, 2026 |
| Jun 1, 2026 | $1.08 | Jul 1, 2026 |
| Mar 2, 2026 | $1.08 | Apr 1, 2026 |
| Dec 1, 2025 | $1.00 | Jan 2, 2026 |
| Aug 29, 2025 | $1.00 | Oct 1, 2025 |
| Jun 9, 2025 | $1.00 | Jul 1, 2025 |
| Mar 10, 2025 | $1.00 | Apr 1, 2025 |
| Nov 29, 2024 | $0.92 | Jan 2, 2025 |
Short interest
- Shares sold short
- 6,029,626
- Days to cover
- 4.01
- Change vs previous report
- -4.6%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Jul 2, 1998
- 2-for-1