Stocks · Financial Services · Asset Management
Ameriprise Financial, Inc. AMP
$490.91 -0.79% Close, Oct 2, 2026 · NYSE · Market cap $44.13B
High qualityInexpensive vs sector
Next earnings report: Oct 29, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Earnings beat analyst estimates in each of the last 7 quarters (average surprise over the last four: +4.7%).
- The shares trade at 11.8× trailing earnings, lower than 81% of the company's own readings over the past five years.
- Diluted EPS over the last four quarters was $41.46, up 29.0% year over year.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth59Neutral
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 43%
- EPS growth (TTM, YoY)Top 37%
- FCF growth (TTM, YoY)Top 48%
- Revenue growth, 3-year CAGRBottom 30%
- Revenue growth accelerationTop 27%
Quality85Strong
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 43%
- Gross marginBottom 23%
- Operating marginTop 36%
- Cash conversion (OCF / net income)Top 18%
- Accruals (lower is better)Top 25%
- Net debt / EBITDA (lower is better)Top 20%
- Interest coverTop 9%
Value92Exceptional
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 32%
- Free-cash-flow yieldTop 15%
- EBITDA / enterprise valueTop 15%
- Sales / enterprise valueTop 28%
- P/E vs own 5-year history (lower is better)Top 18%
Momentum38Weak
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 45%
- 6-month returnTop 32%
- 1-year return vs S&P 500Bottom 36%
- Distance from 52-week highBottom 37%
- Trend checklist (0–4)Bottom 27%
Revisions65Positive
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 49%
- Consecutive EPS beatsTop 16%
- Share of analysts rating BuyTop 47%
- Upside to consensus price targetBottom 43%
Stability50Neutral
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 43%
- Maximum drawdown, 3 yearsTop 42%
- Beta vs S&P 500 (lower is better)Bottom 19%
- Net debt / EBITDA (lower is better)Top 20%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 6.4% | 8.8% | ↑ |
| EPS growth (YoY) | 36.6% | 29.0% | ↓ |
| Gross margin | 52.8% | 50.2% | ↓ |
| Operating margin | 24.0% | 27.1% | ↑ |
| FCF margin | 36.8% | 40.7% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 8.8% | 6.4% | ↑ | Top 43% |
| EPS growth (TTM, YoY) | 29.0% | 36.6% | ↓ | Top 37% |
| Gross margin | 50.2% | 52.8% | ↓ | Bottom 23% |
| Operating margin | 27.1% | 24.0% | ↑ | Top 36% |
| Net margin | 19.9% | 17.7% | ↑ | — |
| Free-cash-flow margin | 40.7% | 36.8% | ↑ | — |
| Return on invested capital | 2.2% | — | Top 43% | |
| Revenue growth, 3-year CAGR | 9.7% | — | Bottom 30% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 2.08×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -2.2%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 1.0%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -0.1 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- -0.68×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 16.4×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 1.36%
- Net buyback yield (TTM)
- 7.36%
- Shareholder yield
- 8.72%
- Share count change, 1 year
- -6.0%
- Share count change, 3-year CAGR
- -5.0%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 4, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 7
- Beats in the last 8 reports
- 7 of 8
- Average EPS surprise, last 4
- +4.7%
- Average 2-day reaction, last 8
- -0.8%
- Positive 20 days after report
- 3 of 8
Analysts
- Consensus price target
- $556.67
- Target vs current price
- +13.4%
- Analysts with a rating
- 22
- Share rating Buy or Strong Buy
- 50%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 23, 2026 | +2.4% | -1.3% | +2.6% | +6.3% | — |
| Apr 23, 2026 | +10.3% | -1.9% | +1.5% | -2.4% | +12.3% |
| Jan 29, 2026 | +4.7% | +4.3% | +9.2% | -2.5% | -7.1% |
| Oct 30, 2025 | +1.5% | -5.1% | -4.1% | -5.2% | +4.1% |
| Jul 24, 2025 | +1.2% | -3.7% | -3.2% | -5.9% | -12.9% |
| Apr 24, 2025 | +4.6% | +0.5% | -0.2% | +8.3% | +13.3% |
| Jan 29, 2025 | +3.4% | +0.6% | -6.4% | -8.1% | -17.1% |
| Oct 23, 2024 | -1.1% | +0.2% | -0.6% | +8.3% | +7.5% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 23, 2026 | $11.07 | $10.81 | +2.4% | $5.01B |
| Apr 23, 2026 | $11.26 | $10.21 | +10.3% | $4.89B |
| Jan 29, 2026 | $10.83 | $10.34 | +4.7% | $4.96B |
| Oct 30, 2025 | $9.92 | $9.77 | +1.5% | $4.87B |
| Jul 24, 2025 | $9.11 | $9.00 | +1.2% | $4.38B |
| Apr 24, 2025 | $9.50 | $9.08 | +4.6% | $4.35B |
| Jan 29, 2025 | $9.36 | $9.05 | +3.4% | $4.50B |
| Oct 23, 2024 | $8.83 | $8.93 | -1.1% | $4.40B |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 11.8× | 13.4× | 19th | Top 32% |
| P/E (forward) | 10.6× | — | — | — |
| EV / EBITDA | 7.3× | — | — | Top 15% |
| EV / Sales | 2.04× | — | — | Top 28% |
| Free-cash-flow yield | 18.27% | — | — | Top 15% |
| Earnings yield | 8.45% | — | — | Top 32% |
P/E over the past five years
Range 9.8× – 30.3× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +0.9%
- Earnings per share growth (TTM)
- +29.0%
- Change in P/E multiple
- -15.0%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- +1.9%
- 200-day average slope (20 days)
- +1.3%
- Distance from 50-day average
- -9.7%
- Distance from 200-day average
- -0.4%
- RSI (14)
- 30.4
- Relative volume
- 0.68×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 22.2%
- Volatility vs own 5-year history
- 30th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 1.06
- Correlation with S&P 500
- 0.60
- Current drawdown from 1-year high
- -14.0%
- Maximum drawdown, 3 years
- -26.6%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Jan 14, 2022 | Jul 14, 2022 | -32.1% | 123 days | 84 days (Nov 10, 2022) |
| Jan 29, 2025 | Apr 4, 2025 | -26.6% | 46 days | Not yet recovered |
| Feb 13, 2023 | Mar 17, 2023 | -20.8% | 23 days | 85 days (Jul 20, 2023) |
| Jul 20, 2023 | Oct 25, 2023 | -13.9% | 68 days | 31 days (Dec 8, 2023) |
| Jul 12, 2024 | Aug 5, 2024 | -12.3% | 16 days | 19 days (Aug 30, 2024) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $44.13B
- P/E (TTM)
- 11.8
- EPS, diluted (TTM)
- $41.46
- Revenue (TTM)
- $19.82B
- Dividend yield
- 1.34%
- 52-week range
- $422.37 – $572.56
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $13.54B | $14.33B | $16.12B | $17.98B | $18.91B |
| Gross profit | $7.83B | $7.69B | $8.34B | $9.15B | $9.53B |
| Operating income | $3.61B | $4.13B | $3.56B | $4.61B | $4.83B |
| Net income | $2.76B | $3.15B | $2.56B | $3.40B | $3.56B |
| EPS (diluted) | $23.00 | $27.70 | $23.71 | $33.05 | $36.36 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $4.58B | $4.66B | $4.48B | $4.49B | $4.87B | $5.05B | $4.89B | $5.01B |
| Net income | $511.0M | $1.07B | $583.0M | $1.06B | $912.0M | $1.01B | $915.0M | $1.11B |
| EPS (diluted) | $5.00 | $10.58 | $5.83 | $10.73 | $9.33 | $10.47 | $9.68 | $11.98 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $3.33B | $4.41B | $4.68B | $6.59B | $8.32B |
| Capital expenditure | -$120.0M | -$182.0M | -$184.0M | -$176.0M | -$162.0M |
| Free cash flow | $3.21B | $4.22B | $4.50B | $6.42B | $8.16B |
| Dividends paid | -$511.0M | -$534.0M | -$550.0M | -$574.0M | -$596.0M |
| Net share buybacks | -$2.03B | -$1.98B | -$2.13B | -$2.45B | -$2.91B |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $10.25B
- Total assets
- $197.87B
- Total liabilities
- $191.50B
- Total debt
- $6.53B
- Net debt
- -$3.72B
- Shareholders’ equity
- $6.37B
As of Jun 30, 2026 (filed Aug 4, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Aug 3, 2026 | $1.70 | Aug 21, 2026 |
| May 4, 2026 | $1.70 | May 22, 2026 |
| Feb 9, 2026 | $1.60 | Feb 27, 2026 |
| Nov 10, 2025 | $1.60 | Nov 24, 2025 |
| Aug 4, 2025 | $1.60 | Aug 18, 2025 |
| May 5, 2025 | $1.60 | May 19, 2025 |
| Feb 10, 2025 | $1.48 | Feb 28, 2025 |
| Nov 4, 2024 | $1.48 | Nov 15, 2024 |
Short interest
- Shares sold short
- 2,730,471
- Days to cover
- 5.15
- Change vs previous report
- -1.8%
FINRA short interest, settlement date Sep 15, 2026.