Stocks · Financial Services · Insurance - Property & Casualty
Ategrity Specialty Holdings LLC ASIC
$26.17 -2.17% Close, Oct 2, 2026 · NYSE · Market cap $1.26B
High qualityStrong trendInexpensive vs sector
Next earnings report: Oct 28, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- The diluted share count rose 18.0% in a year.
- Earnings beat analyst estimates in each of the last 5 quarters (average surprise over the last four: +34.9%).
- The stock is in an uptrend: above its 200-day average for 83 trading days, with the 50-day average above the 200-day.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 20%
- Gross marginBottom 35%
- Operating marginTop 35%
- Net debt / EBITDA (lower is better)Top 25%
- Interest coverTop 1%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 35%
- EBITDA / enterprise valueTop 21%
- Sales / enterprise valueTop 32%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 7%
- 6-month returnTop 9%
- 1-year return vs S&P 500Top 8%
- Distance from 52-week highTop 48%
- Trend checklist (0–4)Top 27%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 8%
- Consecutive EPS beatsTop 24%
- Share of analysts rating BuyTop 17%
- Upside to consensus price targetBottom 24%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 15%
- Maximum drawdown, 3 yearsBottom 37%
- Beta vs S&P 500 (lower is better)Bottom 47%
- Net debt / EBITDA (lower is better)Top 25%
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Gross margin | 58.9% | — | Bottom 35% | |
| Operating margin | 27.8% | — | Top 35% | |
| Net margin | 20.7% | — | — | |
| Return on invested capital | 8.2% | — | Top 20% |
Quality of earnings and balance sheet
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- -0.22×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 304.2×
Shareholder returns
- Share count change, 1 year
- +18.0%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 13, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 5
- Beats in the last 8 reports
- 5 of 6
- Average EPS surprise, last 4
- +34.9%
- Average 2-day reaction, last 8
- -0.4%
- Positive 20 days after report
- 4 of 5
Analysts
- Consensus price target
- $28.00
- Target vs current price
- +7.0%
- Analysts with a rating
- 4
- Share rating Buy or Strong Buy
- 75%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 29, 2026 | +27.1% | -3.7% | -6.6% | +5.1% | — |
| Apr 29, 2026 | +27.5% | +1.2% | -5.0% | -0.7% | +16.6% |
| Feb 19, 2026 | +45.7% | +2.3% | +39.1% | +17.3% | +13.7% |
| Oct 22, 2025 | +39.4% | +0.2% | +0.7% | +1.9% | -4.1% |
| Aug 11, 2025 | +32.3% | -2.1% | +12.5% | +13.9% | -2.0% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 29, 2026 | $0.67 | $0.53 | +27.1% | $206.8M |
| Apr 29, 2026 | $0.51 | $0.40 | +27.5% | $142.9M |
| Feb 19, 2026 | $0.51 | $0.35 | +45.7% | $154.0M |
| Oct 22, 2025 | $0.46 | $0.33 | +39.4% | $143.9M |
| Aug 11, 2025 | $0.41 | $0.31 | +32.3% | $167.5M |
| Jun 3, 2025 | $0.21 | $0.31 | -32.0% | $80.7M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 12.2× | — | — | Top 35% |
| P/E (forward) | 11.4× | — | — | — |
| EV / EBITDA | 8.5× | — | — | Top 21% |
| EV / Sales | 2.37× | — | — | Top 32% |
| Earnings yield | 8.18% | — | — | Top 35% |
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✓ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 2
- Days above the 200-day average
- 83
- 50-day average slope (20 days)
- +5.3%
- 200-day average slope (20 days)
- +4.0%
- Distance from 50-day average
- +0.7%
- Distance from 200-day average
- +19.9%
- RSI (14)
- 46.8
- Relative volume
- 0.77×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 40.2%
- Volatility vs own 5-year history
- 28th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.72
- Correlation with S&P 500
- 0.20
- Current drawdown from 1-year high
- -8.7%
- Maximum drawdown, 3 years
- -33.6%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Jun 11, 2025 | Oct 9, 2025 | -33.6% | 83 days | 182 days (Jul 2, 2026) |
| Jul 2, 2026 | Jul 15, 2026 | -11.5% | 8 days | 9 days (Jul 28, 2026) |
| Sep 15, 2026 | Sep 30, 2026 | -10.8% | 11 days | Not yet recovered |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $1.26B
- P/E (TTM)
- 12.2
- EPS, diluted (TTM)
- $2.14
- Revenue (TTM)
- $516.9M
- 52-week range
- $16.35 – $29.00
| FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|
| Revenue | $241.3M | $343.8M | $424.3M |
| Gross profit | $41.0M | $107.9M | $212.2M |
| Operating income | $12.6M | $66.3M | $95.9M |
| Net income | $10.0M | $47.1M | $74.0M |
| EPS (diluted) | $0.21 | $0.96 | $1.60 |
| Q1 2024 | Q2 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $76.1M | $75.7M | $83.1M | $101.8M | $116.1M | $123.3M | $129.0M | $148.5M |
| Net income | $7.8M | $4.9M | $8.5M | $17.6M | $22.7M | $25.3M | $25.5M | $33.5M |
| EPS (diluted) | $0.16 | $0.10 | $0.17 | $0.40 | $0.45 | $0.51 | $0.51 | $0.67 |
| FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|
| Operating cash flow | $85.7M | $125.6M | $147.2M |
| Capital expenditure | $0 | $0 | -$6.5M |
| Free cash flow | $85.7M | $125.6M | $140.7M |
| Dividends paid | -$2.7M | -$414,000 | -$6.9M |
| Net share buybacks | $35.0M | -$414,000 | $141.7M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $644.6M
- Total assets
- $1.40B
- Total liabilities
- $728.5M
- Total debt
- $1.8M
- Net debt
- -$31.5M
- Shareholders’ equity
- $664.4M
As of Jun 30, 2026 (filed Aug 13, 2026).
Short interest
- Shares sold short
- 315,358
- Days to cover
- 5.34
- Change vs previous report
- -2.2%
FINRA short interest, settlement date Sep 15, 2026.