Stocks · Financial Services · Banks - Regional
Bank of Hawaii Corporation BOH
$69.28 +0.81% Close, Oct 2, 2026 · NYSE · Market cap $2.73B
Inexpensive vs sector
Next earnings report: Oct 26, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Diluted EPS over the last four quarters was $5.37, up 40.9% year over year.
- Operating margin widened to 28.1% from 21.2% a year earlier.
- The stock is in a downtrend: below its 200-day average, with the 50-day average below the 200-day.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 37%
- EPS growth (TTM, YoY)Top 25%
- FCF growth (TTM, YoY)Top 24%
- Revenue growth, 3-year CAGRBottom 37%
- Revenue growth accelerationTop 48%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 43%
- Gross marginTop 38%
- Operating marginTop 34%
- Cash conversion (OCF / net income)Bottom 44%
- Accruals (lower is better)Bottom 39%
- Net debt / EBITDA (lower is better)Top 15%
- Interest coverBottom 49%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 40%
- Free-cash-flow yieldTop 39%
- EBITDA / enterprise valueTop 15%
- Sales / enterprise valueTop 30%
- P/E vs own 5-year history (lower is better)Top 18%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 39%
- 6-month returnBottom 12%
- 1-year return vs S&P 500Top 47%
- Distance from 52-week highBottom 25%
- Trend checklist (0–4)Bottom 9%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 40%
- Consecutive EPS beatsBottom 43%
- Share of analysts rating BuyBottom 14%
- Upside to consensus price targetTop 39%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 42%
- Maximum drawdown, 3 yearsTop 40%
- Beta vs S&P 500 (lower is better)Top 47%
- Net debt / EBITDA (lower is better)Top 15%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 3.2% | 3.2% | ↓ |
| EPS growth (YoY) | 39.0% | 40.9% | ↑ |
| Gross margin | 62.3% | 69.6% | ↑ |
| Operating margin | 21.2% | 28.1% | ↑ |
| FCF margin | 14.9% | 24.6% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 3.2% | 3.2% | ↓ | Bottom 37% |
| EPS growth (TTM, YoY) | 40.9% | 39.0% | ↑ | Top 25% |
| Gross margin | 69.6% | 62.3% | ↑ | Top 38% |
| Operating margin | 28.1% | 21.2% | ↑ | Top 34% |
| Net margin | 21.9% | 16.4% | ↑ | — |
| Free-cash-flow margin | 24.6% | 14.9% | ↑ | — |
| Return on invested capital | 1.0% | — | Bottom 43% | |
| Revenue growth, 3-year CAGR | 12.0% | — | Bottom 37% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 1.09×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -0.1%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 1.8%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -62.3 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- -1.11×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 1.0×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 4.12%
- Net buyback yield (TTM)
- 1.59%
- Shareholder yield
- 5.72%
- Share count change, 1 year
- -0.1%
- Share count change, 3-year CAGR
- +0.4%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Jul 28, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 1
- Beats in the last 8 reports
- 6 of 8
- Average EPS surprise, last 4
- +3.0%
- Average 2-day reaction, last 8
- +1.3%
- Positive 20 days after report
- 5 of 8
Analysts
- Consensus price target
- $82.67
- Target vs current price
- +19.3%
- Analysts with a rating
- 15
- Share rating Buy or Strong Buy
- 20%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 27, 2026 | +0.7% | -4.7% | -4.8% | -7.7% | — |
| Apr 20, 2026 | -2.3% | -0.0% | -3.8% | -5.5% | +3.8% |
| Jan 26, 2026 | +11.2% | +6.1% | +5.6% | +8.4% | +9.9% |
| Oct 27, 2025 | +2.6% | +0.3% | +1.6% | +1.9% | +15.8% |
| Jul 28, 2025 | +1.9% | -4.3% | -6.6% | +4.6% | -5.9% |
| Apr 21, 2025 | +9.0% | -1.0% | +1.4% | +7.7% | +3.1% |
| Jan 27, 2025 | -2.3% | +4.3% | +4.8% | -1.2% | -6.0% |
| Oct 28, 2024 | +13.4% | +9.6% | +9.6% | +21.6% | +7.7% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 27, 2026 | $1.47 | $1.46 | +0.7% | $196.9M |
| Apr 20, 2026 | $1.30 | $1.33 | -2.3% | $192.3M |
| Jan 26, 2026 | $1.39 | $1.25 | +11.2% | $189.6M |
| Oct 27, 2025 | $1.20 | $1.17 | +2.6% | $182.6M |
| Jul 28, 2025 | $1.06 | $1.04 | +1.9% | $174.5M |
| Apr 21, 2025 | $0.97 | $0.89 | +9.0% | $169.9M |
| Jan 27, 2025 | $0.85 | $0.87 | -2.3% | $161.5M |
| Oct 28, 2024 | $0.93 | $0.82 | +13.4% | $161.0M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 12.9× | 15.0× | 19th | Top 40% |
| P/E (forward) | 11.6× | — | — | — |
| EV / EBITDA | 7.3× | — | — | Top 15% |
| EV / Sales | 2.21× | — | — | Top 30% |
| Free-cash-flow yield | 9.69% | — | — | Top 39% |
| Earnings yield | 7.75% | — | — | Top 40% |
P/E over the past five years
Range 9.0× – 21.9× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +6.7%
- Earnings per share growth (TTM)
- +40.9%
- Change in P/E multiple
- -9.6%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✗ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- -5.0%
- 200-day average slope (20 days)
- +0.9%
- Distance from 50-day average
- -9.3%
- Distance from 200-day average
- -9.5%
- RSI (14)
- 27.4
- Relative volume
- 1.25×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 19.1%
- Volatility vs own 5-year history
- 0th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.68
- Correlation with S&P 500
- 0.41
- Current drawdown from 1-year high
- -19.3%
- Maximum drawdown, 3 years
- -26.0%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Mar 19, 2021 | May 12, 2023 | -65.1% | 541 days | Not yet recovered |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $2.73B
- P/E (TTM)
- 12.9
- EPS, diluted (TTM)
- $5.37
- Revenue (TTM)
- $1.08B
- Dividend yield
- 4.04%
- 52-week range
- $59.36 – $86.31
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $689.4M | $754.9M | $965.8M | $1.03B | $1.06B |
| Gross profit | $710.5M | $705.9M | $643.4M | $621.2M | $699.8M |
| Operating income | $325.6M | $290.6M | $227.1M | $197.9M | $262.0M |
| Net income | $253.4M | $225.8M | $171.2M | $150.0M | $205.9M |
| EPS (diluted) | $6.25 | $5.48 | $4.14 | $3.46 | $4.62 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $264.1M | $260.5M | $256.6M | $261.6M | $271.9M | $271.4M | $263.5M | $269.4M |
| Net income | $40.4M | $39.2M | $44.0M | $47.6M | $53.3M | $60.9M | $57.4M | $63.8M |
| EPS (diluted) | $0.93 | $0.85 | $0.97 | $1.06 | $1.20 | $1.39 | $1.30 | $1.48 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $377.2M | $333.0M | $150.2M | $178.4M | $218.3M |
| Capital expenditure | -$22.4M | -$28.8M | -$9.4M | -$9.7M | -$34.1M |
| Free cash flow | $354.8M | $304.2M | $140.8M | $168.8M | $184.3M |
| Dividends paid | -$110.6M | -$112.6M | -$111.8M | -$112.3M | -$113.0M |
| Net share buybacks | -$17.6M | -$48.3M | -$8.4M | $136,000 | -$3.6M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $452.8M
- Total assets
- $23.84B
- Total liabilities
- $21.97B
- Total debt
- $93.6M
- Net debt
- -$359.2M
- Shareholders’ equity
- $1.88B
As of Jun 30, 2026 (filed Jul 28, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Aug 31, 2026 | $0.70 | Sep 15, 2026 |
| May 29, 2026 | $0.70 | Jun 12, 2026 |
| Feb 27, 2026 | $0.70 | Mar 13, 2026 |
| Nov 28, 2025 | $0.70 | Dec 12, 2025 |
| Aug 29, 2025 | $0.70 | Sep 15, 2025 |
| May 30, 2025 | $0.70 | Jun 13, 2025 |
| Feb 28, 2025 | $0.70 | Mar 14, 2025 |
| Nov 29, 2024 | $0.70 | Dec 13, 2024 |
Short interest
- Shares sold short
- 3,845,365
- Days to cover
- 14.81
- Change vs previous report
- +5.0%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Dec 15, 1997
- 2-for-1
- Mar 16, 1994
- 3-for-2
- Sep 16, 1991
- 3-for-2
- Apr 6, 1990
- 11-for-10
- Nov 17, 1988
- 3-for-2