Stocks · Financial Services · Banks - Regional
First Busey Corporation BUSE
$29.73 +0.92% Close, Oct 2, 2026 · NASDAQ · Market cap $2.51B
Next earnings report: Oct 27, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Diluted EPS over the last four quarters was $2.77, up 147.3% year over year.
- The stock is in an uptrend: above its 200-day average for 216 trading days, with the 50-day average above the 200-day.
- Revenue over the last four quarters was $937.2M, up 14.8% from a year earlier, slowing from 62.9% a quarter earlier.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth78Positive
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 29%
- EPS growth (TTM, YoY)Top 6%
- FCF growth (TTM, YoY)Top 42%
- Revenue growth, 3-year CAGRTop 17%
- Revenue growth accelerationBottom 2%
Quality45Neutral
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 42%
- Gross marginTop 48%
- Operating marginBottom 39%
- Cash conversion (OCF / net income)Bottom 37%
- Accruals (lower is better)Bottom 33%
- Net debt / EBITDA (lower is better)Top 15%
- Interest coverBottom 26%
Value78Positive
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 22%
- Free-cash-flow yieldTop 47%
- EBITDA / enterprise valueTop 44%
- Sales / enterprise valueTop 33%
- P/E vs own 5-year history (lower is better)Top 31%
Momentum76Positive
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 21%
- 6-month returnTop 27%
- 1-year return vs S&P 500Top 22%
- Distance from 52-week highTop 31%
- Trend checklist (0–4)Top 48%
Revisions23Very weak
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 44%
- Consecutive EPS beatsBottom 43%
- Share of analysts rating BuyBottom 21%
- Upside to consensus price targetBottom 22%
Stability65Positive
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 25%
- Maximum drawdown, 3 yearsBottom 40%
- Beta vs S&P 500 (lower is better)Bottom 36%
- Net debt / EBITDA (lower is better)Top 15%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 62.9% | 14.8% | ↓ |
| EPS growth (YoY) | 147.7% | 147.3% | ↓ |
| Gross margin | 62.2% | 66.1% | ↑ |
| Operating margin | 13.7% | 16.5% | ↑ |
| FCF margin | 19.8% | 22.2% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 14.8% | 62.9% | ↓ | Top 29% |
| EPS growth (TTM, YoY) | 147.3% | 147.7% | ↓ | Top 6% |
| Gross margin | 66.1% | 62.2% | ↑ | Top 48% |
| Operating margin | 16.5% | 13.7% | ↑ | Bottom 39% |
| Net margin | 24.6% | 9.5% | ↑ | — |
| Free-cash-flow margin | 22.2% | 19.8% | ↑ | — |
| Return on invested capital | 2.3% | — | Top 42% | |
| Revenue growth, 3-year CAGR | 29.0% | — | Top 17% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 0.99×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- 0.0%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 1.6%
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- -1.16×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 0.5×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 4.30%
- Net buyback yield (TTM)
- 6.83%
- Shareholder yield
- 11.12%
- Share count change, 1 year
- -1.9%
- Share count change, 3-year CAGR
- +16.6%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 6, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 1
- Beats in the last 8 reports
- 7 of 8
- Average EPS surprise, last 4
- +5.9%
- Average 2-day reaction, last 8
- +0.8%
- Positive 20 days after report
- 7 of 8
Analysts
- Consensus price target
- $31.50
- Target vs current price
- +6.0%
- Analysts with a rating
- 11
- Share rating Buy or Strong Buy
- 27%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 28, 2026 | +9.0% | +1.6% | +5.1% | +1.8% | — |
| Apr 28, 2026 | -1.8% | +0.1% | -1.1% | +4.0% | +11.5% |
| Jan 27, 2026 | +11.5% | +1.3% | +2.9% | +3.1% | +6.4% |
| Oct 28, 2025 | +4.7% | +0.2% | -2.2% | +0.0% | +6.1% |
| Jul 22, 2025 | +3.3% | +0.1% | -4.6% | -3.9% | -1.6% |
| Apr 22, 2025 | +7.5% | +3.5% | +5.3% | +13.3% | +22.7% |
| Jan 28, 2025 | +1.9% | -0.3% | +0.9% | +1.7% | -9.7% |
| Oct 22, 2024 | +7.4% | +0.2% | +2.1% | +6.5% | -6.7% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 28, 2026 | $0.69 | $0.63 | +9.0% | $194.3M |
| Apr 28, 2026 | $0.56 | $0.57 | -1.8% | $197.2M |
| Jan 27, 2026 | $0.68 | $0.61 | +11.5% | $200.9M |
| Oct 28, 2025 | $0.64 | $0.61 | +4.7% | $196.3M |
| Jul 22, 2025 | $0.63 | $0.61 | +3.3% | $198.0M |
| Apr 22, 2025 | $0.57 | $0.53 | +7.5% | $125.0M |
| Jan 28, 2025 | $0.53 | $0.52 | +1.9% | $116.0M |
| Oct 22, 2024 | $0.58 | $0.54 | +7.4% | $118.5M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 10.7× | 11.8× | 33th | Top 22% |
| P/E (forward) | 11.7× | — | — | — |
| EV / EBITDA | 13.3× | — | — | Top 44% |
| EV / Sales | 2.47× | — | — | Top 33% |
| Free-cash-flow yield | 8.26% | — | — | Top 47% |
| Earnings yield | 9.32% | — | — | Top 22% |
P/E over the past five years
Range 7.0× – 20.4× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +28.8%
- Earnings per share growth (TTM)
- +147.3%
- Change in P/E multiple
- -43.9%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 216
- 50-day average slope (20 days)
- +0.7%
- 200-day average slope (20 days)
- +2.3%
- Distance from 50-day average
- -2.2%
- Distance from 200-day average
- +8.5%
- RSI (14)
- 45.6
- Relative volume
- 1.22×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 15.8%
- Volatility vs own 5-year history
- 0th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.82
- Correlation with S&P 500
- 0.51
- Current drawdown from 1-year high
- -5.9%
- Maximum drawdown, 3 years
- -32.4%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Jan 18, 2022 | May 11, 2023 | -42.7% | 330 days | 783 days (Jun 26, 2026) |
| Jun 1, 2021 | Sep 21, 2021 | -18.3% | 78 days | 37 days (Nov 11, 2021) |
| Jan 14, 2021 | Jan 29, 2021 | -12.6% | 10 days | 17 days (Feb 24, 2021) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $2.51B
- P/E (TTM)
- 10.7
- EPS, diluted (TTM)
- $2.77
- Revenue (TTM)
- $937.2M
- Dividend yield
- 3.46%
- 52-week range
- $22.00 – $31.70
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $431.6M | $486.6M | $600.6M | $662.5M | $1.04B |
| Gross profit | $418.6M | $445.4M | $438.3M | $452.9M | $666.8M |
| Operating income | $156.8M | $161.7M | $153.9M | $153.3M | $186.6M |
| Net income | $123.4M | $128.3M | $122.6M | $113.7M | $135.3M |
| EPS (diluted) | $2.20 | $2.29 | $2.18 | $1.98 | $1.47 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $170.5M | $165.7M | $188.0M | $292.3M | $285.7M | $277.8M | $267.8M | $106.0M |
| Net income | $32.0M | $28.1M | -$30.0M | $47.4M | $57.1M | $60.8M | $50.0M | $63.2M |
| EPS (diluted) | $0.55 | $0.49 | -$0.44 | $0.52 | $0.94 | $0.63 | $0.56 | $0.64 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $162.0M | $165.8M | $173.4M | $178.3M | $192.6M |
| Capital expenditure | -$5.0M | -$5.0M | -$9.5M | -$6.4M | -$19.6M |
| Free cash flow | $157.0M | $160.8M | $163.9M | $171.8M | $173.8M |
| Dividends paid | -$50.8M | -$50.9M | -$53.1M | -$54.2M | -$91.0M |
| Net share buybacks | -$33.0M | -$9.9M | -$4.5M | -$3,000 | -$68.5M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $665.4M
- Total assets
- $18.19B
- Total liabilities
- $15.81B
- Total debt
- $464.2M
- Net debt
- -$201.2M
- Shareholders’ equity
- $2.38B
As of Jun 30, 2026 (filed Aug 6, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Jul 24, 2026 | $0.26 | Jul 31, 2026 |
| Apr 24, 2026 | $0.26 | May 1, 2026 |
| Jan 23, 2026 | $0.26 | Jan 30, 2026 |
| Oct 24, 2025 | $0.25 | Oct 31, 2025 |
| Jul 18, 2025 | $0.25 | Jul 25, 2025 |
| Apr 17, 2025 | $0.25 | Apr 25, 2025 |
| Jan 24, 2025 | $0.25 | Jan 31, 2025 |
| Oct 18, 2024 | $0.24 | Oct 25, 2024 |
Short interest
- Shares sold short
- 4,473,669
- Days to cover
- 7.50
- Change vs previous report
- +16.6%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Sep 8, 2015
- 1-for-3
- Aug 4, 2004
- 3-for-2
- Aug 4, 1998
- 2-for-1
- May 8, 1996
- 3-for-2