Stocks · Financial Services · Banks - Regional
Broadway Financial Corp. BYFC
$11.42 -1.04% Close, Oct 2, 2026 · NASDAQ · Market cap $105.9M
Strong growthStrong trendExpensive vs sector
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Operating margin narrowed to -26.4% from -0.2% a year earlier.
- The stock is in an uptrend: above its 200-day average for 124 trading days, with the 50-day average above the 200-day.
- Revenue over the last four quarters was $69.3M, up 10.4% from a year earlier, accelerating from 2.4% a quarter earlier.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 38%
- FCF growth (TTM, YoY)Top 7%
- Revenue growth, 3-year CAGRTop 35%
- Revenue growth accelerationTop 12%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 8%
- Gross marginBottom 25%
- Operating marginBottom 6%
- Accruals (lower is better)Top 28%
- Interest coverBottom 8%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldBottom 5%
- Free-cash-flow yieldBottom 39%
- EBITDA / enterprise valueBottom 5%
- Sales / enterprise valueBottom 47%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 4%
- 6-month returnTop 2%
- 1-year return vs S&P 500Top 4%
- Distance from 52-week highTop 38%
- Trend checklist (0–4)Top 48%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 29%
- Maximum drawdown, 3 yearsBottom 22%
- Beta vs S&P 500 (lower is better)Bottom 44%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 2.4% | 10.4% | ↑ |
| Gross margin | 51.6% | 52.9% | ↑ |
| Operating margin | -0.2% | -26.4% | ↓ |
| FCF margin | 3.0% | 8.9% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 10.4% | 2.4% | ↑ | Top 38% |
| Gross margin | 52.9% | 51.6% | ↑ | Bottom 25% |
| Operating margin | -26.4% | -0.2% | ↓ | Bottom 6% |
| Net margin | -29.3% | -0.2% | ↓ | — |
| Free-cash-flow margin | 8.9% | 3.0% | ↑ | — |
| Return on invested capital | -4.1% | — | Bottom 8% | |
| Revenue growth, 3-year CAGR | 18.9% | — | Top 35% |
Quality of earnings and balance sheet
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -1.7%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.5%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +21.7 pp
- Interest cover (operating income / interest)How many times operating profit covers interest.
- -0.6×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 0.00%
- Net buyback yield (TTM)
- 0.00%
- Shareholder yield
- 0.00%
- Share count change, 1 year
- +0.3%
- Share count change, 3-year CAGR
- -1.6%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 13, 2026).
Earnings and expectations
Earnings momentum
- Average 2-day reaction, last 8
- +0.8%
- Positive 20 days after report
- 6 of 8
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 28, 2026 | — | +0.5% | +3.7% | +17.8% | — |
| Apr 28, 2026 | — | +0.1% | +8.5% | +19.7% | +27.6% |
| Mar 31, 2026 | — | -2.6% | -1.6% | +5.5% | +28.6% |
| Dec 23, 2025 | — | -1.5% | +0.3% | +40.6% | +27.9% |
| Jun 30, 2025 | — | -0.4% | +5.5% | +8.0% | +0.8% |
| Apr 28, 2025 | — | +5.2% | -1.2% | -4.9% | +25.4% |
| Jan 27, 2025 | — | +3.9% | -3.4% | -7.0% | -21.6% |
| Oct 29, 2024 | — | +0.9% | +3.8% | +9.1% | +25.4% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 28, 2026 | $0.02 | — | — | $18.8M |
| Apr 28, 2026 | $0.09 | — | — | $17.3M |
| Mar 31, 2026 | $0.04 | — | — | $17.0M |
| Dec 23, 2025 | -$0.03 | — | — | $16.2M |
| Jun 30, 2025 | $0.07 | — | — | $14.5M |
| Apr 28, 2025 | -$0.14 | — | — | $15.1M |
| Jan 27, 2025 | $0.06 | — | — | $9.0M |
| Oct 29, 2024 | -$0.03 | — | — | $16.6M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| EV / Sales | 3.36× | — | — | Bottom 47% |
| Free-cash-flow yield | 5.84% | — | — | Bottom 39% |
| Earnings yield | -23.76% | — | — | Bottom 5% |
P/E over the past five years
Range 10.0× – 306.5× since Mar 31, 2022. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 124
- 50-day average slope (20 days)
- +7.8%
- 200-day average slope (20 days)
- +6.6%
- Distance from 50-day average
- -0.8%
- Distance from 200-day average
- +23.7%
- RSI (14)
- 39.0
- Relative volume
- 0.77×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 29.1%
- Volatility vs own 5-year history
- 5th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.75
- Correlation with S&P 500
- 0.28
- Current drawdown from 1-year high
- -7.2%
- Maximum drawdown, 3 years
- -43.5%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Sep 16, 2021 | May 8, 2024 | -86.1% | 664 days | Not yet recovered |
| Mar 17, 2021 | May 11, 2021 | -45.8% | 38 days | 23 days (Jun 14, 2021) |
| Jun 14, 2021 | Jun 18, 2021 | -27.3% | 4 days | 37 days (Aug 11, 2021) |
| Sep 25, 2020 | Oct 30, 2020 | -22.6% | 25 days | 45 days (Jan 6, 2021) |
| Feb 22, 2021 | Feb 26, 2021 | -17.6% | 4 days | 6 days (Mar 8, 2021) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $105.9M
- EPS, diluted (TTM)
- -$2.71
- Revenue (TTM)
- $69.3M
- 52-week range
- $5.51 – $12.35
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $28.0M | $37.5M | $52.6M | $65.5M | $63.0M |
| Gross profit | $24.0M | $33.1M | $33.9M | $32.7M | $32.7M |
| Operating income | -$4.9M | $8.1M | $6.5M | $2.8M | -$24.5M |
| Net income | -$4.0M | $5.6M | $4.5M | $1.9M | -$24.8M |
| EPS (diluted) | -$0.54 | $0.64 | $0.51 | $0.04 | -$3.23 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $16.6M | $16.3M | $15.1M | $14.8M | $16.2M | $17.0M | $17.3M | $18.8M |
| Net income | $522,000 | $1.3M | -$2.7M | $752,000 | -$23.9M | $1.0M | $1.6M | $968,000 |
| EPS (diluted) | -$0.03 | $0.06 | -$0.40 | $0.00 | -$2.86 | $0.03 | $0.09 | $0.02 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $624,000 | $6.3M | $7.6M | $1.4M | $230,000 |
| Capital expenditure | -$1.1M | -$323,000 | -$208,000 | -$138,000 | -$243,000 |
| Free cash flow | -$514,000 | $6.0M | $7.4M | $1.3M | -$13,000 |
| Dividends paid | $0 | $0 | $0 | $0 | -$3.0M |
| Net share buybacks | $30.8M | $0 | -$1.8M | $0 | $347,000 |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $375.9M
- Total assets
- $1.56B
- Total liabilities
- $1.30B
- Total debt
- $175.9M
- Net debt
- $127.0M
- Shareholders’ equity
- $262.3M
As of Jun 30, 2026 (filed Aug 13, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Apr 8, 2010 | $0.01 | Apr 30, 2010 |
| Jan 6, 2010 | $0.05 | Jan 29, 2010 |
| Oct 14, 2009 | $0.05 | Oct 30, 2009 |
| Jul 13, 2009 | $0.05 | Jul 31, 2009 |
| Apr 7, 2009 | $0.05 | Apr 30, 2009 |
| Jan 8, 2009 | $0.05 | Jan 30, 2009 |
| Oct 8, 2008 | $0.05 | Oct 31, 2008 |
| Jul 9, 2008 | $0.05 | Jul 31, 2008 |
Short interest
- Shares sold short
- 13,390
- Days to cover
- 7.38
- Change vs previous report
- +8.7%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Nov 1, 2023
- 1-for-8
- Dec 2, 2002
- 2-for-1
- Aug 5, 1998
- 27-for-25