Stocks · Financial Services · Banks - Regional
Central Bancompany CBC
$32.03 +1.55% Close, Oct 2, 2026 · NASDAQ · Market cap $7.68B
High qualityStrong trend
Next earnings report: Oct 27, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- The diluted share count rose 8.6% in a year.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 18%
- Gross marginTop 10%
- Operating marginTop 12%
- Cash conversion (OCF / net income)Bottom 49%
- Accruals (lower is better)Top 49%
- Net debt / EBITDA (lower is better)Top 47%
- Interest coverTop 26%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldBottom 45%
- Free-cash-flow yieldBottom 41%
- EBITDA / enterprise valueTop 44%
- Sales / enterprise valueBottom 19%
Strength and persistence of the price trend, including versus the S&P 500.
- 6-month returnTop 8%
- Distance from 52-week highTop 25%
- Trend checklist (0–4)Top 27%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 33%
- Consecutive EPS beatsBottom 17%
- Share of analysts rating BuyBottom 19%
- Upside to consensus price targetBottom 10%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 40%
- Maximum drawdown, 3 yearsTop 17%
- Net debt / EBITDA (lower is better)Top 47%
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Gross margin | 83.7% | — | Top 10% | |
| Operating margin | 43.5% | — | Top 12% | |
| Net margin | 33.6% | — | — | |
| Free-cash-flow margin | 37.9% | — | — | |
| Return on invested capital | 8.7% | — | Top 18% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 1.15×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -0.3%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.2%
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 1.09×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 2.8×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 1.35%
- Net buyback yield (TTM)
- 0.50%
- Shareholder yield
- 1.86%
- Share count change, 1 year
- +8.6%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 14, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 0
- Beats in the last 8 reports
- 2 of 4
- Average EPS surprise, last 4
- +1.5%
- Average 2-day reaction, last 8
- -0.6%
- Positive 20 days after report
- 1 of 3
Analysts
- Consensus price target
- $31.63
- Target vs current price
- -1.2%
- Analysts with a rating
- 4
- Share rating Buy or Strong Buy
- 25%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 4, 2026 | -0.8% | +0.6% | -0.3% | -3.2% | — |
| Apr 28, 2026 | +4.5% | -2.0% | +2.3% | +9.5% | +20.1% |
| Jan 27, 2026 | +2.2% | -0.3% | +1.3% | -1.8% | +4.4% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 4, 2026 | $0.47 | $0.47 | -0.8% | $281.7M |
| Apr 28, 2026 | $0.46 | $0.44 | +4.5% | $273.7M |
| Jan 27, 2026 | $0.47 | $0.46 | +2.2% | $272.2M |
| Oct 31, 2025 | $0.46 | $0.46 | +0.0% | $264.3M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 17.6× | — | — | Bottom 45% |
| P/E (forward) | 16.8× | — | — | — |
| EV / EBITDA | 13.6× | — | — | Top 44% |
| EV / Sales | 6.52× | — | — | Bottom 19% |
| Free-cash-flow yield | 6.32% | — | — | Bottom 41% |
| Earnings yield | 5.68% | — | — | Bottom 45% |
Technical state
Trend checklist
- ✓ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 18
- 50-day average slope (20 days)
- +1.0%
- Distance from 50-day average
- -0.9%
- Distance from 200-day average
- +15.6%
- RSI (14)
- 51.3
- Relative volume
- 0.36×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 18.8%
- Current drawdown from 1-year high
- -4.4%
- Maximum drawdown, 3 years
- -7.1%
Financial statements
- Market cap
- $7.68B
- P/E (TTM)
- 17.6
- EPS, diluted (TTM)
- $1.82
- Revenue (TTM)
- $1.28B
- Dividend yield
- 1.13%
- 52-week range
- $21.99 – $33.82
| FY 2025 | |
|---|---|
| Revenue | $1.22B |
| Gross profit | $1.01B |
| Operating income | $506.6M |
| Net income | $390.9M |
| EPS (diluted) | $1.69 |
| Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|
| Revenue | $307.7M | $305.8M | $321.1M | $323.1M | $330.0M |
| Net income | $91.4M | $97.1M | $107.6M | $111.1M | $113.8M |
| EPS (diluted) | $0.41 | $0.44 | $0.45 | $0.46 | $0.47 |
| FY 2025 | |
|---|---|
| Operating cash flow | $248.2M |
| Capital expenditure | -$16.8M |
| Free cash flow | $231.4M |
| Dividends paid | -$246.5M |
| Net share buybacks | $0 |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $769.3M
- Total assets
- $20.29B
- Total liabilities
- $16.43B
- Total debt
- $913.1M
- Net debt
- $668.9M
- Shareholders’ equity
- $3.87B
As of Jun 30, 2026 (filed Aug 14, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Aug 21, 2026 | $0.12 | Sep 1, 2026 |
| May 22, 2026 | $0.12 | Jun 1, 2026 |
| Feb 20, 2026 | $0.12 | Mar 2, 2026 |
| Oct 20, 2025 | $0.00 | Dec 1, 2025 |
| Aug 22, 2025 | $0.06 | Sep 1, 2025 |
| May 23, 2025 | $0.06 | Jun 1, 2025 |
| Apr 25, 2025 | $0.80 | May 5, 2025 |
| Feb 21, 2025 | $0.06 | Mar 1, 2025 |
Short interest
- Shares sold short
- 5,953,550
- Days to cover
- 5.76
- Change vs previous report
- +15.4%
FINRA short interest, settlement date Sep 15, 2026.