Stocks · Financial Services · Banks - Regional
Chain Bridge Bancorp, Inc. CBNA
$47.27 +0.62% Close, Oct 2, 2026 · NYSE · Market cap $310.2M
Strong growthStrong trend
Next earnings report: Oct 27, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Earnings beat analyst estimates in each of the last 8 quarters (average surprise over the last four: +9.0%).
- The stock is in an uptrend: above its 200-day average for 301 trading days, with the 50-day average above the 200-day.
- Diluted EPS over the last four quarters was $4.06, up 22.7% year over year.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 40%
- EPS growth (TTM, YoY)Top 46%
- FCF growth (TTM, YoY)Top 46%
- Revenue growth, 3-year CAGRTop 20%
- Revenue growth accelerationTop 13%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 11%
- Gross marginTop 4%
- Operating marginTop 10%
- Cash conversion (OCF / net income)Bottom 31%
- Accruals (lower is better)Bottom 28%
- Net debt / EBITDA (lower is better)Top 24%
- Interest coverTop 16%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 30%
- Free-cash-flow yieldBottom 42%
- EBITDA / enterprise valueTop 28%
- Sales / enterprise valueBottom 28%
- P/E vs own 5-year history (lower is better)Bottom 34%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 11%
- 6-month returnTop 7%
- 1-year return vs S&P 500Top 10%
- Distance from 52-week highTop 23%
- Trend checklist (0–4)Top 11%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 30%
- Consecutive EPS beatsTop 13%
- Upside to consensus price targetBottom 21%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 30%
- Maximum drawdown, 3 yearsTop 30%
- Beta vs S&P 500 (lower is better)Bottom 45%
- Net debt / EBITDA (lower is better)Top 24%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 1.6% | 9.4% | ↑ |
| EPS growth (YoY) | -5.7% | 22.7% | ↑ |
| Gross margin | 94.0% | 95.0% | ↑ |
| Operating margin | 44.6% | 46.3% | ↑ |
| FCF margin | 27.1% | 30.5% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 9.4% | 1.6% | ↑ | Top 40% |
| EPS growth (TTM, YoY) | 22.7% | -5.7% | ↑ | Top 46% |
| Gross margin | 95.0% | 94.0% | ↑ | Top 4% |
| Operating margin | 46.3% | 44.6% | ↑ | Top 10% |
| Net margin | 40.4% | 35.5% | ↑ | — |
| Free-cash-flow margin | 30.5% | 27.1% | ↑ | — |
| Return on invested capital | -2.2% | — | Bottom 11% | |
| Revenue growth, 3-year CAGR | 24.9% | — | Top 20% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 0.82×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- 0.2%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.0%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +51.7 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- -0.24×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 8.2×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 0.00%
- Net buyback yield (TTM)
- 0.00%
- Shareholder yield
- 0.00%
- Share count change, 1 year
- +0.0%
- Share count change, 3-year CAGR
- +0.7%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 11, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 8
- Beats in the last 8 reports
- 8 of 8
- Average EPS surprise, last 4
- +9.0%
- Average 2-day reaction, last 8
- -0.2%
- Positive 20 days after report
- 7 of 8
Analysts
- Consensus price target
- $50.00
- Target vs current price
- +5.8%
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 28, 2026 | +16.9% | -2.7% | +6.2% | +2.5% | — |
| Apr 28, 2026 | +13.7% | +2.7% | +4.3% | +2.8% | +17.7% |
| Jan 28, 2026 | +2.5% | -1.7% | +12.8% | +4.8% | +6.1% |
| Oct 28, 2025 | +2.9% | +0.1% | -0.2% | +3.9% | +11.8% |
| Jul 28, 2025 | +59.1% | +0.6% | -2.1% | +6.2% | +16.0% |
| Apr 28, 2025 | +57.4% | +1.2% | +2.9% | +10.4% | +10.6% |
| Feb 4, 2025 | +34.1% | -1.0% | +0.8% | -4.8% | -0.1% |
| Jan 28, 2025 | +34.1% | -0.7% | +1.4% | +0.1% | -0.3% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 28, 2026 | $1.45 | $1.24 | +16.9% | $20.0M |
| Apr 28, 2026 | $1.08 | $0.95 | +13.7% | $17.4M |
| Jan 28, 2026 | $0.81 | $0.79 | +2.5% | $14.7M |
| Oct 28, 2025 | $0.72 | $0.70 | +2.9% | $14.3M |
| Jul 28, 2025 | $0.70 | $0.44 | +59.1% | $13.6M |
| Apr 28, 2025 | $0.85 | $0.54 | +57.4% | $15.5M |
| Feb 4, 2025 | $0.59 | $0.44 | +34.1% | $13.5M |
| Jan 28, 2025 | $0.59 | $0.44 | +34.1% | $16.8M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 11.6× | 10.2× | 73th | Top 30% |
| P/E (forward) | 9.2× | — | — | — |
| EV / EBITDA | 9.8× | — | — | Top 28% |
| EV / Sales | 4.59× | — | — | Bottom 28% |
| Free-cash-flow yield | 6.49% | — | — | Bottom 42% |
| Earnings yield | 8.59% | — | — | Top 30% |
P/E over the past five years
Range 7.0× – 15.5× since Dec 31, 2023. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +44.2%
- Earnings per share growth (TTM)
- +22.7%
- Change in P/E multiple
- +43.7%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✓ Price above 20-day average
- ✓ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 2
- Days above the 200-day average
- 301
- 50-day average slope (20 days)
- +4.9%
- 200-day average slope (20 days)
- +3.9%
- Distance from 50-day average
- +1.4%
- Distance from 200-day average
- +21.0%
- RSI (14)
- 52.8
- Relative volume
- 0.49×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 28.5%
- Volatility vs own 5-year history
- 31th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.74
- Correlation with S&P 500
- 0.38
- Current drawdown from 1-year high
- -4.1%
- Maximum drawdown, 3 years
- -21.8%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Dec 12, 2024 | Apr 7, 2025 | -21.8% | 77 days | 28 days (May 16, 2025) |
| Dec 19, 2025 | Jan 8, 2026 | -16.0% | 12 days | 106 days (Jun 11, 2026) |
| May 16, 2025 | Jun 20, 2025 | -12.7% | 23 days | 44 days (Aug 22, 2025) |
| Sep 29, 2025 | Nov 7, 2025 | -11.9% | 29 days | 22 days (Dec 10, 2025) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $310.2M
- P/E (TTM)
- 11.6
- EPS, diluted (TTM)
- $4.06
- Revenue (TTM)
- $66.0M
- 52-week range
- $28.10 – $49.71
| FY 2019 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $18.4M | $30.5M | $34.3M | $57.0M | $59.4M |
| Gross profit | $18.4M | $28.4M | $30.4M | $53.1M | $55.5M |
| Operating income | $7.4M | $10.2M | $10.9M | $26.3M | $25.4M |
| Net income | $4.9M | $8.3M | $8.8M | $20.9M | $20.2M |
| EPS (diluted) | $1.23 | $1.29 | $1.38 | $4.17 | $3.08 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $17.7M | $13.5M | $15.5M | $13.6M | $14.3M | $16.0M | $18.0M | $17.7M |
| Net income | $7.5M | $3.7M | $5.6M | $4.6M | $4.7M | $5.3M | $7.1M | $9.5M |
| EPS (diluted) | $1.17 | $0.59 | $0.85 | $0.70 | $0.72 | $0.81 | $1.08 | $1.45 |
| FY 2019 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $0 | $17.3M | $12.8M | $21.8M | $15.6M |
| Capital expenditure | $0 | -$88,000 | -$269,000 | -$223,000 | -$4.1M |
| Free cash flow | $0 | $17.3M | $12.5M | $21.6M | $11.5M |
| Dividends paid | $0 | $0 | $0 | $0 | $0 |
| Net share buybacks | $0 | $10.5M | $0 | $36.5M | $0 |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $849.7M
- Total assets
- $2.19B
- Total liabilities
- $2.01B
- Total debt
- $0
- Net debt
- -$7.4M
- Shareholders’ equity
- $183.6M
As of Jun 30, 2026 (filed Aug 11, 2026).
Short interest
- Shares sold short
- 132,299
- Days to cover
- 6.65
- Change vs previous report
- +14.1%
FINRA short interest, settlement date Sep 15, 2026.