Stocks · Financial Services · Insurance - Brokers
Crawford & Company CRD-A
$12.67 +0.80% Close, Oct 2, 2026 · NYSE · Market cap $621.1M
Strong trendHigh risk
Next earnings report: Nov 2, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- The stock is in an uptrend: above its 200-day average for 51 trading days, with the 50-day average above the 200-day.
- Diluted EPS over the last four quarters was $0.47, down 20.5% year over year.
- Revenue over the last four quarters was $1.29B, down 4.8% from a year earlier.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth15Very weak
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 18%
- EPS growth (TTM, YoY)Bottom 19%
- FCF growth (TTM, YoY)Top 22%
- Revenue growth, 3-year CAGRBottom 12%
- Revenue growth accelerationBottom 44%
Quality68Positive
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 18%
- Gross marginBottom 8%
- Operating marginBottom 15%
- Cash conversion (OCF / net income)Top 5%
- Accruals (lower is better)Top 9%
- Net debt / EBITDA (lower is better)Bottom 41%
- Interest coverTop 19%
Value76Positive
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldBottom 35%
- Free-cash-flow yieldTop 17%
- EBITDA / enterprise valueTop 23%
- Sales / enterprise valueTop 5%
- P/E vs own 5-year history (lower is better)Bottom 27%
Momentum84Strong
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 29%
- 6-month returnTop 15%
- 1-year return vs S&P 500Top 31%
- Distance from 52-week highTop 43%
- Trend checklist (0–4)Top 11%
Revisions52Neutral
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 25%
- Consecutive EPS beatsBottom 43%
- Share of analysts rating BuyTop 17%
- Upside to consensus price targetBottom 1%
Stability13Very weak
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 17%
- Maximum drawdown, 3 yearsBottom 25%
- Beta vs S&P 500 (lower is better)Bottom 14%
- Net debt / EBITDA (lower is better)Bottom 41%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | -4.0% | -4.8% | ↓ |
| EPS growth (YoY) | -40.1% | -20.5% | ↑ |
| Gross margin | 26.9% | 25.4% | ↓ |
| Operating margin | 5.7% | 5.8% | ↑ |
| FCF margin | 4.2% | 7.7% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | -4.8% | -4.0% | ↓ | Bottom 18% |
| EPS growth (TTM, YoY) | -20.5% | -40.1% | ↑ | Bottom 19% |
| Gross margin | 25.4% | 26.9% | ↓ | Bottom 8% |
| Operating margin | 5.8% | 5.7% | ↑ | Bottom 15% |
| Net margin | 1.8% | 2.2% | ↓ | — |
| Free-cash-flow margin | 7.7% | 4.2% | ↑ | — |
| Return on invested capital | 8.6% | — | Top 18% | |
| Revenue growth, 3-year CAGR | 2.2% | — | Bottom 12% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 3.00×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -10.6%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.1%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -3.1 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 2.16×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 5.1×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 1.78%
- Net buyback yield (TTM)
- 2.82%
- Shareholder yield
- 4.60%
- Share count change, 1 year
- -2.0%
- Share count change, 3-year CAGR
- -0.4%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 3, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 1
- Beats in the last 8 reports
- 3 of 8
- Average EPS surprise, last 4
- +11.2%
- Average 2-day reaction, last 8
- +0.7%
- Positive 20 days after report
- 5 of 8
Analysts
- Consensus price target
- $10.00
- Target vs current price
- -21.1%
- Analysts with a rating
- 4
- Share rating Buy or Strong Buy
- 75%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 3, 2026 | +46.2% | +3.8% | +26.2% | +20.0% | — |
| May 4, 2026 | -22.6% | -1.8% | -4.5% | -0.3% | +6.4% |
| Mar 2, 2026 | -33.8% | +1.7% | -2.1% | -10.9% | -0.1% |
| Nov 3, 2025 | +54.9% | +0.6% | +3.5% | +0.9% | -1.8% |
| Aug 4, 2025 | -6.4% | +1.3% | -3.0% | +15.9% | +16.9% |
| May 9, 2025 | -8.7% | -3.2% | +1.7% | +0.2% | -16.8% |
| Mar 3, 2025 | -17.4% | -1.5% | -6.8% | -7.1% | -15.1% |
| Nov 4, 2024 | +4.8% | +4.6% | +6.7% | +6.5% | +8.7% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 3, 2026 | $0.38 | $0.26 | +46.2% | $313.7M |
| May 4, 2026 | $0.16 | $0.21 | -22.6% | $309.5M |
| Mar 2, 2026 | $0.15 | $0.23 | -33.8% | $308.5M |
| Nov 3, 2025 | $0.25 | $0.16 | +54.9% | $322.2M |
| Aug 4, 2025 | $0.25 | $0.27 | -6.4% | $334.6M |
| May 9, 2025 | $0.21 | $0.23 | -8.7% | $323.3M |
| Mar 3, 2025 | $0.19 | $0.23 | -17.4% | $358.3M |
| Nov 4, 2024 | $0.22 | $0.21 | +4.8% | $342.7M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 27.0× | 19.2× | 76th | Bottom 35% |
| P/E (forward) | 12.0× | — | — | — |
| EV / EBITDA | 8.8× | — | — | Top 23% |
| EV / Sales | 0.64× | — | — | Top 5% |
| Free-cash-flow yield | 15.99% | — | — | Top 17% |
| Earnings yield | 3.70% | — | — | Bottom 35% |
P/E over the past five years
Range 10.8× – 28.7× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +19.9%
- Earnings per share growth (TTM)
- -20.5%
- Change in P/E multiple
- +50.3%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✓ Price above 20-day average
- ✓ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 1
- Days above the 200-day average
- 51
- 50-day average slope (20 days)
- +4.8%
- 200-day average slope (20 days)
- +1.4%
- Distance from 50-day average
- +0.3%
- Distance from 200-day average
- +13.5%
- RSI (14)
- 51.1
- Relative volume
- 0.61×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 38.5%
- Volatility vs own 5-year history
- 64th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 1.14
- Correlation with S&P 500
- 0.45
- Current drawdown from 1-year high
- -8.0%
- Maximum drawdown, 3 years
- -40.8%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Apr 12, 2021 | Dec 28, 2022 | -53.6% | 433 days | 126 days (Jun 30, 2023) |
| Feb 26, 2024 | Mar 11, 2024 | -40.8% | 10 days | 604 days (Aug 7, 2026) |
| Jun 30, 2023 | Oct 20, 2023 | -20.1% | 78 days | 21 days (Nov 20, 2023) |
| Oct 5, 2020 | Oct 27, 2020 | -13.7% | 16 days | 10 days (Nov 10, 2020) |
| Dec 8, 2020 | Jan 4, 2021 | -13.0% | 17 days | 24 days (Feb 8, 2021) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $621.1M
- P/E (TTM)
- 27.0
- EPS, diluted (TTM)
- $0.47
- Revenue (TTM)
- $1.29B
- Dividend yield
- 2.41%
- 52-week range
- $8.89 – $13.90
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $1.14B | $1.23B | $1.32B | $1.34B | $1.31B |
| Gross profit | $291.8M | $306.4M | $359.1M | $367.5M | $321.9M |
| Operating income | $47.0M | $50.6M | $72.6M | $67.9M | $76.2M |
| Net income | $30.7M | -$18.3M | $30.6M | $26.6M | $19.6M |
| EPS (diluted) | $0.57 | -$0.37 | $0.62 | $0.53 | $0.39 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $342.7M | $358.3M | $324.2M | $334.6M | $322.2M | $320.9M | $320.9M | $330.0M |
| Net income | $9.5M | $5.7M | $6.7M | $7.8M | $12.4M | -$7.2M | $4.9M | $13.4M |
| EPS (diluted) | $0.19 | $0.11 | $0.13 | $0.16 | $0.25 | -$0.15 | $0.10 | $0.27 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $54.3M | $27.6M | $103.8M | $51.6M | $101.8M |
| Capital expenditure | -$31.0M | -$34.6M | -$36.6M | -$41.6M | -$7.0M |
| Free cash flow | $23.4M | -$7.0M | $67.2M | $10.0M | $94.8M |
| Dividends paid | -$12.7M | -$11.8M | -$12.7M | -$13.8M | -$14.3M |
| Net share buybacks | -$19.1M | -$26.7M | -$2.7M | -$3.9M | -$8.5M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $69.4M
- Total assets
- $758.3M
- Total liabilities
- $573.7M
- Total debt
- $270.7M
- Net debt
- $201.3M
- Shareholders’ equity
- $186.4M
As of Jun 30, 2026 (filed Aug 3, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Aug 14, 2026 | $0.08 | Aug 28, 2026 |
| May 29, 2026 | $0.08 | Jun 12, 2026 |
| Feb 23, 2026 | $0.08 | Mar 6, 2026 |
| Nov 19, 2025 | $0.08 | Dec 5, 2025 |
| Aug 15, 2025 | $0.08 | Aug 29, 2025 |
| May 23, 2025 | $0.07 | Jun 6, 2025 |
| Feb 24, 2025 | $0.07 | Mar 7, 2025 |
| Nov 19, 2024 | $0.07 | Dec 6, 2024 |
Stock splits
- Mar 26, 1997
- 3-for-2