Stocks · Technology · Software - Infrastructure
Euronet Worldwide, Inc. EEFT
$63.50 -0.22% Close, Oct 2, 2026 · NASDAQ · Market cap $2.42B
Inexpensive vs sectorLow risk
Next earnings report: Oct 28, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- At 10.0× trailing earnings, the shares trade at the lowest P/E of the company's past five years.
- The stock is in a downtrend: below its 200-day average, with the 50-day average below the 200-day.
- The diluted share count rose 7.5% in a year.
PromtFinance scores
Each score is a percentile within the Technology sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 30%
- EPS growth (TTM, YoY)Bottom 29%
- FCF growth (TTM, YoY)Bottom 8%
- Revenue growth, 3-year CAGRTop 46%
- Revenue growth accelerationBottom 27%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 36%
- Gross marginBottom 26%
- Operating marginTop 34%
- Cash conversion (OCF / net income)Bottom 15%
- Accruals (lower is better)Bottom 14%
- Net debt / EBITDA (lower is better)Bottom 38%
- Interest coverTop 36%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 3%
- Free-cash-flow yieldTop 41%
- EBITDA / enterprise valueTop 1%
- Sales / enterprise valueTop 12%
- P/E vs own 5-year history (lower is better)Top 5%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthBottom 33%
- 6-month returnBottom 27%
- 1-year return vs S&P 500Bottom 27%
- Distance from 52-week highTop 49%
- Trend checklist (0–4)Bottom 10%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 25%
- Consecutive EPS beatsBottom 12%
- Share of analysts rating BuyTop 43%
- Upside to consensus price targetTop 45%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 19%
- Maximum drawdown, 3 yearsTop 20%
- Beta vs S&P 500 (lower is better)Top 18%
- Net debt / EBITDA (lower is better)Bottom 38%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 7.2% | 5.8% | ↓ |
| EPS growth (YoY) | 2.4% | -12.9% | ↓ |
| Gross margin | 40.6% | 33.8% | ↓ |
| Operating margin | 13.0% | 11.6% | ↓ |
| FCF margin | 14.4% | 2.2% | ↓ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 5.8% | 7.2% | ↓ | Bottom 30% |
| EPS growth (TTM, YoY) | -12.9% | 2.4% | ↓ | Bottom 29% |
| Gross margin | 33.8% | 40.6% | ↓ | Bottom 26% |
| Operating margin | 11.6% | 13.0% | ↓ | Top 34% |
| Net margin | 6.6% | 8.0% | ↓ | — |
| Free-cash-flow margin | 2.2% | 14.4% | ↓ | — |
| Return on invested capital | 7.6% | — | Top 36% | |
| Revenue growth, 3-year CAGR | 8.1% | — | Top 46% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 0.89×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- 0.5%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 1.4%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +5.1 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 1.22×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 7.1×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 0.00%
- Net buyback yield (TTM)
- 25.08%
- Shareholder yield
- 25.08%
- Share count change, 1 year
- +7.5%
- Share count change, 3-year CAGR
- -4.4%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 4, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 0
- Beats in the last 8 reports
- 3 of 8
- Average EPS surprise, last 4
- +1.3%
- Average 2-day reaction, last 8
- -1.3%
- Positive 20 days after report
- 4 of 8
Analysts
- Consensus price target
- $83.00
- Target vs current price
- +30.7%
- Analysts with a rating
- 23
- Share rating Buy or Strong Buy
- 70%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 30, 2026 | -3.8% | -8.4% | -11.2% | -15.7% | — |
| Apr 29, 2026 | +11.3% | -0.5% | -7.0% | -8.5% | +4.7% |
| Feb 12, 2026 | -3.6% | -3.3% | +1.2% | +3.2% | -1.9% |
| Oct 22, 2025 | +1.4% | -0.5% | -10.9% | -21.7% | -16.3% |
| Jul 31, 2025 | -3.8% | -1.8% | -6.7% | -5.2% | -15.7% |
| Apr 23, 2025 | +0.0% | +3.4% | +7.0% | +17.8% | +5.5% |
| Feb 12, 2025 | +3.0% | -1.5% | +13.3% | +3.7% | +12.0% |
| Oct 23, 2024 | -2.9% | +2.1% | +1.4% | +4.0% | +2.3% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 30, 2026 | $2.82 | $2.93 | -3.8% | $1.11B |
| Apr 29, 2026 | $1.58 | $1.42 | +11.3% | $1.01B |
| Feb 12, 2026 | $2.39 | $2.48 | -3.6% | $1.11B |
| Oct 22, 2025 | $3.62 | $3.57 | +1.4% | $1.15B |
| Jul 31, 2025 | $2.56 | $2.66 | -3.8% | $1.07B |
| Apr 23, 2025 | $1.13 | $1.13 | +0.0% | $915.5M |
| Feb 12, 2025 | $2.08 | $2.02 | +3.0% | $1.05B |
| Oct 23, 2024 | $3.03 | $3.12 | -2.9% | $1.10B |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 10.0× | 16.7× | 0th | Top 3% |
| P/E (forward) | 5.9× | — | — | — |
| EV / EBITDA | 3.1× | — | — | Top 1% |
| EV / Sales | 0.92× | — | — | Top 12% |
| Free-cash-flow yield | 3.93% | — | — | Top 41% |
| Earnings yield | 10.03% | — | — | Top 3% |
P/E over the past five years
Range 10.2× – 100.0× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- -28.0%
- Earnings per share growth (TTM)
- -12.9%
- Change in P/E multiple
- -4.5%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✗ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- -5.0%
- 200-day average slope (20 days)
- -0.9%
- Distance from 50-day average
- -10.1%
- Distance from 200-day average
- -11.3%
- RSI (14)
- 34.9
- Relative volume
- 0.86×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 40.5%
- Volatility vs own 5-year history
- 74th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.93
- Correlation with S&P 500
- 0.44
- Current drawdown from 1-year high
- -28.7%
- Maximum drawdown, 3 years
- -46.1%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Mar 5, 2021 | Sep 30, 2026 | -61.8% | 1399 days | Not yet recovered |
| Jan 7, 2021 | Jan 27, 2021 | -16.4% | 13 days | 12 days (Feb 12, 2021) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $2.42B
- P/E (TTM)
- 10.0
- EPS, diluted (TTM)
- $6.37
- Revenue (TTM)
- $4.37B
- 52-week range
- $62.25 – $89.77
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $3.00B | $3.36B | $3.69B | $3.99B | $4.24B |
| Gross profit | $1.10B | $1.34B | $1.47B | $1.60B | $1.75B |
| Operating income | $184.0M | $385.4M | $432.6M | $503.2M | $530.0M |
| Net income | $70.7M | $231.0M | $279.7M | $306.0M | $309.5M |
| EPS (diluted) | $1.32 | $4.41 | $5.50 | $6.45 | $6.84 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.10B | $1.05B | $915.5M | $1.07B | $1.15B | $1.11B | $1.01B | $1.11B |
| Net income | $151.5M | $45.2M | $38.4M | $97.6M | $122.0M | $51.5M | $37.5M | $77.4M |
| EPS (diluted) | $3.21 | $0.98 | $0.85 | $2.27 | $2.75 | $1.08 | $0.83 | $1.71 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $406.6M | $748.3M | $643.1M | $732.8M | $536.3M |
| Capital expenditure | -$92.2M | -$104.3M | -$94.4M | -$117.2M | -$125.5M |
| Free cash flow | $314.4M | $644.0M | $548.7M | $615.6M | $410.8M |
| Dividends paid | $0 | $0 | $0 | $0 | $0 |
| Net share buybacks | -$219.1M | -$166.9M | -$370.6M | -$251.4M | -$658.7M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $1.20B
- Total assets
- $6.49B
- Total liabilities
- $5.25B
- Total debt
- $2.81B
- Net debt
- $1.61B
- Shareholders’ equity
- $1.23B
As of Jun 30, 2026 (filed Aug 4, 2026).
Short interest
- Shares sold short
- 5,064,656
- Days to cover
- 8.22
- Change vs previous report
- +7.7%
FINRA short interest, settlement date Sep 15, 2026.