Stocks · Industrials · Consulting Services
Equifax Inc. EFX
$140.00 +0.19% Close, Oct 2, 2026 · NYSE · Market cap $16.45B
High qualityWeak trendInexpensive vs sector
Next earnings report: Oct 20, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- At 24.6× trailing earnings, the shares trade at the lowest P/E of the company's past five years.
- Earnings beat analyst estimates in each of the last 6 quarters (average surprise over the last four: +4.7%).
- The stock is in a downtrend: below its 200-day average, with the 50-day average below the 200-day.
PromtFinance scores
Each score is a percentile within the Industrials sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth56Neutral
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 41%
- EPS growth (TTM, YoY)Top 48%
- FCF growth (TTM, YoY)Top 42%
- Revenue growth, 3-year CAGRTop 44%
- Revenue growth accelerationBottom 41%
Quality88Strong
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 36%
- Gross marginTop 19%
- Operating marginTop 17%
- Cash conversion (OCF / net income)Top 24%
- Accruals (lower is better)Top 24%
- Net debt / EBITDA (lower is better)Bottom 37%
- Interest coverTop 42%
Value84Strong
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 29%
- Free-cash-flow yieldTop 21%
- EBITDA / enterprise valueTop 23%
- Sales / enterprise valueBottom 33%
- P/E vs own 5-year history (lower is better)Top 6%
Momentum10Very weak
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthBottom 16%
- 6-month returnBottom 15%
- 1-year return vs S&P 500Bottom 9%
- Distance from 52-week highBottom 25%
- Trend checklist (0–4)Bottom 15%
Revisions81Strong
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 49%
- Consecutive EPS beatsTop 20%
- Share of analysts rating BuyTop 36%
- Upside to consensus price targetTop 30%
Stability44Weak
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 45%
- Maximum drawdown, 3 yearsBottom 42%
- Beta vs S&P 500 (lower is better)Bottom 49%
- Net debt / EBITDA (lower is better)Bottom 37%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 9.6% | 10.3% | ↑ |
| EPS growth (YoY) | 16.2% | 11.4% | ↓ |
| Gross margin | 55.8% | 44.4% | ↓ |
| Operating margin | 18.5% | 17.9% | ↓ |
| FCF margin | 15.7% | 17.1% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 10.3% | 9.6% | ↑ | Top 41% |
| EPS growth (TTM, YoY) | 11.4% | 16.2% | ↓ | Top 48% |
| Gross margin | 44.4% | 55.8% | ↓ | Top 19% |
| Operating margin | 17.9% | 18.5% | ↓ | Top 17% |
| Net margin | 10.7% | 11.0% | ↓ | — |
| Free-cash-flow margin | 17.1% | 15.7% | ↑ | — |
| Return on invested capital | 7.9% | — | Top 36% | |
| Revenue growth, 3-year CAGR | 5.8% | — | Top 44% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 2.33×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -7.7%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 1.4%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -4.1 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 2.79×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 5.2×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 1.56%
- Net buyback yield (TTM)
- 7.97%
- Shareholder yield
- 9.52%
- Share count change, 1 year
- -4.6%
- Share count change, 3-year CAGR
- -1.3%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Jul 21, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 6
- Beats in the last 8 reports
- 6 of 8
- Average EPS surprise, last 4
- +4.7%
- Average 2-day reaction, last 8
- -0.9%
- Positive 20 days after report
- 2 of 8
Analysts
- Consensus price target
- $205.54
- Target vs current price
- +46.8%
- Analysts with a rating
- 36
- Share rating Buy or Strong Buy
- 67%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 21, 2026 | +2.3% | -3.9% | -1.5% | -1.8% | — |
| Apr 21, 2026 | +10.1% | -3.0% | -14.0% | -17.2% | -9.5% |
| Feb 4, 2026 | +1.5% | +3.4% | +15.8% | +18.0% | -0.6% |
| Oct 21, 2025 | +5.2% | -0.5% | -0.9% | -11.4% | -5.2% |
| Jul 22, 2025 | +3.6% | -8.2% | -7.2% | -5.4% | -12.1% |
| Apr 22, 2025 | +8.5% | +13.8% | +19.1% | +30.3% | +21.4% |
| Feb 6, 2025 | +0.0% | -8.4% | -5.9% | -9.1% | -2.2% |
| Oct 16, 2024 | +0.0% | -0.1% | -6.2% | -7.7% | -14.7% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 21, 2026 | $2.25 | $2.20 | +2.3% | $1.70B |
| Apr 21, 2026 | $1.86 | $1.69 | +10.1% | $1.65B |
| Feb 4, 2026 | $2.09 | $2.06 | +1.5% | $1.55B |
| Oct 21, 2025 | $2.04 | $1.94 | +5.2% | $1.54B |
| Jul 22, 2025 | $2.00 | $1.93 | +3.6% | $1.54B |
| Apr 22, 2025 | $1.53 | $1.41 | +8.5% | $1.44B |
| Feb 6, 2025 | $2.12 | $2.12 | +0.0% | $1.42B |
| Oct 16, 2024 | $1.85 | $1.85 | +0.0% | $1.44B |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 24.6× | 43.0× | 0th | Top 29% |
| P/E (forward) | 16.4× | — | — | — |
| EV / EBITDA | 11.5× | — | — | Top 23% |
| EV / Sales | 3.37× | — | — | Bottom 33% |
| Free-cash-flow yield | 6.72% | — | — | Top 21% |
| Earnings yield | 4.06% | — | — | Top 29% |
P/E over the past five years
Range 26.1× – 61.3× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- -44.8%
- Earnings per share growth (TTM)
- +11.4%
- Change in P/E multiple
- -34.8%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✗ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- -2.4%
- 200-day average slope (20 days)
- -2.9%
- Distance from 50-day average
- -19.2%
- Distance from 200-day average
- -23.3%
- RSI (14)
- 24.5
- Relative volume
- 1.90×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 41.0%
- Volatility vs own 5-year history
- 81th percentile · High for this stock
- Beta vs S&P 500 (2 years, weekly)
- 1.06
- Correlation with S&P 500
- 0.46
- Current drawdown from 1-year high
- -41.6%
- Maximum drawdown, 3 years
- -55.3%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Aug 30, 2024 | Sep 30, 2026 | -55.3% | 521 days | Not yet recovered |
| Dec 13, 2021 | Oct 20, 2022 | -49.4% | 215 days | 460 days (Aug 21, 2024) |
| Oct 13, 2020 | Oct 30, 2020 | -17.2% | 13 days | 10 days (Nov 13, 2020) |
| Dec 18, 2020 | Feb 26, 2021 | -17.1% | 46 days | 38 days (Apr 22, 2021) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $16.45B
- P/E (TTM)
- 24.6
- EPS, diluted (TTM)
- $5.69
- Revenue (TTM)
- $6.44B
- Dividend yield
- 1.56%
- 52-week range
- $137.01 – $244.37
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $4.92B | $5.12B | $5.27B | $5.68B | $6.07B |
| Gross profit | $2.94B | $2.94B | $2.93B | $3.16B | $2.71B |
| Operating income | $1.14B | $1.06B | $933.6M | $1.04B | $1.10B |
| Net income | $744.2M | $696.2M | $545.3M | $604.1M | $660.3M |
| EPS (diluted) | $6.02 | $5.65 | $4.40 | $4.84 | $5.32 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.44B | $1.42B | $1.44B | $1.54B | $1.54B | $1.55B | $1.65B | $1.70B |
| Net income | $141.3M | $174.0M | $133.1M | $191.3M | $160.2M | $175.7M | $171.5M | $183.9M |
| EPS (diluted) | $1.13 | $1.39 | $1.06 | $1.53 | $1.29 | $1.44 | $1.42 | $1.54 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $1.33B | $757.1M | $1.12B | $1.32B | $1.62B |
| Capital expenditure | -$469.0M | -$624.5M | -$601.3M | -$511.5M | -$481.4M |
| Free cash flow | $865.8M | $132.6M | $515.5M | $813.0M | $1.13B |
| Dividends paid | -$190.0M | -$191.1M | -$191.8M | -$193.2M | -$232.8M |
| Net share buybacks | -$23.1M | $16.9M | $32.3M | $78.2M | -$881.1M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $170.1M
- Total assets
- $11.98B
- Total liabilities
- $7.46B
- Total debt
- $5.47B
- Net debt
- $5.30B
- Shareholders’ equity
- $4.38B
As of Jun 30, 2026 (filed Jul 21, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Aug 31, 2026 | $0.56 | Sep 15, 2026 |
| May 22, 2026 | $0.56 | Jun 15, 2026 |
| Mar 9, 2026 | $0.56 | Mar 17, 2026 |
| Nov 24, 2025 | $0.50 | Dec 15, 2025 |
| Sep 2, 2025 | $0.50 | Sep 15, 2025 |
| May 23, 2025 | $0.50 | Jun 13, 2025 |
| Feb 21, 2025 | $0.39 | Mar 14, 2025 |
| Nov 22, 2024 | $0.39 | Dec 13, 2024 |
Short interest
- Shares sold short
- 7,748,296
- Days to cover
- 5.64
- Change vs previous report
- -0.6%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Dec 18, 1995
- 2-for-1
- Dec 19, 1989
- 2-for-1
- Mar 27, 1986
- 2-for-1
- Mar 21, 1985
- 3-for-2
- Sep 16, 1982
- 2-for-1