Stocks · Financial Services · Banks - Regional
Equity Bancshares, Inc. EQBK
$47.73 +0.53% Close, Oct 2, 2026 · NYSE · Market cap $981.7M
Next earnings report: Oct 13, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Operating margin narrowed to 13.5% from 24.5% a year earlier.
- Diluted EPS over the last four quarters was $1.75, down 56.6% year over year.
- The stock is in an uptrend: above its 200-day average for 240 trading days, with the 50-day average above the 200-day.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth34Weak
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 29%
- EPS growth (TTM, YoY)Bottom 12%
- FCF growth (TTM, YoY)Bottom 12%
- Revenue growth, 3-year CAGRBottom 41%
- Revenue growth accelerationTop 9%
Quality45Neutral
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 40%
- Gross marginBottom 25%
- Operating marginBottom 29%
- Cash conversion (OCF / net income)Top 27%
- Accruals (lower is better)Bottom 48%
- Net debt / EBITDA (lower is better)Top 26%
- Interest coverBottom 23%
Value55Neutral
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldBottom 35%
- Free-cash-flow yieldBottom 35%
- EBITDA / enterprise valueTop 24%
- Sales / enterprise valueTop 35%
- P/E vs own 5-year history (lower is better)Bottom 48%
Momentum57Neutral
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 32%
- 6-month returnTop 48%
- 1-year return vs S&P 500Top 34%
- Distance from 52-week highTop 43%
- Trend checklist (0–4)Top 48%
Revisions31Weak
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 37%
- Consecutive EPS beatsBottom 43%
- Share of analysts rating BuyBottom 30%
- Upside to consensus price targetBottom 47%
Stability66Positive
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 33%
- Maximum drawdown, 3 yearsBottom 50%
- Beta vs S&P 500 (lower is better)Bottom 47%
- Net debt / EBITDA (lower is better)Top 26%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 4.5% | 14.8% | ↑ |
| EPS growth (YoY) | -65.9% | -56.6% | ↑ |
| Gross margin | 67.7% | 52.8% | ↓ |
| Operating margin | 24.5% | 13.5% | ↓ |
| FCF margin | 25.8% | 12.2% | ↓ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 14.8% | 4.5% | ↑ | Top 29% |
| EPS growth (TTM, YoY) | -56.6% | -65.9% | ↑ | Bottom 12% |
| Gross margin | 52.8% | 67.7% | ↓ | Bottom 25% |
| Operating margin | 13.5% | 24.5% | ↓ | Bottom 29% |
| Net margin | 9.4% | 20.2% | ↓ | — |
| Free-cash-flow margin | 12.2% | 25.8% | ↓ | — |
| Return on invested capital | 2.9% | — | Top 40% | |
| Revenue growth, 3-year CAGR | 12.6% | — | Bottom 41% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 1.56×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -0.3%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 1.6%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +29.0 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- -0.19×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 0.4×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 1.36%
- Net buyback yield (TTM)
- 4.65%
- Shareholder yield
- 6.01%
- Share count change, 1 year
- +8.8%
- Share count change, 3-year CAGR
- +7.3%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 7, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 1
- Beats in the last 8 reports
- 7 of 8
- Average EPS surprise, last 4
- +2.2%
- Average 2-day reaction, last 8
- +1.9%
- Positive 20 days after report
- 5 of 8
Analysts
- Consensus price target
- $54.60
- Target vs current price
- +14.4%
- Analysts with a rating
- 6
- Share rating Buy or Strong Buy
- 33%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 14, 2026 | +13.7% | +0.2% | +2.8% | +3.8% | — |
| Apr 14, 2026 | -30.4% | +0.9% | -1.2% | -1.9% | +3.9% |
| Jan 21, 2026 | +3.3% | +5.4% | -1.9% | -2.1% | -3.1% |
| Oct 14, 2025 | +22.2% | +4.5% | +0.9% | +3.0% | +15.4% |
| Jul 14, 2025 | +10.0% | +2.6% | -7.2% | -13.5% | -5.3% |
| Apr 15, 2025 | +9.8% | +1.2% | +6.3% | +15.7% | +20.8% |
| Jan 22, 2025 | +17.0% | -2.7% | +1.1% | +0.3% | -16.8% |
| Oct 15, 2024 | +29.3% | +3.2% | +0.6% | +14.1% | -5.4% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 14, 2026 | $1.41 | $1.24 | +13.7% | $81.9M |
| Apr 14, 2026 | $0.80 | $1.15 | -30.4% | $83.2M |
| Jan 21, 2026 | $1.26 | $1.22 | +3.3% | $73.0M |
| Oct 14, 2025 | $1.21 | $0.99 | +22.2% | $47.5M |
| Jul 14, 2025 | $0.99 | $0.90 | +10.0% | $57.6M |
| Apr 15, 2025 | $0.90 | $0.82 | +9.8% | $60.0M |
| Jan 22, 2025 | $1.10 | $0.94 | +17.0% | $57.6M |
| Oct 15, 2024 | $1.28 | $0.99 | +29.3% | $53.8M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 27.3× | 10.0× | 60th | Bottom 35% |
| P/E (forward) | 10.5× | — | — | — |
| EV / EBITDA | 9.2× | — | — | Top 24% |
| EV / Sales | 2.52× | — | — | Top 35% |
| Free-cash-flow yield | 4.74% | — | — | Bottom 35% |
| Earnings yield | 3.67% | — | — | Bottom 35% |
P/E over the past five years
Range 6.4× – 68.0× since Sep 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +18.3%
- Earnings per share growth (TTM)
- -56.6%
- Change in P/E multiple
- +216.1%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 240
- 50-day average slope (20 days)
- -0.3%
- 200-day average slope (20 days)
- +1.0%
- Distance from 50-day average
- -4.3%
- Distance from 200-day average
- +1.3%
- RSI (14)
- 38.0
- Relative volume
- 1.30×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 17.5%
- Volatility vs own 5-year history
- 3th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.73
- Correlation with S&P 500
- 0.44
- Current drawdown from 1-year high
- -7.7%
- Maximum drawdown, 3 years
- -28.8%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Nov 10, 2022 | May 10, 2023 | -44.8% | 123 days | 295 days (Jul 15, 2024) |
| Nov 25, 2024 | Apr 10, 2025 | -28.8% | 92 days | 303 days (Jun 26, 2026) |
| Nov 17, 2021 | Jul 14, 2022 | -20.5% | 163 days | 76 days (Oct 31, 2022) |
| Jun 1, 2021 | Jul 19, 2021 | -14.7% | 33 days | 47 days (Sep 23, 2021) |
| Jul 26, 2024 | Aug 7, 2024 | -13.5% | 8 days | 30 days (Sep 19, 2024) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $981.7M
- P/E (TTM)
- 27.3
- EPS, diluted (TTM)
- $1.75
- Revenue (TTM)
- $381.3M
- Dividend yield
- 1.59%
- 52-week range
- $38.60 – $52.27
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $186.8M | $220.3M | $224.7M | $326.5M | $314.3M |
| Gross profit | $180.6M | $195.0M | $135.6M | $217.7M | $158.4M |
| Operating income | $64.4M | $70.3M | $2.4M | $78.3M | $32.5M |
| Net income | $52.5M | $57.7M | $7.8M | $62.6M | $22.7M |
| EPS (diluted) | $3.43 | $3.51 | $0.50 | $4.00 | $1.23 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $82.8M | $83.1M | $84.4M | $81.9M | $47.5M | $100.4M | $117.5M | $115.9M |
| Net income | $19.9M | $17.0M | $15.0M | $15.3M | -$29.7M | $22.1M | $17.0M | $26.4M |
| EPS (diluted) | $1.28 | $1.04 | $0.85 | $0.86 | -$1.55 | $1.15 | $0.88 | $1.27 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $102.7M | $74.1M | $76.5M | $73.8M | $51.4M |
| Capital expenditure | -$5.1M | -$3.5M | -$16.1M | -$8.5M | -$13.3M |
| Free cash flow | $97.6M | $70.6M | $60.4M | $65.4M | $38.1M |
| Dividends paid | -$1.1M | -$5.6M | -$6.6M | -$7.9M | -$11.4M |
| Net share buybacks | -$14.2M | -$30.4M | -$17.9M | $75.1M | -$12.9M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $1.78B
- Total assets
- $7.73B
- Total liabilities
- $6.90B
- Total debt
- $526.6M
- Net debt
- -$19.9M
- Shareholders’ equity
- $827.3M
As of Jun 30, 2026 (filed Aug 7, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 30, 2026 | $0.22 | Oct 15, 2026 |
| Jun 30, 2026 | $0.18 | Jul 15, 2026 |
| Mar 31, 2026 | $0.18 | Apr 15, 2026 |
| Dec 31, 2025 | $0.18 | Jan 15, 2026 |
| Sep 30, 2025 | $0.18 | Oct 15, 2025 |
| Jun 30, 2025 | $0.15 | Jul 15, 2025 |
| Mar 31, 2025 | $0.15 | Apr 15, 2025 |
| Dec 31, 2024 | $0.15 | Jan 15, 2025 |
Short interest
- Shares sold short
- 500,858
- Days to cover
- 4.67
- Change vs previous report
- +7.6%
FINRA short interest, settlement date Sep 15, 2026.