Stocks · Industrials · Specialty Business Services
EVERTEC, Inc. EVTC
$27.23 -0.58% Close, Oct 2, 2026 · NYSE · Market cap $1.68B
Inexpensive vs sector
Next earnings report: Nov 5, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Diluted EPS over the last four quarters was $1.54, down 27.4% year over year.
- Revenue over the last four quarters was $996.2M, up 12.4% from a year earlier, accelerating from 9.4% a quarter earlier.
- The diluted share count fell 5.3% in a year, mainly through buybacks.
PromtFinance scores
Each score is a percentile within the Industrials sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 35%
- EPS growth (TTM, YoY)Bottom 23%
- FCF growth (TTM, YoY)Top 31%
- Revenue growth, 3-year CAGRTop 19%
- Revenue growth accelerationTop 35%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 47%
- Gross marginTop 20%
- Operating marginTop 16%
- Cash conversion (OCF / net income)Top 23%
- Accruals (lower is better)Top 39%
- Net debt / EBITDA (lower is better)Bottom 33%
- Interest coverBottom 42%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 14%
- Free-cash-flow yieldTop 6%
- EBITDA / enterprise valueTop 8%
- Sales / enterprise valueBottom 39%
- P/E vs own 5-year history (lower is better)Top 36%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthBottom 30%
- 6-month returnBottom 42%
- 1-year return vs S&P 500Bottom 26%
- Distance from 52-week highTop 41%
- Trend checklist (0–4)Bottom 40%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 45%
- Consecutive EPS beatsBottom 39%
- Share of analysts rating BuyTop 45%
- Upside to consensus price targetBottom 42%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 32%
- Maximum drawdown, 3 yearsTop 43%
- Beta vs S&P 500 (lower is better)Top 17%
- Net debt / EBITDA (lower is better)Bottom 33%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 9.4% | 12.4% | ↑ |
| EPS growth (YoY) | 4.0% | -27.4% | ↓ |
| Gross margin | 51.4% | 43.4% | ↓ |
| Operating margin | 22.0% | 17.9% | ↓ |
| FCF margin | 15.8% | 19.2% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 12.4% | 9.4% | ↑ | Top 35% |
| EPS growth (TTM, YoY) | -27.4% | 4.0% | ↓ | Bottom 23% |
| Gross margin | 43.4% | 51.4% | ↓ | Top 20% |
| Operating margin | 17.9% | 22.0% | ↓ | Top 16% |
| Net margin | 9.8% | 15.6% | ↓ | — |
| Free-cash-flow margin | 19.2% | 15.8% | ↑ | — |
| Return on invested capital | 6.4% | — | Top 47% | |
| Revenue growth, 3-year CAGR | 14.6% | — | Top 19% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 2.37×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -5.4%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 2.3%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +4.0 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 2.96×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 2.5×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 0.75%
- Net buyback yield (TTM)
- 7.91%
- Shareholder yield
- 8.65%
- Share count change, 1 year
- -5.3%
- Share count change, 3-year CAGR
- -2.1%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 6, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 1
- Beats in the last 8 reports
- 7 of 8
- Average EPS surprise, last 4
- +3.7%
- Average 2-day reaction, last 8
- +0.9%
- Positive 20 days after report
- 6 of 8
Analysts
- Consensus price target
- $34.00
- Target vs current price
- +24.9%
- Analysts with a rating
- 18
- Share rating Buy or Strong Buy
- 61%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 4, 2026 | +10.5% | +4.6% | -4.7% | -4.8% | — |
| May 6, 2026 | -1.1% | -0.8% | -15.5% | -20.5% | +7.3% |
| Feb 26, 2026 | +2.2% | +1.9% | +16.0% | +10.2% | -2.6% |
| Nov 6, 2025 | +3.4% | -1.5% | +2.3% | +7.1% | -0.1% |
| Jul 30, 2025 | +3.5% | -2.0% | +3.4% | +8.2% | -7.7% |
| May 7, 2025 | +7.4% | +0.3% | +5.9% | +4.5% | +0.8% |
| Feb 26, 2025 | +17.6% | -1.0% | +14.0% | +14.4% | +15.6% |
| Nov 6, 2024 | +17.8% | +5.4% | +10.3% | +10.3% | +1.0% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 4, 2026 | $1.05 | $0.95 | +10.5% | $274.8M |
| May 6, 2026 | $0.90 | $0.91 | -1.1% | $247.9M |
| Feb 26, 2026 | $0.93 | $0.91 | +2.2% | $244.8M |
| Nov 6, 2025 | $0.92 | $0.89 | +3.4% | $228.6M |
| Jul 30, 2025 | $0.89 | $0.86 | +3.5% | $229.6M |
| May 7, 2025 | $0.87 | $0.81 | +7.4% | $228.8M |
| Feb 26, 2025 | $0.87 | $0.74 | +17.6% | $216.4M |
| Nov 6, 2024 | $0.86 | $0.73 | +17.8% | $211.8M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 17.7× | 18.1× | 43th | Top 14% |
| P/E (forward) | 6.8× | — | — | — |
| EV / EBITDA | 7.6× | — | — | Top 8% |
| EV / Sales | 2.75× | — | — | Bottom 39% |
| Free-cash-flow yield | 11.39% | — | — | Top 6% |
| Earnings yield | 5.66% | — | — | Top 14% |
P/E over the past five years
Range 9.1× – 36.1× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- -19.0%
- Earnings per share growth (TTM)
- -27.4%
- Change in P/E multiple
- +17.8%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- -1.0%
- 200-day average slope (20 days)
- -0.3%
- Distance from 50-day average
- -7.8%
- Distance from 200-day average
- -3.6%
- RSI (14)
- 38.8
- Relative volume
- 0.75×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 34.6%
- Volatility vs own 5-year history
- 81th percentile · High for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.68
- Correlation with S&P 500
- 0.30
- Current drawdown from 1-year high
- -17.4%
- Maximum drawdown, 3 years
- -47.1%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Dec 8, 2021 | Jun 5, 2026 | -55.9% | 1126 days | Not yet recovered |
| Dec 18, 2020 | Jan 29, 2021 | -17.5% | 27 days | 62 days (Apr 29, 2021) |
| Oct 19, 2021 | Nov 30, 2021 | -12.8% | 29 days | 4 days (Dec 6, 2021) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $1.68B
- P/E (TTM)
- 17.7
- EPS, diluted (TTM)
- $1.54
- Revenue (TTM)
- $996.2M
- Dividend yield
- 0.73%
- 52-week range
- $21.81 – $34.41
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $589.8M | $618.4M | $694.7M | $845.5M | $931.8M |
| Gross profit | $339.6M | $325.8M | $358.0M | $439.1M | $462.7M |
| Operating income | $196.5M | $157.4M | $136.2M | $165.7M | $186.4M |
| Net income | $161.1M | $239.0M | $79.7M | $112.6M | $141.6M |
| EPS (diluted) | $2.21 | $3.45 | $1.21 | $1.73 | $2.20 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $211.8M | $216.4M | $228.8M | $229.6M | $228.6M | $244.8M | $247.9M | $274.8M |
| Net income | $24.7M | $40.1M | $32.7M | $40.5M | $32.9M | $35.6M | $23.8M | $5.4M |
| EPS (diluted) | $0.38 | $0.62 | $0.50 | $0.62 | $0.51 | $0.56 | $0.38 | $0.09 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $228.4M | $219.9M | $211.2M | $260.1M | $227.0M |
| Capital expenditure | -$81.7M | -$82.5M | -$85.0M | -$88.4M | -$91.5M |
| Free cash flow | $146.8M | $137.4M | $126.2M | $171.6M | $135.5M |
| Dividends paid | -$14.4M | -$13.8M | -$13.0M | -$12.9M | -$12.8M |
| Net share buybacks | -$24.4M | -$96.6M | -$36.1M | -$82.3M | -$69.3M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $260.7M
- Total assets
- $2.48B
- Total liabilities
- $1.76B
- Total debt
- $1.32B
- Net debt
- $1.06B
- Shareholders’ equity
- $641.4M
As of Jun 30, 2026 (filed Aug 6, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Aug 3, 2026 | $0.05 | Sep 4, 2026 |
| May 11, 2026 | $0.05 | Jun 5, 2026 |
| Mar 2, 2026 | $0.05 | Mar 6, 2026 |
| Nov 3, 2025 | $0.05 | Dec 5, 2025 |
| Aug 4, 2025 | $0.05 | Sep 5, 2025 |
| May 13, 2025 | $0.05 | Jun 6, 2025 |
| Mar 3, 2025 | $0.05 | Mar 21, 2025 |
| Oct 28, 2024 | $0.05 | Dec 6, 2024 |
Short interest
- Shares sold short
- 2,704,185
- Days to cover
- 6.33
- Change vs previous report
- -2.7%
FINRA short interest, settlement date Sep 15, 2026.