Stocks · Financial Services · Insurance - Life
F&G Annuities & Life, Inc. FG
$21.92 -0.27% Close, Oct 2, 2026 · NYSE · Market cap $2.90B
Weak trendInexpensive vs sector
Next earnings report: Nov 5, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- The stock is in a downtrend: below its 200-day average, with the 50-day average below the 200-day.
- Revenue over the last four quarters was $5.98B, up 19.8% from a year earlier, slowing from 23.1% a quarter earlier.
- Over the past year the stock returned -28.9%, behind the S&P 500 by 44.0 percentage points.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth54Neutral
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 23%
- EPS growth (TTM, YoY)Bottom 47%
- FCF growth (TTM, YoY)Bottom 19%
- Revenue growth, 3-year CAGRTop 11%
- Revenue growth accelerationBottom 30%
Quality60Neutral
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 35%
- Gross marginBottom 11%
- Operating marginBottom 19%
- Cash conversion (OCF / net income)Top 5%
- Accruals (lower is better)Top 18%
- Net debt / EBITDA (lower is better)Top 31%
- Interest coverTop 25%
Value98Exceptional
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 8%
- Free-cash-flow yieldTop 1%
- EBITDA / enterprise valueTop 2%
- Sales / enterprise valueTop 4%
- P/E vs own 5-year history (lower is better)Top 38%
Momentum5Very weak
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthBottom 10%
- 6-month returnBottom 7%
- 1-year return vs S&P 500Bottom 11%
- Distance from 52-week highBottom 11%
- Trend checklist (0–4)Bottom 9%
Revisions18Very weak
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 17%
- Consecutive EPS beatsBottom 17%
- Share of analysts rating BuyBottom 7%
- Upside to consensus price targetTop 11%
Stability23Very weak
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 17%
- Maximum drawdown, 3 yearsBottom 13%
- Beta vs S&P 500 (lower is better)Bottom 32%
- Net debt / EBITDA (lower is better)Top 31%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 23.1% | 19.8% | ↓ |
| EPS growth (YoY) | 0.3% | 17.0% | ↑ |
| Gross margin | 29.1% | 31.7% | ↑ |
| Operating margin | 8.3% | 8.7% | ↑ |
| FCF margin | 119.6% | 78.5% | ↓ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 19.8% | 23.1% | ↓ | Top 23% |
| EPS growth (TTM, YoY) | 17.0% | 0.3% | ↑ | Bottom 47% |
| Gross margin | 31.7% | 29.1% | ↑ | Bottom 11% |
| Operating margin | 8.7% | 8.3% | ↑ | Bottom 19% |
| Net margin | 7.0% | 6.8% | ↑ | — |
| Free-cash-flow margin | 78.5% | 119.6% | ↓ | — |
| Return on invested capital | 0.4% | — | Bottom 35% | |
| Revenue growth, 3-year CAGR | 36.8% | — | Top 11% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 3.00×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -4.1%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.6%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +13.0 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 0.10×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 3.2×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 5.06%
- Net buyback yield (TTM)
- 4.48%
- Shareholder yield
- 9.54%
- Share count change, 1 year
- -3.0%
- Share count change, 3-year CAGR
- +1.3%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 6, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 0
- Beats in the last 8 reports
- 3 of 8
- Average EPS surprise, last 4
- -7.4%
- Average 2-day reaction, last 8
- +1.6%
- Positive 20 days after report
- 3 of 8
Analysts
- Consensus price target
- $32.00
- Target vs current price
- +46.0%
- Analysts with a rating
- 9
- Share rating Buy or Strong Buy
- 11%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 5, 2026 | -16.3% | -0.1% | -9.6% | -20.3% | — |
| May 6, 2026 | -8.8% | +0.2% | -4.7% | -11.9% | -2.9% |
| Feb 19, 2026 | -24.2% | -3.9% | -19.0% | -17.8% | -0.7% |
| Nov 6, 2025 | +19.6% | -0.1% | +11.3% | +11.1% | -7.4% |
| Aug 6, 2025 | +20.3% | +2.3% | +9.6% | +8.0% | -10.2% |
| May 7, 2025 | -39.5% | +0.9% | -12.4% | -9.0% | -11.9% |
| Feb 20, 2025 | -10.4% | -3.1% | -7.8% | -5.9% | -31.7% |
| Nov 6, 2024 | +2.5% | +16.5% | +13.6% | +14.8% | +7.5% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 5, 2026 | $0.65 | $0.78 | -16.3% | $1.46B |
| May 6, 2026 | $0.82 | $0.90 | -8.8% | $2.25B |
| Feb 19, 2026 | $0.91 | $1.20 | -24.2% | $2.30B |
| Nov 6, 2025 | $1.22 | $1.02 | +19.6% | $1.60B |
| Aug 6, 2025 | $0.77 | $0.64 | +20.3% | $1.38B |
| May 7, 2025 | $0.72 | $1.19 | -39.5% | $908.0M |
| Feb 20, 2025 | $1.12 | $1.25 | -10.4% | $690.0M |
| Nov 6, 2024 | $1.22 | $1.19 | +2.5% | $1.36B |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 7.6× | 8.8× | 41th | Top 8% |
| P/E (forward) | 6.8× | — | — | — |
| EV / EBITDA | 2.2× | — | — | Top 2% |
| EV / Sales | 0.51× | — | — | Top 4% |
| Free-cash-flow yield | 161.46% | — | — | Top 1% |
| Earnings yield | 13.23% | — | — | Top 8% |
P/E over the past five years
Range 1.6× – 71.3× since Dec 31, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- -28.9%
- Earnings per share growth (TTM)
- +17.0%
- Change in P/E multiple
- -26.9%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✗ 50-day average above 200-day
- ✓ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- -9.3%
- 200-day average slope (20 days)
- -3.5%
- Distance from 50-day average
- -12.1%
- Distance from 200-day average
- -18.2%
- RSI (14)
- 37.6
- Relative volume
- 0.66×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 38.5%
- Volatility vs own 5-year history
- 22th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.86
- Correlation with S&P 500
- 0.30
- Current drawdown from 1-year high
- -37.2%
- Maximum drawdown, 3 years
- -57.6%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Dec 2, 2024 | Mar 12, 2026 | -57.6% | 318 days | Not yet recovered |
| Nov 23, 2022 | May 4, 2023 | -41.8% | 110 days | 56 days (Jul 26, 2023) |
| Jan 29, 2024 | Apr 18, 2024 | -26.2% | 56 days | 152 days (Nov 22, 2024) |
| Aug 14, 2023 | Sep 7, 2023 | -14.6% | 17 days | 28 days (Oct 17, 2023) |
| Dec 13, 2023 | Jan 10, 2024 | -12.4% | 18 days | 12 days (Jan 29, 2024) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $2.90B
- P/E (TTM)
- 7.6
- EPS, diluted (TTM)
- $2.90
- Revenue (TTM)
- $5.98B
- Dividend yield
- 4.56%
- 52-week range
- $20.57 – $35.33
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $3.38B | $2.24B | $4.27B | $5.42B | $5.73B |
| Gross profit | $1.45B | $1.11B | $718.0M | $1.63B | $1.77B |
| Operating income | $1.55B | $793.0M | -$35.0M | $778.0M | $323.0M |
| Net income | $1.24B | $635.0M | -$58.0M | $639.0M | $265.0M |
| EPS (diluted) | $8.24 | $5.52 | -$0.47 | $4.88 | $1.88 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.36B | $1.47B | $854.0M | $1.30B | $1.60B | $1.76B | $1.19B | $1.42B |
| Net income | -$6.0M | $327.0M | -$21.0M | $40.0M | $118.0M | $128.0M | $248.0M | -$76.0M |
| EPS (diluted) | -$0.08 | $2.50 | -$0.20 | $0.26 | $0.85 | $0.89 | $1.78 | -$0.62 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $1.87B | $3.17B | $5.83B | $6.00B | $4.68B |
| Capital expenditure | -$33.0M | -$32.0M | -$27.0M | -$24.0M | -$15.0M |
| Free cash flow | $1.84B | $3.14B | $5.81B | $5.97B | $4.67B |
| Dividends paid | $0 | $0 | -$101.0M | -$121.0M | -$137.0M |
| Net share buybacks | $0 | $0 | -$18.0M | -$12.0M | $259.0M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $2.65B
- Total assets
- $103.59B
- Total liabilities
- $98.90B
- Total debt
- $2.24B
- Net debt
- $136.0M
- Shareholders’ equity
- $4.61B
As of Jun 30, 2026 (filed Aug 6, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 16, 2026 | $0.25 | Sep 30, 2026 |
| Jun 16, 2026 | $0.25 | Jun 30, 2026 |
| Mar 17, 2026 | $0.25 | Mar 31, 2026 |
| Dec 17, 2025 | $0.25 | Dec 31, 2025 |
| Sep 16, 2025 | $0.22 | Sep 30, 2025 |
| Jun 16, 2025 | $0.22 | Jun 30, 2025 |
| Mar 17, 2025 | $0.22 | Mar 31, 2025 |
| Dec 17, 2024 | $0.22 | Dec 31, 2024 |
Short interest
- Shares sold short
- 3,982,114
- Days to cover
- 7.78
- Change vs previous report
- +15.7%
FINRA short interest, settlement date Sep 15, 2026.