Stocks · Financial Services · Banks - Regional
Hancock Whitney Corporation HWC
$73.09 +1.61% Close, Oct 2, 2026 · NASDAQ · Market cap $5.93B
Next earnings report: Oct 20, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- The shares trade at 14.3× trailing earnings, higher than 95% of the company's own readings over the past five years.
- The stock is in an uptrend: above its 200-day average for 129 trading days, with the 50-day average above the 200-day.
- The diluted share count fell 5.5% in a year, mainly through buybacks.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth20Very weak
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 21%
- EPS growth (TTM, YoY)Bottom 25%
- FCF growth (TTM, YoY)Bottom 32%
- Revenue growth, 3-year CAGRBottom 35%
- Revenue growth accelerationTop 30%
Quality67Positive
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 48%
- Gross marginTop 29%
- Operating marginTop 33%
- Cash conversion (OCF / net income)Top 36%
- Accruals (lower is better)Top 45%
- Net debt / EBITDA (lower is better)Bottom 49%
- Interest coverTop 45%
Value45Neutral
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 46%
- Free-cash-flow yieldTop 40%
- EBITDA / enterprise valueTop 37%
- Sales / enterprise valueBottom 46%
- P/E vs own 5-year history (lower is better)Bottom 7%
Momentum60Neutral
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 36%
- 6-month returnTop 31%
- 1-year return vs S&P 500Top 35%
- Distance from 52-week highTop 43%
- Trend checklist (0–4)Top 48%
Revisions27Very weak
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 34%
- Consecutive EPS beatsBottom 17%
- Share of analysts rating BuyTop 44%
- Upside to consensus price targetBottom 45%
Stability52Neutral
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 30%
- Maximum drawdown, 3 yearsTop 36%
- Beta vs S&P 500 (lower is better)Bottom 21%
- Net debt / EBITDA (lower is better)Bottom 49%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | -4.5% | -2.7% | ↑ |
| EPS growth (YoY) | -10.0% | -5.9% | ↑ |
| Gross margin | 70.0% | 72.9% | ↑ |
| Operating margin | 29.3% | 28.2% | ↓ |
| FCF margin | 28.3% | 28.6% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | -2.7% | -4.5% | ↑ | Bottom 21% |
| EPS growth (TTM, YoY) | -5.9% | -10.0% | ↑ | Bottom 25% |
| Gross margin | 72.9% | 70.0% | ↑ | Top 29% |
| Operating margin | 28.2% | 29.3% | ↓ | Top 33% |
| Net margin | 21.8% | 23.4% | ↓ | — |
| Free-cash-flow margin | 28.6% | 28.3% | ↑ | — |
| Return on invested capital | 1.2% | — | Bottom 48% | |
| Revenue growth, 3-year CAGR | 11.3% | — | Bottom 35% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 1.35×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -0.4%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 1.3%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +2.1 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 1.38×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 1.1×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 2.67%
- Net buyback yield (TTM)
- 5.45%
- Shareholder yield
- 8.11%
- Share count change, 1 year
- -5.5%
- Share count change, 3-year CAGR
- -2.3%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 7, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 0
- Beats in the last 8 reports
- 7 of 8
- Average EPS surprise, last 4
- +1.6%
- Average 2-day reaction, last 8
- +0.4%
- Positive 20 days after report
- 5 of 8
Analysts
- Consensus price target
- $83.17
- Target vs current price
- +13.8%
- Analysts with a rating
- 25
- Share rating Buy or Strong Buy
- 52%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 21, 2026 | +0.0% | -0.8% | -2.4% | +2.0% | — |
| Apr 21, 2026 | +1.3% | -1.2% | -2.5% | -4.6% | +14.1% |
| Jan 20, 2026 | +0.7% | -1.1% | -1.3% | +3.6% | -1.9% |
| Oct 14, 2025 | +4.2% | +3.4% | -6.5% | -2.8% | +12.3% |
| Jul 15, 2025 | +2.2% | -3.3% | +0.2% | -3.3% | +4.7% |
| Apr 15, 2025 | +7.0% | +2.2% | +4.9% | +21.8% | +25.1% |
| Jan 21, 2025 | +9.4% | +2.8% | +0.6% | +1.2% | -17.6% |
| Oct 15, 2024 | +2.3% | +1.4% | -3.9% | +13.6% | +2.9% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 21, 2026 | $1.55 | $1.55 | +0.0% | $403.6M |
| Apr 21, 2026 | $1.52 | $1.50 | +1.3% | $393.6M |
| Jan 20, 2026 | $1.49 | $1.48 | +0.7% | $391.8M |
| Oct 14, 2025 | $1.49 | $1.43 | +4.2% | $383.7M |
| Jul 15, 2025 | $1.37 | $1.34 | +2.2% | $374.4M |
| Apr 15, 2025 | $1.38 | $1.29 | +7.0% | $362.8M |
| Jan 21, 2025 | $1.40 | $1.28 | +9.4% | $363.7M |
| Oct 15, 2024 | $1.33 | $1.30 | +2.3% | $364.7M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 14.3× | 10.5× | 95th | Top 46% |
| P/E (forward) | 11.3× | — | — | — |
| EV / EBITDA | 11.6× | — | — | Top 37% |
| EV / Sales | 3.43× | — | — | Bottom 46% |
| Free-cash-flow yield | 9.44% | — | — | Top 40% |
| Earnings yield | 6.99% | — | — | Top 46% |
P/E over the past five years
Range 5.8× – 15.2× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +17.0%
- Earnings per share growth (TTM)
- -5.9%
- Change in P/E multiple
- +43.2%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 129
- 50-day average slope (20 days)
- -0.9%
- 200-day average slope (20 days)
- +1.8%
- Distance from 50-day average
- -3.3%
- Distance from 200-day average
- +4.1%
- RSI (14)
- 44.1
- Relative volume
- 1.06×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 17.1%
- Volatility vs own 5-year history
- 0th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.99
- Correlation with S&P 500
- 0.56
- Current drawdown from 1-year high
- -8.4%
- Maximum drawdown, 3 years
- -24.6%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Feb 8, 2022 | May 11, 2023 | -43.0% | 315 days | 303 days (Jul 26, 2024) |
| Nov 25, 2024 | Apr 4, 2025 | -24.6% | 88 days | 61 days (Jul 3, 2025) |
| May 17, 2021 | Jul 19, 2021 | -19.8% | 43 days | 66 days (Oct 20, 2021) |
| Feb 6, 2026 | Mar 18, 2026 | -18.1% | 27 days | 69 days (Jun 26, 2026) |
| Jan 14, 2021 | Jan 29, 2021 | -17.1% | 10 days | 24 days (Mar 5, 2021) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $5.93B
- P/E (TTM)
- 14.3
- EPS, diluted (TTM)
- $5.11
- Revenue (TTM)
- $1.96B
- Dividend yield
- 2.67%
- 52-week range
- $54.05 – $80.13
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $1.35B | $1.47B | $1.89B | $2.05B | $2.02B |
| Gross profit | $1.37B | $1.41B | $1.31B | $1.39B | $1.47B |
| Operating income | $568.1M | $659.2M | $490.1M | $574.0M | $625.5M |
| Net income | $463.2M | $524.1M | $392.6M | $460.8M | $486.1M |
| EPS (diluted) | $5.22 | $5.98 | $4.50 | $5.28 | $5.68 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $522.4M | $504.4M | $488.3M | $500.1M | $515.0M | $514.8M | $408.9M | $521.2M |
| Net income | $115.6M | $122.1M | $119.5M | $113.5M | $127.5M | $125.6M | $47.4M | $127.0M |
| EPS (diluted) | $1.33 | $1.40 | $1.38 | $1.32 | $1.49 | $1.49 | $0.58 | $1.55 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $585.7M | $842.0M | $495.2M | $625.7M | $541.8M |
| Capital expenditure | -$23.5M | -$29.1M | -$25.0M | -$10.2M | -$18.7M |
| Free cash flow | $562.1M | $812.9M | $470.2M | $615.5M | $523.1M |
| Dividends paid | -$95.9M | -$94.5M | -$104.7M | -$130.8M | -$153.8M |
| Net share buybacks | -$17.4M | -$55.1M | $3.8M | -$33.6M | -$242.4M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $1.22B
- Total assets
- $36.35B
- Total liabilities
- $31.90B
- Total debt
- $1.89B
- Net debt
- $800.3M
- Shareholders’ equity
- $4.44B
As of Jun 30, 2026 (filed Aug 7, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 4, 2026 | $0.50 | Sep 15, 2026 |
| Jun 5, 2026 | $0.50 | Jun 15, 2026 |
| Mar 5, 2026 | $0.50 | Mar 16, 2026 |
| Dec 5, 2025 | $0.45 | Dec 15, 2025 |
| Sep 5, 2025 | $0.45 | Sep 15, 2025 |
| Jun 5, 2025 | $0.45 | Jun 16, 2025 |
| Mar 5, 2025 | $0.45 | Mar 17, 2025 |
| Dec 5, 2024 | $0.40 | Dec 16, 2024 |
Short interest
- Shares sold short
- 6,232,862
- Days to cover
- 8.72
- Change vs previous report
- +13.1%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Mar 19, 2004
- 2-for-1
- Aug 6, 2002
- 3-for-2
- Dec 3, 1996
- 23-for-20
- Nov 5, 1991
- 2-for-1
- May 10, 1988
- 3-for-1