Stocks · Financial Services · Financial - Mortgages
Income Opportunity Realty Investors, Inc. IOR
$17.00 -3.41% Close, Oct 2, 2026 · AMEX · Market cap $69.1M
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Operating margin widened to 18.7% from -6.8% a year earlier.
- The shares trade at 18.7× trailing earnings, higher than 95% of the company's own readings over the past five years.
- Revenue over the last four quarters was $5.1M, down 12.6% from a year earlier, slowing from -9.9% a quarter earlier.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 10%
- EPS growth (TTM, YoY)Bottom 22%
- FCF growth (TTM, YoY)Bottom 4%
- Revenue growth, 3-year CAGRBottom 3%
- Revenue growth accelerationBottom 33%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 37%
- Gross marginTop 2%
- Operating marginBottom 43%
- Cash conversion (OCF / net income)Bottom 18%
- Accruals (lower is better)Bottom 15%
- Net debt / EBITDA (lower is better)Top 29%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldBottom 43%
- Free-cash-flow yieldBottom 18%
- EBITDA / enterprise valueTop 48%
- Sales / enterprise valueBottom 6%
- P/E vs own 5-year history (lower is better)Bottom 7%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthBottom 47%
- 6-month returnBottom 12%
- 1-year return vs S&P 500Bottom 27%
- Distance from 52-week highBottom 23%
- Trend checklist (0–4)Bottom 27%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 20%
- Maximum drawdown, 3 yearsTop 27%
- Beta vs S&P 500 (lower is better)Top 14%
- Net debt / EBITDA (lower is better)Top 29%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | -9.9% | -12.6% | ↓ |
| EPS growth (YoY) | -9.3% | -12.5% | ↓ |
| Gross margin | 100.0% | 99.5% | ↓ |
| Operating margin | -6.8% | 18.7% | ↑ |
| FCF margin | 4.9% | -5.3% | ↓ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | -12.6% | -9.9% | ↓ | Bottom 10% |
| EPS growth (TTM, YoY) | -12.5% | -9.3% | ↓ | Bottom 22% |
| Gross margin | 99.5% | 100.0% | ↓ | Top 2% |
| Operating margin | 18.7% | -6.8% | ↑ | Bottom 43% |
| Net margin | 73.0% | 73.7% | ↓ | — |
| Free-cash-flow margin | -5.3% | 4.9% | ↓ | — |
| Return on invested capital | 0.6% | — | Bottom 37% | |
| Revenue growth, 3-year CAGR | -6.3% | — | Bottom 3% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- -0.07×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- 3.1%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.0%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +16.1 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- -0.01×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 0.00%
- Net buyback yield (TTM)
- 0.00%
- Shareholder yield
- 0.00%
- Share count change, 1 year
- +0.0%
- Share count change, 3-year CAGR
- -0.8%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 6, 2026).
Earnings and expectations
Earnings momentum
- Average 2-day reaction, last 8
- -0.1%
- Positive 20 days after report
- 5 of 8
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 6, 2026 | — | +0.0% | +0.0% | -6.9% | — |
| May 7, 2026 | — | -0.8% | -0.8% | -0.8% | +17.4% |
| Mar 12, 2026 | — | +0.0% | +7.9% | +4.0% | +1.4% |
| Nov 6, 2025 | — | +0.0% | +5.1% | +0.3% | +1.1% |
| Aug 7, 2025 | — | +0.0% | +0.0% | -2.6% | -4.7% |
| May 8, 2025 | — | +0.0% | +3.3% | +3.6% | +6.1% |
| Mar 20, 2025 | — | +0.0% | -2.9% | +2.1% | +4.3% |
| Nov 7, 2024 | — | +0.0% | +1.5% | +4.2% | +9.9% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 6, 2026 | $0.17 | — | — | $989,000 |
| May 7, 2026 | $0.25 | — | — | $1.4M |
| Mar 12, 2026 | $0.25 | — | — | $1.3M |
| Nov 6, 2025 | $0.25 | — | — | $1.4M |
| Aug 7, 2025 | $0.24 | — | — | — |
| May 8, 2025 | $0.24 | — | — | $1.3M |
| Mar 20, 2025 | $0.27 | — | — | $1.5M |
| Nov 7, 2024 | $0.29 | — | — | $1.6M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 18.7× | 13.7× | 95th | Bottom 43% |
| EV / EBITDA | 14.7× | — | — | Top 48% |
| EV / Sales | 13.56× | — | — | Bottom 6% |
| Free-cash-flow yield | -0.39% | — | — | Bottom 18% |
| Earnings yield | 5.35% | — | — | Bottom 43% |
P/E over the past five years
Range 8.7× – 22.8× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- -5.5%
- Earnings per share growth (TTM)
- -12.5%
- Change in P/E multiple
- +26.9%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- -2.3%
- 200-day average slope (20 days)
- -0.1%
- Distance from 50-day average
- -12.9%
- Distance from 200-day average
- -8.5%
- RSI (14)
- 26.8
- Relative volume
- 3.30×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 35.3%
- Volatility vs own 5-year history
- 46th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.05
- Correlation with S&P 500
- 0.03
- Current drawdown from 1-year high
- -20.9%
- Maximum drawdown, 3 years
- -20.9%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Mar 11, 2022 | Mar 17, 2023 | -33.9% | 255 days | 233 days (Feb 21, 2024) |
| Jul 23, 2026 | Sep 18, 2026 | -20.9% | 40 days | Not yet recovered |
| Jul 19, 2021 | Sep 16, 2021 | -19.7% | 42 days | 104 days (Feb 14, 2022) |
| Jul 11, 2024 | Jul 23, 2024 | -17.4% | 8 days | 242 days (Jul 11, 2025) |
| Feb 21, 2024 | Feb 22, 2024 | -14.4% | 1 days | 96 days (Jul 11, 2024) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $69.1M
- P/E (TTM)
- 18.7
- EPS, diluted (TTM)
- $0.91
- Revenue (TTM)
- $5.1M
- 52-week range
- $16.11 – $21.55
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $5.0M | $6.6M | $10.1M | $6.3M | $5.4M |
| Gross profit | $5.0M | $6.6M | $10.1M | $6.3M | $5.4M |
| Operating income | -$1.6M | -$1.6M | -$1.5M | -$412,000 | -$383,000 |
| Net income | $3.6M | $3.9M | $7.0M | $4.7M | $4.0M |
| EPS (diluted) | $0.86 | $0.94 | $1.68 | $1.14 | $0.98 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.6M | $1.5M | $1.3M | $1.4M | $1.4M | $1.3M | $1.4M | $989,000 |
| Net income | $1.2M | $1.1M | $989,000 | $994,000 | $1.0M | $976,000 | $1.0M | $705,000 |
| EPS (diluted) | $0.29 | $0.27 | $0.24 | $0.24 | $0.25 | $0.24 | $0.25 | $0.17 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | -$3.0M | $4,000 | $973,000 | $713,000 | -$77,000 |
| Capital expenditure | $0 | $0 | $0 | $0 | $0 |
| Free cash flow | -$3.0M | $4,000 | $973,000 | $713,000 | -$77,000 |
| Dividends paid | $0 | $0 | $0 | $0 | $0 |
| Net share buybacks | $0 | $0 | -$908,000 | -$802,000 | $0 |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $29,000
- Total assets
- $127.6M
- Total liabilities
- $4,000
- Total debt
- $0
- Net debt
- -$29,000
- Shareholders’ equity
- $127.6M
As of Jun 30, 2026 (filed Aug 6, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 15, 2000 | $0.15 | Sep 29, 2000 |
| Jun 13, 2000 | $0.15 | Jun 30, 2000 |
| Mar 13, 2000 | $0.15 | Mar 31, 2000 |
| Dec 13, 1999 | $0.15 | Dec 31, 1999 |
| Sep 16, 1999 | $0.15 | Oct 5, 1999 |
| Jun 10, 1999 | $0.15 | Jun 30, 1999 |
| Mar 11, 1999 | $0.15 | Mar 31, 1999 |
| Dec 11, 1998 | $0.15 | Dec 30, 1998 |
Short interest
- Shares sold short
- 3,664
- Days to cover
- 10.94
- Change vs previous report
- +10.6%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Jun 15, 2005
- 3-for-1
- Jul 1, 1996
- 2-for-1
- Sep 6, 1991
- 1-for-4