Stocks · Financial Services · Banks - Diversified
JPMorgan Chase & Co. JPM
$332.38 -0.24% Close, Oct 2, 2026 · NYSE · Market cap $890.62B
Strong growth
Next earnings report: Oct 13, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Net debt is 10.0× EBITDA, a high level of leverage.
- The stock is in an uptrend: above its 200-day average for 84 trading days, with the 50-day average above the 200-day.
- Diluted EPS over the last four quarters was $23.21, up 19.1% year over year.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth83Strong
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 44%
- EPS growth (TTM, YoY)Bottom 50%
- Revenue growth, 3-year CAGRTop 26%
- Revenue growth accelerationTop 21%
Quality23Very weak
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 38%
- Gross marginBottom 43%
- Operating marginTop 33%
- Cash conversion (OCF / net income)Bottom 2%
- Accruals (lower is better)Bottom 7%
- Net debt / EBITDA (lower is better)Bottom 13%
- Interest coverBottom 45%
Value26Very weak
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 47%
- Free-cash-flow yieldBottom 7%
- EBITDA / enterprise valueBottom 42%
- Sales / enterprise valueBottom 19%
- P/E vs own 5-year history (lower is better)Bottom 31%
Momentum53Neutral
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 44%
- 6-month returnTop 33%
- 1-year return vs S&P 500Top 46%
- Distance from 52-week highTop 45%
- Trend checklist (0–4)Top 48%
Revisions66Positive
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 25%
- Consecutive EPS beatsTop 42%
- Share of analysts rating BuyTop 43%
- Upside to consensus price targetBottom 40%
Stability32Weak
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 37%
- Maximum drawdown, 3 yearsTop 37%
- Beta vs S&P 500 (lower is better)Bottom 16%
- Net debt / EBITDA (lower is better)Bottom 13%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 4.3% | 8.0% | ↑ |
| EPS growth (YoY) | 2.5% | 19.1% | ↑ |
| Gross margin | 59.4% | 62.6% | ↑ |
| Operating margin | 25.8% | 28.2% | ↑ |
| FCF margin | -53.9% | -54.6% | ↓ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 8.0% | 4.3% | ↑ | Top 44% |
| EPS growth (TTM, YoY) | 19.1% | 2.5% | ↑ | Bottom 50% |
| Gross margin | 62.6% | 59.4% | ↑ | Bottom 43% |
| Operating margin | 28.2% | 25.8% | ↑ | Top 33% |
| Net margin | 21.9% | 20.5% | ↑ | — |
| Free-cash-flow margin | -54.6% | -53.9% | ↓ | — |
| Return on invested capital | 3.2% | — | Top 38% | |
| Revenue growth, 3-year CAGR | 22.1% | — | Top 26% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- -2.00×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- 4.5%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.0%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +47.6 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 9.96×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 0.9×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 1.94%
- Net buyback yield (TTM)
- 3.56%
- Shareholder yield
- 5.50%
- Share count change, 1 year
- +0.0%
- Share count change, 3-year CAGR
- -1.8%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 6, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 2
- Beats in the last 8 reports
- 7 of 8
- Average EPS surprise, last 4
- +11.1%
- Average 2-day reaction, last 8
- +0.7%
- Positive 20 days after report
- 6 of 8
Analysts
- Consensus price target
- $373.64
- Target vs current price
- +12.4%
- Analysts with a rating
- 61
- Share rating Buy or Strong Buy
- 52%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 14, 2026 | +35.8% | +2.5% | +1.3% | +7.6% | — |
| Apr 14, 2026 | +8.6% | -0.8% | +1.1% | -4.4% | +6.9% |
| Jan 13, 2026 | -4.5% | -4.2% | -6.7% | -1.9% | -4.4% |
| Oct 14, 2025 | +4.5% | -1.9% | -1.8% | +2.9% | +7.1% |
| Jul 15, 2025 | +10.7% | -0.7% | +0.8% | +0.3% | +6.6% |
| Apr 11, 2025 | +9.5% | +4.0% | +2.1% | +11.4% | +24.7% |
| Jan 15, 2025 | +17.6% | +2.0% | +6.2% | +11.3% | -8.2% |
| Oct 11, 2024 | +9.5% | +4.4% | +5.4% | +11.1% | +14.3% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 14, 2026 | $7.59 | $5.59 | +35.8% | $57.35B |
| Apr 14, 2026 | $5.94 | $5.47 | +8.6% | $49.84B |
| Jan 13, 2026 | $4.63 | $4.85 | -4.5% | $45.80B |
| Oct 14, 2025 | $5.07 | $4.85 | +4.5% | $46.43B |
| Jul 15, 2025 | $4.96 | $4.48 | +10.7% | $44.88B |
| Apr 11, 2025 | $5.07 | $4.63 | +9.5% | $45.33B |
| Jan 15, 2025 | $4.81 | $4.09 | +17.6% | $42.77B |
| Oct 11, 2024 | $4.37 | $3.99 | +9.5% | $42.66B |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 14.3× | 11.1× | 76th | Top 47% |
| P/E (forward) | 13.4× | — | — | — |
| EV / EBITDA | 19.5× | — | — | Bottom 42% |
| EV / Sales | 6.11× | — | — | Bottom 19% |
| Free-cash-flow yield | -18.25% | — | — | Bottom 7% |
| Earnings yield | 6.98% | — | — | Top 47% |
P/E over the past five years
Range 8.3× – 15.3× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +7.0%
- Earnings per share growth (TTM)
- +19.1%
- Change in P/E multiple
- +2.7%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 84
- 50-day average slope (20 days)
- +0.8%
- 200-day average slope (20 days)
- +1.2%
- Distance from 50-day average
- -5.6%
- Distance from 200-day average
- +3.3%
- RSI (14)
- 34.5
- Relative volume
- 0.80×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 18.3%
- Volatility vs own 5-year history
- 23th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 1.11
- Correlation with S&P 500
- 0.67
- Current drawdown from 1-year high
- -9.0%
- Maximum drawdown, 3 years
- -24.9%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Oct 22, 2021 | Oct 11, 2022 | -40.6% | 243 days | 307 days (Jan 2, 2024) |
| Feb 18, 2025 | Apr 4, 2025 | -24.9% | 33 days | 54 days (Jun 24, 2025) |
| Jan 6, 2026 | Mar 27, 2026 | -15.5% | 56 days | 61 days (Jun 25, 2026) |
| Jun 4, 2021 | Jul 19, 2021 | -11.7% | 30 days | 49 days (Sep 27, 2021) |
| Jul 17, 2024 | Aug 5, 2024 | -10.1% | 13 days | 14 days (Aug 23, 2024) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $890.62B
- P/E (TTM)
- 14.3
- EPS, diluted (TTM)
- $23.21
- Revenue (TTM)
- $297.63B
- Dividend yield
- 2.30%
- 52-week range
- $279.10 – $366.50
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $127.24B | $153.82B | $236.27B | $270.79B | $279.75B |
| Gross profit | $130.91B | $121.39B | $145.67B | $158.78B | $167.61B |
| Operating income | $59.56B | $46.17B | $61.61B | $75.08B | $72.59B |
| Net income | $48.33B | $37.68B | $49.55B | $58.47B | $57.05B |
| EPS (diluted) | $15.36 | $12.09 | $16.23 | $19.75 | $20.05 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $69.67B | $67.01B | $68.91B | $69.91B | $71.90B | $69.61B | $73.66B | $82.46B |
| Net income | $12.90B | $14.01B | $14.64B | $14.99B | $14.39B | $13.03B | $16.49B | $21.16B |
| EPS (diluted) | $4.37 | $4.81 | $5.07 | $5.24 | $5.07 | $4.63 | $5.94 | $7.57 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $78.08B | $107.12B | $12.97B | -$42.01B | -$147.78B |
| Capital expenditure | $0 | $0 | $0 | $0 | $0 |
| Free cash flow | $78.08B | $107.12B | $12.97B | -$42.01B | -$147.78B |
| Dividends paid | -$12.86B | -$13.56B | -$13.46B | -$14.78B | -$16.63B |
| Net share buybacks | -$13.63B | -$10.60B | -$9.82B | -$26.18B | -$31.59B |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $2.62T
- Total assets
- $5.02T
- Total liabilities
- $4.64T
- Total debt
- $1.24T
- Net debt
- $928.06B
- Shareholders’ equity
- $374.60B
As of Jun 30, 2026 (filed Aug 6, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Oct 6, 2026 | $1.65 | Oct 31, 2026 |
| Jul 6, 2026 | $1.50 | Jul 31, 2026 |
| Apr 6, 2026 | $1.50 | Apr 30, 2026 |
| Jan 6, 2026 | $1.50 | Jan 31, 2026 |
| Oct 6, 2025 | $1.50 | Oct 31, 2025 |
| Jul 3, 2025 | $1.40 | Jul 31, 2025 |
| Apr 4, 2025 | $1.40 | Apr 30, 2025 |
| Jan 6, 2025 | $1.25 | Jan 31, 2025 |
Short interest
- Shares sold short
- 23,990,561
- Days to cover
- 3.64
- Change vs previous report
- -9.6%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Jun 12, 2000
- 3-for-2
- Jun 15, 1998
- 2-for-1
- Apr 16, 1984
- 3-for-2
- Apr 16, 1982
- 3-for-2