Stocks · Financial Services · Asset Management
Chicago Atlantic BDC, Inc. LIEN
$9.50 +0.53% Close, Oct 2, 2026 · NASDAQ · Market cap $217.5M
Weak trend
Next earnings report: Nov 12, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Revenue over the last four quarters was $52.2M, up 63.6% from a year earlier, slowing from 105.5% a quarter earlier.
- Operating margin narrowed to 64.6% from 75.3% a year earlier.
- Net debt is 33.3× EBITDA, a high level of leverage.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 6%
- EPS growth (TTM, YoY)Bottom 17%
- FCF growth (TTM, YoY)Top 16%
- Revenue growth, 3-year CAGRTop 1%
- Revenue growth accelerationBottom 3%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 38%
- Gross marginTop 9%
- Operating marginTop 4%
- Cash conversion (OCF / net income)Bottom 26%
- Accruals (lower is better)Bottom 34%
- Net debt / EBITDA (lower is better)Bottom 3%
- Interest coverTop 10%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 6%
- Free-cash-flow yieldTop 50%
- EBITDA / enterprise valueBottom 31%
- Sales / enterprise valueBottom 1%
- P/E vs own 5-year history (lower is better)Bottom 48%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthBottom 22%
- 6-month returnBottom 20%
- 1-year return vs S&P 500Bottom 21%
- Distance from 52-week highBottom 32%
- Trend checklist (0–4)Bottom 9%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 39%
- Consecutive EPS beatsBottom 17%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 41%
- Maximum drawdown, 3 yearsBottom 42%
- Beta vs S&P 500 (lower is better)Top 27%
- Net debt / EBITDA (lower is better)Bottom 3%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 105.5% | 63.6% | ↓ |
| EPS growth (YoY) | -20.4% | -32.3% | ↓ |
| Gross margin | 98.6% | 84.9% | ↓ |
| Operating margin | 75.3% | 64.6% | ↓ |
| FCF margin | 25.4% | 33.1% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 63.6% | 105.5% | ↓ | Top 6% |
| EPS growth (TTM, YoY) | -32.3% | -20.4% | ↓ | Bottom 17% |
| Gross margin | 84.9% | 98.6% | ↓ | Top 9% |
| Operating margin | 64.6% | 75.3% | ↓ | Top 4% |
| Net margin | 60.7% | 75.3% | ↓ | — |
| Free-cash-flow margin | 33.1% | 25.4% | ↑ | — |
| Return on invested capital | 0.7% | — | Bottom 38% | |
| Revenue growth, 3-year CAGR | 137.6% | — | Top 1% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 0.54×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- 0.0%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.0%
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 33.32×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 15.3×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 14.27%
- Net buyback yield (TTM)
- 0.06%
- Shareholder yield
- 14.33%
- Share count change, 1 year
- +0.0%
- Share count change, 3-year CAGR
- +54.3%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 13, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 0
- Beats in the last 8 reports
- 3 of 8
- Average EPS surprise, last 4
- +6.8%
- Average 2-day reaction, last 8
- +0.9%
- Positive 20 days after report
- 6 of 8
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 13, 2026 | -15.0% | -2.7% | -2.1% | +4.9% | — |
| May 14, 2026 | +22.2% | +8.4% | +8.2% | +9.3% | +6.4% |
| Mar 19, 2026 | +0.0% | +2.0% | -2.1% | -5.1% | +1.0% |
| Nov 13, 2025 | +20.0% | +3.1% | +5.0% | +6.2% | +1.9% |
| Aug 14, 2025 | -5.6% | +0.3% | +4.4% | +5.1% | -3.2% |
| May 14, 2025 | -200.0% | -1.5% | +6.5% | +2.0% | +3.9% |
| Mar 31, 2025 | +25.0% | -1.7% | -6.5% | -6.7% | -11.5% |
| Nov 7, 2024 | -166.0% | -0.5% | -0.4% | +0.7% | -9.9% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 13, 2026 | $0.34 | $0.40 | -15.0% | $14.0M |
| May 14, 2026 | $0.44 | $0.36 | +22.2% | $16.7M |
| Mar 19, 2026 | $0.36 | $0.36 | +0.0% | $14.2M |
| Nov 13, 2025 | $0.42 | $0.35 | +20.0% | $15.1M |
| Aug 14, 2025 | $0.34 | $0.36 | -5.6% | $13.1M |
| May 14, 2025 | -$0.34 | $0.34 | -200.0% | $11.9M |
| Mar 31, 2025 | $0.35 | $0.28 | +25.0% | $12.6M |
| Nov 7, 2024 | -$0.03 | -$0.01 | -166.0% | $3.2M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 6.8× | 6.7× | 60th | Top 6% |
| P/E (forward) | 6.3× | — | — | — |
| EV / EBITDA | 33.6× | — | — | Bottom 31% |
| EV / Sales | 504.03× | — | — | Bottom 1% |
| Free-cash-flow yield | 7.94% | — | — | Top 50% |
| Earnings yield | 14.63% | — | — | Top 6% |
P/E over the past five years
Range 4.2× – 19.1× since Mar 31, 2024. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- -11.0%
- Earnings per share growth (TTM)
- -32.3%
- Change in P/E multiple
- +33.7%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✗ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- +0.9%
- 200-day average slope (20 days)
- -0.7%
- Distance from 50-day average
- -3.5%
- Distance from 200-day average
- -4.3%
- RSI (14)
- 31.7
- Relative volume
- 0.72×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 19.0%
- Volatility vs own 5-year history
- 1th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.35
- Correlation with S&P 500
- 0.25
- Current drawdown from 1-year high
- -15.3%
- Maximum drawdown, 3 years
- -31.9%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Mar 11, 2022 | Jul 25, 2023 | -46.9% | 343 days | Not yet recovered |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $217.5M
- P/E (TTM)
- 6.8
- EPS, diluted (TTM)
- $1.39
- Revenue (TTM)
- $52.2M
- Dividend yield
- 14.32%
- 52-week range
- $8.92 – $11.27
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $10,073 | $4.0M | $10.0M | $18.0M | $54.3M |
| Gross profit | $10,073 | $4.0M | $10.0M | $18.0M | $42.0M |
| Operating income | -$563,365 | $2.1M | $7.3M | $9.6M | $34.5M |
| Net income | -$563,365 | $1.7M | $7.3M | $9.6M | $33.3M |
| EPS (diluted) | -$0.64 | $0.31 | $1.18 | $0.93 | $1.46 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $2.8M | $9.9M | $8.7M | $10.5M | $10.8M | $10.7M | $16.7M | $14.0M |
| Net income | -$165,012 | $8.0M | $7.6M | $8.6M | $8.8M | $8.2M | $8.5M | $6.1M |
| EPS (diluted) | -$0.03 | $0.96 | $0.74 | $0.38 | $0.39 | $0.36 | $0.37 | $0.27 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | -$509,110 | -$50.1M | $5.7M | -$5.0M | -$20.5M |
| Capital expenditure | $0 | $0 | $0 | $0 | $0 |
| Free cash flow | -$509,110 | -$50.1M | $5.7M | -$5.0M | -$20.5M |
| Dividends paid | $0 | $0 | -$8.3M | -$12.4M | -$23.3M |
| Net share buybacks | $85.3M | $0 | $0 | $9.0M | $0 |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $925.5M
- Total assets
- $343.96B
- Total liabilities
- $41.47B
- Total debt
- $27.00B
- Net debt
- $26.07B
- Shareholders’ equity
- $302.49B
As of Jun 30, 2026 (filed Aug 13, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 25, 2026 | $0.34 | Oct 9, 2026 |
| Jun 26, 2026 | $0.34 | Jul 10, 2026 |
| Mar 30, 2026 | $0.34 | Apr 14, 2026 |
| Dec 31, 2025 | $0.34 | Jan 15, 2026 |
| Sep 29, 2025 | $0.34 | Oct 10, 2025 |
| Jun 27, 2025 | $0.34 | Jul 11, 2025 |
| Mar 28, 2025 | $0.34 | Apr 11, 2025 |
| Dec 19, 2024 | $0.34 | Dec 27, 2024 |
Short interest
- Shares sold short
- 142,738
- Days to cover
- 5.34
- Change vs previous report
- +43.1%
FINRA short interest, settlement date Sep 15, 2026.