Stocks · Financial Services · Insurance - Life
MetLife, Inc. MET
$94.43 +0.08% Close, Oct 2, 2026 · NYSE · Market cap $60.76B
Inexpensive vs sector
Next earnings report: Nov 4, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- The stock is in an uptrend: above its 200-day average for 112 trading days, with the 50-day average above the 200-day.
- Earnings beat analyst estimates in each of the last 4 quarters (average surprise over the last four: +6.0%).
- Revenue over the last four quarters was $78.65B, up 9.0% from a year earlier, accelerating from 6.1% a quarter earlier.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth28Very weak
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 42%
- EPS growth (TTM, YoY)Bottom 22%
- FCF growth (TTM, YoY)Bottom 38%
- Revenue growth, 3-year CAGRBottom 15%
- Revenue growth accelerationTop 25%
Quality59Neutral
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 35%
- Gross marginBottom 8%
- Operating marginBottom 15%
- Cash conversion (OCF / net income)Top 5%
- Accruals (lower is better)Top 28%
- Net debt / EBITDA (lower is better)Top 22%
- Interest coverTop 21%
Value80Strong
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldBottom 44%
- Free-cash-flow yieldTop 10%
- EBITDA / enterprise valueTop 28%
- Sales / enterprise valueTop 8%
- P/E vs own 5-year history (lower is better)Bottom 31%
Momentum72Positive
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 39%
- 6-month returnTop 8%
- 1-year return vs S&P 500Top 37%
- Distance from 52-week highTop 32%
- Trend checklist (0–4)Top 48%
Revisions72Positive
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 44%
- Consecutive EPS beatsTop 29%
- Share of analysts rating BuyTop 14%
- Upside to consensus price targetBottom 31%
Stability61Neutral
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 43%
- Maximum drawdown, 3 yearsTop 32%
- Beta vs S&P 500 (lower is better)Bottom 24%
- Net debt / EBITDA (lower is better)Top 22%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 6.1% | 9.0% | ↑ |
| EPS growth (YoY) | -16.1% | -11.7% | ↑ |
| Gross margin | 27.1% | 25.6% | ↓ |
| Operating margin | 7.9% | 6.2% | ↓ |
| FCF margin | 21.8% | 21.1% | ↓ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 9.0% | 6.1% | ↑ | Top 42% |
| EPS growth (TTM, YoY) | -11.7% | -16.1% | ↑ | Bottom 22% |
| Gross margin | 25.6% | 27.1% | ↓ | Bottom 8% |
| Operating margin | 6.2% | 7.9% | ↓ | Bottom 15% |
| Net margin | 4.6% | 5.9% | ↓ | — |
| Free-cash-flow margin | 21.1% | 21.8% | ↓ | — |
| Return on invested capital | 0.5% | — | Bottom 35% | |
| Revenue growth, 3-year CAGR | 4.3% | — | Bottom 15% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 3.00×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -1.7%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.0%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +29.9 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- -0.40×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 4.5×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 2.48%
- Net buyback yield (TTM)
- 4.01%
- Shareholder yield
- 6.50%
- Share count change, 1 year
- -2.9%
- Share count change, 3-year CAGR
- -5.2%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 6, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 4
- Beats in the last 8 reports
- 4 of 8
- Average EPS surprise, last 4
- +6.0%
- Average 2-day reaction, last 8
- +0.2%
- Positive 20 days after report
- 4 of 8
Analysts
- Consensus price target
- $103.22
- Target vs current price
- +9.3%
- Analysts with a rating
- 33
- Share rating Buy or Strong Buy
- 79%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 5, 2026 | +5.7% | +0.1% | +0.7% | -1.8% | — |
| May 6, 2026 | +6.6% | +0.3% | -1.6% | +1.3% | +20.3% |
| Feb 4, 2026 | +10.3% | +1.4% | +1.3% | -4.7% | +4.2% |
| Nov 5, 2025 | +1.3% | -1.0% | -2.1% | -2.5% | +0.5% |
| Aug 6, 2025 | -6.0% | +1.4% | +2.2% | +7.6% | +4.6% |
| Apr 30, 2025 | -2.0% | -1.4% | +0.0% | +2.1% | +2.8% |
| Feb 5, 2025 | -1.4% | +0.4% | -1.7% | -1.9% | -10.5% |
| Oct 30, 2024 | -10.1% | +0.4% | -5.7% | +6.0% | +3.4% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 5, 2026 | $2.43 | $2.30 | +5.7% | $19.07B |
| May 6, 2026 | $2.42 | $2.27 | +6.6% | $19.68B |
| Feb 4, 2026 | $2.58 | $2.34 | +10.3% | $23.81B |
| Nov 5, 2025 | $2.34 | $2.31 | +1.3% | $16.88B |
| Aug 6, 2025 | $2.02 | $2.15 | -6.0% | $17.34B |
| Apr 30, 2025 | $1.96 | $2.00 | -2.0% | $18.28B |
| Feb 5, 2025 | $2.08 | $2.11 | -1.4% | $18.38B |
| Oct 30, 2024 | $1.95 | $2.17 | -10.1% | $18.44B |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 18.1× | 13.6× | 76th | Bottom 44% |
| P/E (forward) | 9.3× | — | — | — |
| EV / EBITDA | 9.8× | — | — | Top 28% |
| EV / Sales | 0.74× | — | — | Top 8% |
| Free-cash-flow yield | 27.27% | — | — | Top 10% |
| Earnings yield | 5.52% | — | — | Bottom 44% |
P/E over the past five years
Range 7.6× – 37.6× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +15.3%
- Earnings per share growth (TTM)
- -11.7%
- Change in P/E multiple
- +53.3%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 112
- 50-day average slope (20 days)
- +2.5%
- 200-day average slope (20 days)
- +2.3%
- Distance from 50-day average
- -2.1%
- Distance from 200-day average
- +12.8%
- RSI (14)
- 42.0
- Relative volume
- 0.95×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 19.3%
- Volatility vs own 5-year history
- 14th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.94
- Correlation with S&P 500
- 0.58
- Current drawdown from 1-year high
- -5.5%
- Maximum drawdown, 3 years
- -23.3%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Nov 25, 2022 | May 16, 2023 | -36.2% | 117 days | 325 days (Aug 30, 2024) |
| Nov 27, 2024 | Mar 27, 2026 | -23.3% | 331 days | 53 days (Jun 12, 2026) |
| Apr 20, 2022 | Jul 14, 2022 | -20.1% | 58 days | 75 days (Oct 28, 2022) |
| May 7, 2021 | Jul 19, 2021 | -16.8% | 49 days | 121 days (Jan 7, 2022) |
| Feb 15, 2022 | Mar 8, 2022 | -13.4% | 14 days | 16 days (Mar 30, 2022) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $60.76B
- P/E (TTM)
- 18.1
- EPS, diluted (TTM)
- $5.21
- Revenue (TTM)
- $78.65B
- Dividend yield
- 2.46%
- 52-week range
- $67.33 – $100.93
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $63.37B | $67.97B | $67.71B | $69.94B | $77.08B |
| Gross profit | $16.84B | $18.94B | $17.29B | $19.00B | $28.02B |
| Operating income | $8.52B | $6.36B | $2.16B | $5.62B | $4.66B |
| Net income | $6.86B | $5.28B | $1.58B | $4.43B | $3.38B |
| EPS (diluted) | $7.65 | $6.30 | $1.81 | $5.94 | $4.80 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $18.30B | $18.44B | $18.26B | $17.18B | $16.88B | $23.81B | $19.07B | $18.88B |
| Net income | $1.34B | $1.27B | $945.0M | $729.0M | $896.0M | $809.0M | $1.19B | $736.0M |
| EPS (diluted) | $1.81 | $1.78 | $1.28 | $1.03 | $1.22 | $1.17 | $1.74 | $1.08 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $12.83B | $11.37B | $14.26B | $15.12B | $18.11B |
| Capital expenditure | $0 | $0 | $0 | $0 | $0 |
| Free cash flow | $12.83B | $11.37B | $14.26B | $15.12B | $18.11B |
| Dividends paid | -$1.65B | -$1.60B | -$1.57B | -$1.53B | -$1.51B |
| Net share buybacks | -$4.80B | -$3.33B | -$3.10B | -$3.21B | -$3.88B |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $338.80B
- Total assets
- $748.13B
- Total liabilities
- $720.33B
- Total debt
- $20.29B
- Net debt
- -$2.40B
- Shareholders’ equity
- $27.32B
As of Jun 30, 2026 (filed Aug 6, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Aug 4, 2026 | $0.59 | Sep 8, 2026 |
| May 12, 2026 | $0.59 | Jun 9, 2026 |
| Feb 3, 2026 | $0.57 | Mar 10, 2026 |
| Nov 4, 2025 | $0.57 | Dec 9, 2025 |
| Aug 5, 2025 | $0.57 | Sep 9, 2025 |
| May 6, 2025 | $0.57 | Jun 10, 2025 |
| Feb 4, 2025 | $0.55 | Mar 11, 2025 |
| Nov 5, 2024 | $0.55 | Dec 16, 2024 |
Short interest
- Shares sold short
- 12,285,410
- Days to cover
- 4.44
- Change vs previous report
- +3.6%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Aug 7, 2017
- 561-for-500