Stocks · Industrials · Staffing & Employment Services
Insperity, Inc. NSP
$46.48 -4.42% Close, Oct 2, 2026 · NYSE · Market cap $1.78B
Next earnings report: Nov 2, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Diluted EPS over the last four quarters was $-0.43, down 140.6% year over year.
- The stock is in an uptrend: above its 200-day average for 72 trading days, with the 50-day average above the 200-day.
- The company holds net cash of $141.0M (cash above total debt).
PromtFinance scores
Each score is a percentile within the Industrials sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 28%
- EPS growth (TTM, YoY)Bottom 9%
- Revenue growth, 3-year CAGRTop 50%
- Revenue growth accelerationBottom 28%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 24%
- Gross marginBottom 14%
- Operating marginBottom 24%
- Accruals (lower is better)Top 8%
- Net debt / EBITDA (lower is better)Top 5%
- Interest coverBottom 23%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldBottom 30%
- Free-cash-flow yieldTop 3%
- EBITDA / enterprise valueBottom 27%
- Sales / enterprise valueTop 1%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthBottom 43%
- 6-month returnTop 9%
- 1-year return vs S&P 500Bottom 37%
- Distance from 52-week highTop 31%
- Trend checklist (0–4)Top 42%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 15%
- Consecutive EPS beatsTop 45%
- Share of analysts rating BuyBottom 21%
- Upside to consensus price targetBottom 36%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 48%
- Maximum drawdown, 3 yearsBottom 9%
- Beta vs S&P 500 (lower is better)Bottom 46%
- Net debt / EBITDA (lower is better)Top 5%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 3.0% | 2.6% | ↓ |
| EPS growth (YoY) | -139.9% | -140.6% | ↓ |
| Gross margin | 14.6% | 12.8% | ↓ |
| Operating margin | 0.7% | -0.0% | ↓ |
| FCF margin | -1.4% | 4.0% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 2.6% | 3.0% | ↓ | Bottom 28% |
| EPS growth (TTM, YoY) | -140.6% | -139.9% | ↓ | Bottom 9% |
| Gross margin | 12.8% | 14.6% | ↓ | Bottom 14% |
| Operating margin | -0.0% | 0.7% | ↓ | Bottom 24% |
| Net margin | -0.2% | 0.6% | ↓ | — |
| Free-cash-flow margin | 4.0% | -1.4% | ↑ | — |
| Return on invested capital | -0.5% | — | Bottom 24% | |
| Revenue growth, 3-year CAGR | 4.7% | — | Top 50% |
Quality of earnings and balance sheet
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -14.4%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.8%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +0.2 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- -2.61×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- -0.1×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 3.83%
- Net buyback yield (TTM)
- 0.23%
- Shareholder yield
- 4.06%
- Share count change, 1 year
- +5.6%
- Share count change, 3-year CAGR
- -1.1%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Jul 30, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 2
- Beats in the last 8 reports
- 4 of 8
- Average EPS surprise, last 4
- -51.8%
- Average 2-day reaction, last 8
- -4.4%
- Positive 20 days after report
- 1 of 8
Analysts
- Consensus price target
- $56.33
- Target vs current price
- +21.2%
- Analysts with a rating
- 8
- Share rating Buy or Strong Buy
- 38%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 29, 2026 | +7.0% | +1.1% | +0.7% | -0.5% | — |
| Apr 30, 2026 | +5.6% | -4.4% | -22.7% | -8.5% | +35.0% |
| Feb 10, 2026 | -28.9% | -8.3% | -32.1% | -45.6% | -21.7% |
| Nov 3, 2025 | -190.9% | +2.2% | -23.3% | -19.9% | -7.4% |
| Aug 1, 2025 | -36.6% | -24.4% | -12.3% | -8.7% | -22.8% |
| Apr 29, 2025 | -21.9% | -14.5% | -17.6% | -17.1% | -24.4% |
| Feb 10, 2025 | +150.0% | +16.2% | +26.0% | +35.4% | -6.1% |
| Oct 31, 2024 | +21.9% | -2.9% | +2.3% | -3.3% | -3.1% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 29, 2026 | $0.34 | $0.32 | +7.0% | $1.69B |
| Apr 30, 2026 | $1.31 | $1.24 | +5.6% | $1.90B |
| Feb 10, 2026 | -$0.60 | -$0.47 | -28.9% | $1.67B |
| Nov 3, 2025 | -$0.20 | $0.22 | -190.9% | $1.62B |
| Aug 1, 2025 | $0.26 | $0.41 | -36.6% | $1.66B |
| Apr 29, 2025 | $1.57 | $2.01 | -21.9% | $1.86B |
| Feb 10, 2025 | $0.05 | $0.02 | +150.0% | $1.61B |
| Oct 31, 2024 | $0.39 | $0.32 | +21.9% | $1.56B |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (forward) | 22.0× | — | — | — |
| EV / EBITDA | 30.3× | — | — | Bottom 27% |
| EV / Sales | 0.24× | — | — | Top 1% |
| Free-cash-flow yield | 15.49% | — | — | Top 3% |
| Earnings yield | -0.93% | — | — | Bottom 30% |
P/E over the past five years
Range 20.6× – 82.3× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- -5.8%
- Earnings per share growth (TTM)
- -140.6%
- Change in P/E multiple
- +230.0%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 72
- 50-day average slope (20 days)
- +2.7%
- 200-day average slope (20 days)
- +3.8%
- Distance from 50-day average
- -8.6%
- Distance from 200-day average
- +20.4%
- RSI (14)
- 38.1
- Relative volume
- 1.01×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 44.3%
- Volatility vs own 5-year history
- 62th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 1.09
- Correlation with S&P 500
- 0.26
- Current drawdown from 1-year high
- -14.0%
- Maximum drawdown, 3 years
- -83.2%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Apr 21, 2023 | Mar 11, 2026 | -84.7% | 723 days | Not yet recovered |
| Nov 1, 2021 | Mar 7, 2022 | -34.0% | 86 days | 283 days (Apr 21, 2023) |
| Nov 10, 2020 | Feb 17, 2021 | -16.1% | 66 days | 13 days (Mar 8, 2021) |
| Mar 12, 2021 | Mar 29, 2021 | -13.9% | 11 days | 83 days (Jul 27, 2021) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $1.78B
- EPS, diluted (TTM)
- -$0.43
- Revenue (TTM)
- $6.87B
- Dividend yield
- 5.16%
- 52-week range
- $18.57 – $55.90
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $4.97B | $5.94B | $6.49B | $6.58B | $6.81B |
| Gross profit | $820.1M | $1.01B | $1.04B | $1.05B | $900.0M |
| Operating income | $173.3M | $250.2M | $219.0M | $117.0M | -$10.0M |
| Net income | $124.1M | $179.3M | $171.0M | $91.0M | -$7.0M |
| EPS (diluted) | $3.18 | $4.64 | $4.47 | $2.39 | -$0.18 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.56B | $1.61B | $1.86B | $1.66B | $1.62B | $1.67B | $1.90B | $1.69B |
| Net income | $3.0M | -$9.0M | $51.0M | -$5.0M | -$20.0M | -$33.0M | $33.0M | $4.0M |
| EPS (diluted) | $0.08 | -$0.22 | $1.34 | -$0.14 | -$0.53 | -$0.88 | $0.88 | $0.10 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $260.2M | $347.7M | $198.5M | $520.0M | -$278.0M |
| Capital expenditure | -$32.9M | -$30.3M | -$40.1M | -$38.0M | -$31.0M |
| Free cash flow | $227.2M | $317.4M | $158.4M | $482.0M | -$309.0M |
| Dividends paid | -$144.2M | -$76.6M | -$84.2M | -$89.0M | -$90.0M |
| Net share buybacks | -$69.7M | -$73.3M | -$131.5M | -$63.0M | -$19.0M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $619.0M
- Total assets
- $2.23B
- Total liabilities
- $2.17B
- Total debt
- $478.0M
- Net debt
- -$141.0M
- Shareholders’ equity
- $61.0M
As of Jun 30, 2026 (filed Jul 30, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 2, 2026 | $0.60 | Sep 17, 2026 |
| Jun 4, 2026 | $0.60 | Jun 18, 2026 |
| Mar 6, 2026 | $0.60 | Mar 20, 2026 |
| Dec 9, 2025 | $0.60 | Dec 23, 2025 |
| Sep 4, 2025 | $0.60 | Sep 18, 2025 |
| Jun 6, 2025 | $0.60 | Jun 20, 2025 |
| Mar 13, 2025 | $0.60 | Mar 27, 2025 |
| Dec 10, 2024 | $0.60 | Dec 24, 2024 |
Short interest
- Shares sold short
- 2,993,971
- Days to cover
- 8.17
- Change vs previous report
- -3.9%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Dec 19, 2017
- 2-for-1
- Oct 17, 2000
- 2-for-1