Stocks · Technology · Software - Application
NetSol Technologies, Inc. NTWK
$5.95 +3.48% Close, Oct 2, 2026 · NASDAQ · Market cap $70.7M
High qualityInexpensive vs sectorLow risk
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- The stock is in an uptrend: above its 200-day average for 104 trading days, with the 50-day average above the 200-day.
- Revenue over the last four quarters was $74.4M, up 12.5% from a year earlier.
- The company holds net cash of $17.8M (cash above total debt).
PromtFinance scores
Each score is a percentile within the Technology sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 49%
- EPS growth (TTM, YoY)Bottom 37%
- Revenue growth, 3-year CAGRTop 35%
- Revenue growth accelerationBottom 46%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 30%
- Gross marginTop 49%
- Operating marginTop 39%
- Cash conversion (OCF / net income)Top 11%
- Accruals (lower is better)Top 24%
- Net debt / EBITDA (lower is better)Top 18%
- Interest coverTop 27%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 21%
- Free-cash-flow yieldTop 4%
- EBITDA / enterprise valueTop 4%
- Sales / enterprise valueTop 7%
- P/E vs own 5-year history (lower is better)Top 39%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthBottom 31%
- 6-month returnTop 19%
- 1-year return vs S&P 500Top 42%
- Distance from 52-week highTop 6%
- Trend checklist (0–4)Top 18%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 11%
- Consecutive EPS beatsBottom 31%
- Share of analysts rating BuyTop 47%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 12%
- Maximum drawdown, 3 yearsTop 20%
- Beta vs S&P 500 (lower is better)Top 15%
- Net debt / EBITDA (lower is better)Top 18%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 12.4% | 12.5% | ↑ |
| EPS growth (YoY) | 694.2% | 1.9% | ↓ |
| Gross margin | 49.3% | 52.6% | ↑ |
| Operating margin | 5.3% | 9.3% | ↑ |
| FCF margin | -1.4% | 16.0% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 12.5% | 12.4% | ↑ | Top 49% |
| EPS growth (TTM, YoY) | 1.9% | 694.2% | ↓ | Bottom 37% |
| Gross margin | 52.6% | 49.3% | ↑ | Top 49% |
| Operating margin | 9.3% | 5.3% | ↑ | Top 39% |
| Net margin | 4.0% | 4.4% | ↓ | — |
| Free-cash-flow margin | 16.0% | -1.4% | ↑ | — |
| Return on invested capital | 9.1% | — | Top 30% | |
| Revenue growth, 3-year CAGR | 12.4% | — | Top 35% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 3.00×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -14.0%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.7%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -8.1 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- -2.04×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 11.5×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 0.00%
- Net buyback yield (TTM)
- -0.58%
- Shareholder yield
- -0.58%
- Share count change, 1 year
- +2.7%
- Share count change, 3-year CAGR
- +1.7%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Sep 28, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 1
- Beats in the last 8 reports
- 2 of 8
- Average EPS surprise, last 4
- -63.6%
- Average 2-day reaction, last 8
- -1.8%
- Positive 20 days after report
- 3 of 7
Analysts
- Analysts with a rating
- 3
- Share rating Buy or Strong Buy
- 67%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Sep 28, 2026 | — | +9.6% | +21.4% | — | — |
| May 14, 2026 | +37.5% | -6.5% | -8.8% | +0.7% | -4.3% |
| Feb 12, 2026 | -84.6% | +0.3% | +4.4% | +15.8% | +36.0% |
| Nov 12, 2025 | -253.8% | -24.8% | -26.3% | -26.6% | -18.7% |
| Sep 29, 2025 | +46.7% | +10.1% | +0.4% | -7.6% | -35.2% |
| May 14, 2025 | -14.3% | +12.4% | +14.8% | +16.4% | +63.2% |
| Feb 13, 2025 | -242.9% | -7.1% | -6.7% | -12.6% | -12.6% |
| Nov 13, 2024 | -87.5% | -8.2% | -18.9% | -14.8% | -15.1% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Sep 28, 2026 | $0.32 | — | — | $20.7M |
| May 14, 2026 | $0.11 | $0.08 | +37.5% | $19.8M |
| Feb 12, 2026 | $0.02 | $0.13 | -84.6% | $18.8M |
| Nov 12, 2025 | -$0.20 | $0.13 | -253.8% | $15.0M |
| Sep 29, 2025 | $0.22 | $0.15 | +46.7% | $18.4M |
| May 14, 2025 | $0.12 | $0.14 | -14.3% | $17.5M |
| Feb 13, 2025 | -$0.10 | $0.07 | -242.9% | $15.5M |
| Nov 13, 2024 | $0.01 | $0.08 | -87.5% | $14.6M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 23.7× | 27.0× | 42th | Top 21% |
| EV / EBITDA | 6.0× | — | — | Top 4% |
| EV / Sales | 0.71× | — | — | Top 7% |
| Free-cash-flow yield | 16.81% | — | — | Top 4% |
| Earnings yield | 4.22% | — | — | Top 21% |
P/E over the past five years
Range 9.4× – 147.9× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +19.2%
- Earnings per share growth (TTM)
- +1.9%
- Change in P/E multiple
- +1.0%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✓ Price above 20-day average
- ✓ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✓ MACD histogram positive
Trend quality
- Days above the 50-day average
- 14
- Days above the 200-day average
- 104
- 50-day average slope (20 days)
- +1.5%
- 200-day average slope (20 days)
- +4.6%
- Distance from 50-day average
- +36.5%
- Distance from 200-day average
- +53.3%
- RSI (14)
- 85.2
- Relative volume
- 1.52×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 36.4%
- Volatility vs own 5-year history
- 9th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.87
- Correlation with S&P 500
- 0.26
- Current drawdown from 1-year high
- +0.0%
- Maximum drawdown, 3 years
- -46.4%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Nov 8, 2021 | Oct 31, 2023 | -69.0% | 497 days | 731 days (Oct 1, 2026) |
| Apr 27, 2021 | Sep 21, 2021 | -30.9% | 102 days | 34 days (Nov 8, 2021) |
| Feb 12, 2021 | Mar 29, 2021 | -26.5% | 30 days | 20 days (Apr 27, 2021) |
| Oct 5, 2020 | Nov 2, 2020 | -22.6% | 20 days | 17 days (Nov 25, 2020) |
| Jan 25, 2021 | Jan 29, 2021 | -14.3% | 4 days | 10 days (Feb 12, 2021) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $70.7M
- P/E (TTM)
- 23.7
- EPS, diluted (TTM)
- $0.25
- Revenue (TTM)
- $74.4M
- 52-week range
- $2.73 – $6.09
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|
| Revenue | $57.2M | $52.4M | $61.4M | $66.1M | $74.4M |
| Gross profit | $23.7M | $16.9M | $29.3M | $32.6M | $39.1M |
| Operating income | -$1.1M | -$8.8M | $3.5M | $3.5M | $6.9M |
| Net income | -$851,156 | -$5.2M | $683,873 | $2.9M | $3.0M |
| EPS (diluted) | -$0.08 | -$0.46 | $0.06 | $0.25 | $0.25 |
| Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | Q3 2026 | Q4 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $14.6M | $15.5M | $17.5M | $18.4M | $15.0M | $18.8M | $19.8M | $20.7M |
| Net income | $70,795 | -$1.1M | $1.4M | $2.6M | -$2.4M | $246,757 | $1.3M | $3.8M |
| EPS (diluted) | $0.01 | -$0.10 | $0.12 | $0.22 | -$0.20 | $0.02 | $0.11 | $0.32 |
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|
| Operating cash flow | $3.1M | $2.0M | $2.9M | $447,267 | $13.9M |
| Capital expenditure | -$2.6M | -$1.6M | -$515,404 | -$1.4M | -$2.0M |
| Free cash flow | $451,417 | $370,133 | $2.4M | -$935,503 | $11.9M |
| Dividends paid | $0 | $0 | $0 | $0 | $0 |
| Net share buybacks | -$1.1M | -$61,124 | $0 | -$1.0M | $413,241 |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $27.1M
- Total assets
- $77.8M
- Total liabilities
- $28.3M
- Total debt
- $9.3M
- Net debt
- -$17.8M
- Shareholders’ equity
- $41.6M
As of Jun 30, 2026 (filed Sep 28, 2026).
Short interest
- Shares sold short
- 16,969
- Days to cover
- 1.00
- Change vs previous report
- +7.3%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Aug 13, 2012
- 1-for-10
- Aug 18, 2003
- 1-for-5