Stocks · Financial Services · Banks - Regional
Prosperity Bancshares, Inc. PB
$67.38 +0.87% Close, Oct 2, 2026 · NYSE · Market cap $8.10B
Next earnings report: Oct 28, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- The shares trade at 11.7× trailing earnings, lower than 90% of the company's own readings over the past five years.
- The diluted share count rose 5.8% in a year.
- Revenue over the last four quarters was $1.78B, up 2.0% from a year earlier, accelerating from -3.4% a quarter earlier.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 32%
- EPS growth (TTM, YoY)Bottom 33%
- FCF growth (TTM, YoY)Top 20%
- Revenue growth, 3-year CAGRBottom 43%
- Revenue growth accelerationTop 17%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 49%
- Gross marginTop 30%
- Operating marginTop 14%
- Cash conversion (OCF / net income)Bottom 45%
- Accruals (lower is better)Bottom 41%
- Net debt / EBITDA (lower is better)Bottom 50%
- Interest coverTop 37%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 30%
- Free-cash-flow yieldBottom 46%
- EBITDA / enterprise valueTop 39%
- Sales / enterprise valueBottom 23%
- P/E vs own 5-year history (lower is better)Top 11%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthBottom 48%
- 6-month returnBottom 23%
- 1-year return vs S&P 500Bottom 36%
- Distance from 52-week highBottom 41%
- Trend checklist (0–4)Bottom 27%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 24%
- Consecutive EPS beatsBottom 43%
- Share of analysts rating BuyBottom 38%
- Upside to consensus price targetTop 48%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 23%
- Maximum drawdown, 3 yearsTop 44%
- Beta vs S&P 500 (lower is better)Top 41%
- Net debt / EBITDA (lower is better)Bottom 50%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | -3.4% | 2.0% | ↑ |
| EPS growth (YoY) | 5.1% | 4.9% | ↓ |
| Gross margin | 68.4% | 72.7% | ↑ |
| Operating margin | 38.3% | 40.5% | ↑ |
| FCF margin | 18.5% | 33.8% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 2.0% | -3.4% | ↑ | Bottom 32% |
| EPS growth (TTM, YoY) | 4.9% | 5.1% | ↓ | Bottom 33% |
| Gross margin | 72.7% | 68.4% | ↑ | Top 30% |
| Operating margin | 40.5% | 38.3% | ↑ | Top 14% |
| Net margin | 31.6% | 30.0% | ↑ | — |
| Free-cash-flow margin | 33.8% | 18.5% | ↑ | — |
| Return on invested capital | 1.3% | — | Bottom 49% | |
| Revenue growth, 3-year CAGR | 13.1% | — | Bottom 43% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 1.10×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -0.1%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.7%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +15.8 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 1.31×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 1.5×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 2.86%
- Net buyback yield (TTM)
- 2.82%
- Shareholder yield
- 5.68%
- Share count change, 1 year
- +5.8%
- Share count change, 3-year CAGR
- +2.7%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 6, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 1
- Beats in the last 8 reports
- 7 of 8
- Average EPS surprise, last 4
- -1.9%
- Average 2-day reaction, last 8
- -1.1%
- Positive 20 days after report
- 3 of 8
Analysts
- Consensus price target
- $78.00
- Target vs current price
- +15.8%
- Analysts with a rating
- 33
- Share rating Buy or Strong Buy
- 39%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 29, 2026 | +8.0% | +0.9% | +1.8% | -1.4% | — |
| Apr 29, 2026 | -17.7% | -0.9% | +0.1% | -0.8% | +5.3% |
| Jan 28, 2026 | +1.4% | -7.9% | -2.9% | -1.7% | -4.5% |
| Oct 29, 2025 | +0.7% | +2.9% | +4.9% | +9.7% | +13.8% |
| Jul 23, 2025 | +1.4% | -4.6% | -7.6% | -7.5% | -10.9% |
| Apr 23, 2025 | +1.5% | +0.2% | +2.0% | +7.1% | +9.6% |
| Jan 29, 2025 | +3.0% | -0.7% | +0.3% | -4.4% | -15.4% |
| Oct 23, 2024 | +2.3% | +1.0% | +0.9% | +12.7% | +9.4% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 29, 2026 | $1.62 | $1.50 | +8.0% | $391.3M |
| Apr 29, 2026 | $1.16 | $1.41 | -17.7% | $367.6M |
| Jan 28, 2026 | $1.46 | $1.44 | +1.4% | $317.7M |
| Oct 29, 2025 | $1.45 | $1.44 | +0.7% | $302.2M |
| Jul 23, 2025 | $1.42 | $1.40 | +1.4% | $310.7M |
| Apr 23, 2025 | $1.37 | $1.35 | +1.5% | $295.3M |
| Jan 29, 2025 | $1.37 | $1.33 | +3.0% | $295.3M |
| Oct 23, 2024 | $1.34 | $1.31 | +2.3% | $290.8M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 11.7× | 12.8× | 10th | Top 30% |
| P/E (forward) | 11.6× | — | — | — |
| EV / EBITDA | 12.1× | — | — | Top 39% |
| EV / Sales | 5.11× | — | — | Bottom 23% |
| Free-cash-flow yield | 7.44% | — | — | Bottom 46% |
| Earnings yield | 8.56% | — | — | Top 30% |
P/E over the past five years
Range 10.7× – 16.7× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +0.6%
- Earnings per share growth (TTM)
- +4.9%
- Change in P/E multiple
- +8.0%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- -1.8%
- 200-day average slope (20 days)
- +0.0%
- Distance from 50-day average
- -6.2%
- Distance from 200-day average
- -4.6%
- RSI (14)
- 33.9
- Relative volume
- 0.77×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 14.7%
- Volatility vs own 5-year history
- 0th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.62
- Correlation with S&P 500
- 0.42
- Current drawdown from 1-year high
- -11.4%
- Maximum drawdown, 3 years
- -27.2%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Mar 12, 2021 | Oct 24, 2023 | -37.7% | 659 days | 261 days (Nov 6, 2024) |
| Nov 25, 2024 | Oct 16, 2025 | -27.3% | 222 days | Not yet recovered |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $8.10B
- P/E (TTM)
- 11.7
- EPS, diluted (TTM)
- $5.77
- Revenue (TTM)
- $1.78B
- Dividend yield
- 3.56%
- 52-week range
- $61.07 – $77.20
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $1.15B | $1.20B | $1.56B | $1.74B | $1.74B |
| Gross profit | $1.10B | $1.11B | $1.05B | $1.14B | $1.25B |
| Operating income | $659.7M | $666.2M | $534.5M | $612.7M | $693.6M |
| Net income | $519.3M | $524.5M | $419.3M | $479.4M | $542.8M |
| EPS (diluted) | $5.60 | $5.73 | $4.51 | $5.05 | $5.72 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $447.0M | $438.4M | $422.7M | $435.7M | $426.8M | $429.4M | $402.9M | $520.0M |
| Net income | $127.3M | $130.1M | $130.2M | $135.2M | $137.6M | $139.9M | $116.3M | $168.6M |
| EPS (diluted) | $1.34 | $1.37 | $1.37 | $1.42 | $1.45 | $1.49 | $1.16 | $1.67 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $694.7M | $506.5M | $646.4M | $472.7M | $549.5M |
| Capital expenditure | -$19.0M | -$42.4M | -$34.2M | -$21.1M | -$32.5M |
| Free cash flow | $675.7M | $464.1M | $612.2M | $451.6M | $517.0M |
| Dividends paid | -$184.3M | -$193.1M | -$205.7M | -$214.4M | -$221.4M |
| Net share buybacks | -$52.1M | -$65.7M | -$72.2M | -$74.8M | -$157.2M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $2.03B
- Total assets
- $43.89B
- Total liabilities
- $35.57B
- Total debt
- $2.67B
- Net debt
- $986.9M
- Shareholders’ equity
- $8.29B
As of Jun 30, 2026 (filed Aug 6, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 15, 2026 | $0.60 | Oct 1, 2026 |
| Jun 15, 2026 | $0.60 | Jul 1, 2026 |
| Mar 13, 2026 | $0.60 | Apr 1, 2026 |
| Dec 15, 2025 | $0.60 | Jan 2, 2026 |
| Sep 15, 2025 | $0.58 | Oct 1, 2025 |
| Jun 13, 2025 | $0.58 | Jul 1, 2025 |
| Mar 14, 2025 | $0.58 | Apr 1, 2025 |
| Dec 13, 2024 | $0.58 | Jan 2, 2025 |
Short interest
- Shares sold short
- 4,490,574
- Days to cover
- 6.09
- Change vs previous report
- +7.9%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Jun 3, 2002
- 2-for-1