Stocks · Financial Services · Banks - Regional
Park National Corporation PRK
$183.15 +2.23% Close, Oct 2, 2026 · AMEX · Market cap $3.31B
Next earnings report: Oct 26, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Operating margin narrowed to 18.2% from 30.9% a year earlier.
- Earnings beat analyst estimates in each of the last 10 quarters (average surprise over the last four: +10.0%).
- The diluted share count rose 9.9% in a year.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth7Very weak
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 13%
- EPS growth (TTM, YoY)Bottom 36%
- FCF growth (TTM, YoY)Bottom 38%
- Revenue growth, 3-year CAGRBottom 26%
- Revenue growth accelerationBottom 12%
Quality53Neutral
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 38%
- Gross marginTop 16%
- Operating marginBottom 42%
- Cash conversion (OCF / net income)Bottom 42%
- Accruals (lower is better)Bottom 38%
- Net debt / EBITDA (lower is better)Top 31%
- Interest coverBottom 49%
Value32Weak
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldBottom 48%
- Free-cash-flow yieldBottom 37%
- EBITDA / enterprise valueBottom 33%
- Sales / enterprise valueBottom 21%
- P/E vs own 5-year history (lower is better)Bottom 41%
Momentum50Neutral
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 37%
- 6-month returnTop 37%
- 1-year return vs S&P 500Top 39%
- Distance from 52-week highBottom 34%
- Trend checklist (0–4)Top 48%
Revisions51Neutral
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 27%
- Consecutive EPS beatsTop 9%
- Share of analysts rating BuyBottom 3%
- Upside to consensus price targetBottom 36%
Stability47Neutral
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 32%
- Maximum drawdown, 3 yearsBottom 43%
- Beta vs S&P 500 (lower is better)Bottom 47%
- Net debt / EBITDA (lower is better)Top 31%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 6.8% | -8.2% | ↓ |
| EPS growth (YoY) | 11.8% | 8.5% | ↓ |
| Gross margin | 80.2% | 79.7% | ↓ |
| Operating margin | 30.9% | 18.2% | ↓ |
| FCF margin | 26.4% | 30.3% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | -8.2% | 6.8% | ↓ | Bottom 13% |
| EPS growth (TTM, YoY) | 8.5% | 11.8% | ↓ | Bottom 36% |
| Gross margin | 79.7% | 80.2% | ↓ | Top 16% |
| Operating margin | 18.2% | 30.9% | ↓ | Bottom 42% |
| Net margin | 31.3% | 25.3% | ↑ | — |
| Free-cash-flow margin | 30.3% | 26.4% | ↑ | — |
| Return on invested capital | 0.7% | — | Bottom 38% | |
| Revenue growth, 3-year CAGR | 8.9% | — | Bottom 26% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 1.05×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -0.1%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 1.5%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -23.0 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 0.10×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 1.0×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 2.87%
- Net buyback yield (TTM)
- -0.70%
- Shareholder yield
- 2.17%
- Share count change, 1 year
- +9.9%
- Share count change, 3-year CAGR
- +3.1%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 7, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 10
- Beats in the last 8 reports
- 8 of 8
- Average EPS surprise, last 4
- +10.0%
- Average 2-day reaction, last 8
- +0.3%
- Positive 20 days after report
- 5 of 8
Analysts
- Consensus price target
- $203.50
- Target vs current price
- +11.1%
- Analysts with a rating
- 3
- Share rating Buy or Strong Buy
- 0%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 27, 2026 | +14.5% | +0.4% | +10.4% | +7.2% | — |
| Apr 24, 2026 | +15.0% | -0.7% | -0.6% | -2.4% | +8.8% |
| Jan 26, 2026 | +5.8% | +0.9% | +1.9% | +3.7% | +7.6% |
| Oct 27, 2025 | +4.7% | -1.4% | -4.6% | -2.9% | +4.7% |
| Jul 28, 2025 | +18.4% | -0.2% | -4.2% | +4.8% | -4.1% |
| Apr 25, 2025 | +19.5% | -0.7% | +3.7% | +9.3% | +14.2% |
| Jan 27, 2025 | +5.4% | +0.8% | +1.2% | -3.4% | -12.7% |
| Oct 28, 2024 | +2.6% | +3.7% | +3.6% | +20.0% | +0.7% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 27, 2026 | $3.40 | $2.97 | +14.5% | $176.1M |
| Apr 24, 2026 | $3.06 | $2.66 | +15.0% | $157.1M |
| Jan 26, 2026 | $2.93 | $2.77 | +5.8% | $144.3M |
| Oct 27, 2025 | $2.87 | $2.74 | +4.7% | $141.6M |
| Jul 28, 2025 | $2.90 | $2.45 | +18.4% | $141.2M |
| Apr 25, 2025 | $2.57 | $2.15 | +19.5% | $130.1M |
| Jan 27, 2025 | $2.36 | $2.24 | +5.4% | $134.5M |
| Oct 28, 2024 | $2.35 | $2.29 | +2.6% | $137.6M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 16.4× | 15.0× | 67th | Bottom 48% |
| P/E (forward) | 14.1× | — | — | — |
| EV / EBITDA | 27.9× | — | — | Bottom 33% |
| EV / Sales | 5.48× | — | — | Bottom 21% |
| Free-cash-flow yield | 5.55% | — | — | Bottom 37% |
| Earnings yield | 6.10% | — | — | Bottom 48% |
P/E over the past five years
Range 12.0× – 20.1× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +13.5%
- Earnings per share growth (TTM)
- +8.5%
- Change in P/E multiple
- +17.1%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✓ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 127
- 50-day average slope (20 days)
- -0.3%
- 200-day average slope (20 days)
- +1.6%
- Distance from 50-day average
- -6.0%
- Distance from 200-day average
- +4.2%
- RSI (14)
- 42.8
- Relative volume
- 0.81×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 26.6%
- Volatility vs own 5-year history
- 34th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.72
- Correlation with S&P 500
- 0.44
- Current drawdown from 1-year high
- -13.8%
- Maximum drawdown, 3 years
- -31.4%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Nov 30, 2022 | Oct 2, 2023 | -38.7% | 209 days | 194 days (Jul 11, 2024) |
| Nov 6, 2024 | Apr 10, 2025 | -31.4% | 105 days | 324 days (Jul 28, 2026) |
| Mar 19, 2021 | Jul 19, 2021 | -22.2% | 83 days | 86 days (Nov 17, 2021) |
| Jan 6, 2022 | May 19, 2022 | -21.6% | 92 days | 112 days (Oct 28, 2022) |
| Jul 25, 2024 | Aug 7, 2024 | -16.7% | 9 days | 64 days (Nov 6, 2024) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $3.31B
- P/E (TTM)
- 16.4
- EPS, diluted (TTM)
- $11.18
- Revenue (TTM)
- $607.3M
- Dividend yield
- 3.07%
- 52-week range
- $149.06 – $215.00
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $475.8M | $514.2M | $564.3M | $645.6M | $664.4M |
| Gross profit | $471.8M | $478.4M | $462.8M | $506.1M | $545.7M |
| Operating income | $188.2M | $180.5M | $153.6M | $184.7M | $221.3M |
| Net income | $153.9M | $148.4M | $126.7M | $151.4M | $180.1M |
| EPS (diluted) | $9.37 | $9.07 | $7.80 | $9.32 | $11.11 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $170.3M | $164.7M | $157.9M | $168.7M | $169.5M | $168.3M | $188.5M | $81.0M |
| Net income | $38.2M | $38.6M | $42.2M | $48.1M | $47.2M | $42.6M | $41.7M | $58.8M |
| EPS (diluted) | $2.35 | $2.38 | $2.60 | $2.97 | $2.91 | $2.63 | $2.39 | $3.25 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $157.3M | $134.9M | $150.5M | $178.8M | $198.3M |
| Capital expenditure | -$14.1M | -$7.9M | -$7.6M | -$9.2M | -$6.4M |
| Free cash flow | $143.2M | $126.9M | $142.9M | $169.7M | $191.9M |
| Dividends paid | -$74.3M | -$76.6M | -$69.0M | -$77.5M | -$89.9M |
| Net share buybacks | -$16.0M | -$2.8M | -$23.0M | $0 | -$20.1M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $144.5M
- Total assets
- $12.68B
- Total liabilities
- $10.95B
- Total debt
- $155.9M
- Net debt
- $11.5M
- Shareholders’ equity
- $1.72B
As of Jun 30, 2026 (filed Aug 7, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Aug 21, 2026 | $1.10 | Sep 10, 2026 |
| May 15, 2026 | $1.10 | Jun 10, 2026 |
| Feb 20, 2026 | $1.10 | Mar 10, 2026 |
| Nov 21, 2025 | $2.32 | Dec 10, 2025 |
| Aug 15, 2025 | $1.07 | Sep 10, 2025 |
| May 16, 2025 | $1.07 | Jun 10, 2025 |
| Feb 14, 2025 | $1.07 | Mar 10, 2025 |
| Nov 15, 2024 | $1.56 | Dec 10, 2024 |
Short interest
- Shares sold short
- 749,066
- Days to cover
- 6.89
- Change vs previous report
- +16.2%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Nov 29, 2004
- 21-for-20
- Dec 1, 1999
- 21-for-20
- Aug 15, 1994
- 2-for-1
- May 13, 1991
- 2-for-1