Stocks · Financial Services · Asset Management
Prospect Capital Corporation PSEC
$2.00 -2.44% Close, Oct 2, 2026 · NASDAQ · Market cap $1.00B
High qualityWeak trendHigh risk
Next earnings report: Nov 5, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Earnings beat analyst estimates in each of the last 14 quarters (average surprise over the last four: +54.3%).
- Net debt is 6.4× EBITDA, a high level of leverage.
- The stock is in a downtrend: below its 200-day average, with the 50-day average below the 200-day.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- FCF growth (TTM, YoY)Bottom 17%
- Revenue growth, 3-year CAGRTop 2%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 29%
- Gross marginTop 16%
- Operating marginTop 7%
- Cash conversion (OCF / net income)Top 15%
- Accruals (lower is better)Top 20%
- Net debt / EBITDA (lower is better)Bottom 19%
- Interest coverTop 27%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldBottom 30%
- Free-cash-flow yieldTop 7%
- EBITDA / enterprise valueTop 29%
- Sales / enterprise valueBottom 30%
- P/E vs own 5-year history (lower is better)Bottom 23%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthBottom 11%
- 6-month returnBottom 4%
- 1-year return vs S&P 500Bottom 12%
- Distance from 52-week highBottom 12%
- Trend checklist (0–4)Bottom 9%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 5%
- Consecutive EPS beatsTop 2%
- Share of analysts rating BuyBottom 19%
- Upside to consensus price targetTop 27%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 23%
- Maximum drawdown, 3 yearsBottom 8%
- Beta vs S&P 500 (lower is better)Top 39%
- Net debt / EBITDA (lower is better)Bottom 19%
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Gross margin | 79.7% | — | Top 16% | |
| Operating margin | 51.0% | — | Top 7% | |
| Net margin | 24.0% | — | — | |
| Free-cash-flow margin | 58.9% | — | — | |
| Return on invested capital | 5.1% | — | Top 29% | |
| Revenue growth, 3-year CAGR | 94.2% | — | Top 2% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 2.45×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -3.5%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.0%
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 6.41×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 2.5×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 33.49%
- Net buyback yield (TTM)
- 0.83%
- Shareholder yield
- 34.32%
- Share count change, 1 year
- +5.3%
- Share count change, 3-year CAGR
- +5.9%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 20, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 14
- Beats in the last 8 reports
- 8 of 8
- Average EPS surprise, last 4
- +54.3%
- Average 2-day reaction, last 8
- -2.1%
- Positive 20 days after report
- 3 of 8
Analysts
- Consensus price target
- $2.50
- Target vs current price
- +25.0%
- Analysts with a rating
- 20
- Share rating Buy or Strong Buy
- 25%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 20, 2026 | +41.9% | +1.3% | +2.7% | -0.4% | — |
| May 7, 2026 | +44.3% | -1.1% | -19.1% | -18.0% | -20.5% |
| Feb 9, 2026 | +82.3% | -1.1% | +15.5% | +1.1% | +4.2% |
| Nov 6, 2025 | +48.6% | +0.4% | +10.6% | +5.1% | +7.1% |
| Aug 26, 2025 | +34.1% | -0.7% | +2.1% | -9.1% | -3.5% |
| May 8, 2025 | +38.5% | +0.0% | +0.8% | -11.9% | -19.6% |
| Feb 10, 2025 | +25.0% | -1.0% | +3.8% | +3.3% | -14.5% |
| Nov 8, 2024 | +23.5% | -14.5% | -16.3% | -13.4% | -19.1% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 20, 2026 | $0.15 | $0.11 | +41.9% | $155.8M |
| May 7, 2026 | $0.16 | $0.11 | +44.3% | $150.1M |
| Feb 9, 2026 | $0.19 | $0.10 | +82.3% | $176.0M |
| Nov 6, 2025 | $0.17 | $0.11 | +48.6% | $157.6M |
| Aug 26, 2025 | $0.17 | $0.13 | +34.1% | $166.9M |
| May 8, 2025 | $0.19 | $0.14 | +38.5% | $170.7M |
| Feb 10, 2025 | $0.20 | $0.16 | +25.0% | $185.5M |
| Nov 8, 2024 | $0.21 | $0.17 | +23.5% | $196.3M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 35.7× | 8.7× | 82th | Bottom 30% |
| P/E (forward) | 5.2× | — | — | — |
| EV / EBITDA | 9.9× | — | — | Top 29% |
| EV / Sales | 4.41× | — | — | Bottom 30% |
| Free-cash-flow yield | 37.56% | — | — | Top 7% |
| Earnings yield | 2.80% | — | — | Bottom 30% |
P/E over the past five years
Range 3.3× – 40.6× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✗ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- -1.3%
- 200-day average slope (20 days)
- -1.9%
- Distance from 50-day average
- -9.8%
- Distance from 200-day average
- -19.0%
- RSI (14)
- 28.8
- Relative volume
- 1.27×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 32.9%
- Volatility vs own 5-year history
- 64th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.58
- Correlation with S&P 500
- 0.25
- Current drawdown from 1-year high
- -34.4%
- Maximum drawdown, 3 years
- -67.9%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Jun 8, 2021 | Oct 2, 2026 | -78.3% | 1336 days | Not yet recovered |
| Feb 22, 2021 | Mar 5, 2021 | -10.3% | 9 days | 23 days (Apr 8, 2021) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $1.00B
- P/E (TTM)
- 35.7
- EPS, diluted (TTM)
- $0.06
- Revenue (TTM)
- $639.5M
- Dividend yield
- 26.25%
- 52-week range
- $2.00 – $3.13
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|
| Revenue | $739.9M | $87.3M | $467.4M | -$276.8M | $639.5M |
| Gross profit | $622.5M | -$60.9M | $320.9M | -$406.9M | $509.6M |
| Operating income | $582.6M | -$101.6M | $262.8M | -$469.9M | $326.4M |
| Net income | $582.6M | -$101.6M | $262.8M | -$469.9M | $153.7M |
| EPS (diluted) | $1.34 | -$0.43 | $0.36 | -$1.35 | $0.06 |
| Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | Q3 2026 | Q4 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | -$82.1M | $48.0M | -$93.1M | -$149.6M | $121.5M | $57.0M | $70.5M | $390.5M |
| Net income | -$134.0M | -$66,000 | -$139.9M | -$195.9M | $78.0M | $23.7M | $56.5M | -$4.5M |
| EPS (diluted) | -$0.38 | -$0.07 | -$0.39 | -$0.50 | $0.15 | -$0.01 | $0.12 | -$0.20 |
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|
| Operating cash flow | -$795.3M | -$220.8M | $280.0M | $523.2M | $516.3M |
| Capital expenditure | $0 | $0 | $0 | $0 | $0 |
| Free cash flow | -$795.3M | -$220.8M | $280.0M | $523.2M | $516.3M |
| Dividends paid | -$270.3M | -$299.1M | -$360.3M | -$332.4M | -$335.5M |
| Net share buybacks | $0 | -$580,000 | -$11.3M | -$2.2M | $0 |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $43.6M
- Total assets
- $6.45B
- Total liabilities
- $1.95B
- Total debt
- $1.86B
- Net debt
- $1.82B
- Shareholders’ equity
- $4.50B
As of Jun 30, 2026 (filed Aug 20, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Oct 28, 2026 | $0.04 | Nov 18, 2026 |
| Sep 28, 2026 | $0.04 | Oct 21, 2026 |
| Aug 27, 2026 | $0.04 | Sep 17, 2026 |
| Jul 29, 2026 | $0.04 | Aug 20, 2026 |
| Jun 26, 2026 | $0.04 | Jul 22, 2026 |
| May 27, 2026 | $0.04 | Jun 18, 2026 |
| Apr 28, 2026 | $0.05 | May 19, 2026 |
| Mar 27, 2026 | $0.05 | Apr 21, 2026 |
Short interest
- Shares sold short
- 20,537,044
- Days to cover
- 6.10
- Change vs previous report
- +8.0%
FINRA short interest, settlement date Sep 15, 2026.