Stocks · Technology · Software - Infrastructure
Remitly Global, Inc. RELY
$21.77 +1.35% Close, Oct 2, 2026 · NASDAQ · Market cap $4.58B
Strong growthHigh qualityInexpensive vs sector
Next earnings report: Nov 4, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Diluted EPS over the last four quarters was $1.39, up 2206.1% year over year.
- Operating margin widened to 10.1% from 1.6% a year earlier.
- The stock is in an uptrend: above its 200-day average for 127 trading days, with the 50-day average above the 200-day.
PromtFinance scores
Each score is a percentile within the Technology sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 27%
- EPS growth (TTM, YoY)Top 2%
- FCF growth (TTM, YoY)Top 42%
- Revenue growth, 3-year CAGRTop 7%
- Revenue growth accelerationBottom 15%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 14%
- Gross marginTop 40%
- Operating marginTop 37%
- Cash conversion (OCF / net income)Bottom 40%
- Accruals (lower is better)Top 40%
- Net debt / EBITDA (lower is better)Top 13%
- Interest coverTop 19%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 10%
- Free-cash-flow yieldTop 14%
- EBITDA / enterprise valueTop 33%
- Sales / enterprise valueTop 30%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 16%
- 6-month returnTop 39%
- 1-year return vs S&P 500Top 36%
- Distance from 52-week highTop 34%
- Trend checklist (0–4)Bottom 40%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 4%
- Consecutive EPS beatsTop 48%
- Share of analysts rating BuyTop 11%
- Upside to consensus price targetTop 38%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 37%
- Maximum drawdown, 3 yearsTop 41%
- Beta vs S&P 500 (lower is better)Top 46%
- Net debt / EBITDA (lower is better)Top 13%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 27.3% | 23.8% | ↓ |
| Gross margin | 59.6% | 60.0% | ↑ |
| Operating margin | 1.6% | 10.1% | ↑ |
| FCF margin | 23.1% | 24.1% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 23.8% | 27.3% | ↓ | Top 27% |
| EPS growth (TTM, YoY) | 2206.1% | — | Top 2% | |
| Gross margin | 60.0% | 59.6% | ↑ | Top 40% |
| Operating margin | 10.1% | 1.6% | ↑ | Top 37% |
| Net margin | 16.9% | 1.0% | ↑ | — |
| Free-cash-flow margin | 24.1% | 23.1% | ↑ | — |
| Return on invested capital | 15.6% | — | Top 14% | |
| Revenue growth, 3-year CAGR | 35.8% | — | Top 7% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 1.47×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -9.2%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 11.6%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +65.6 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- -3.02×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 17.8×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 0.00%
- Net buyback yield (TTM)
- 2.08%
- Shareholder yield
- 2.08%
- Share count change, 1 year
- +0.9%
- Share count change, 3-year CAGR
- +7.3%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 5, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 3
- Beats in the last 8 reports
- 6 of 8
- Average EPS surprise, last 4
- +100.0%
- Average 2-day reaction, last 8
- +0.5%
- Positive 20 days after report
- 4 of 8
Analysts
- Consensus price target
- $30.50
- Target vs current price
- +40.1%
- Analysts with a rating
- 13
- Share rating Buy or Strong Buy
- 92%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 5, 2026 | +651.2% | -2.3% | -4.1% | +4.4% | — |
| May 6, 2026 | +91.7% | -0.0% | +0.5% | -16.9% | -4.1% |
| Feb 18, 2026 | +20.6% | +4.1% | +23.8% | +19.8% | +81.6% |
| Nov 5, 2025 | -77.4% | +1.6% | -22.8% | -17.7% | -17.6% |
| Aug 6, 2025 | -78.2% | +0.9% | +18.8% | +19.1% | -0.3% |
| May 7, 2025 | +225.0% | -0.5% | +14.2% | -1.9% | -25.5% |
| Feb 19, 2025 | +57.1% | -2.1% | -9.2% | -26.4% | -12.6% |
| Oct 30, 2024 | +114.3% | +2.3% | +29.8% | +39.6% | +57.6% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 5, 2026 | $0.93 | $0.12 | +651.2% | $495.2M |
| May 6, 2026 | $0.23 | $0.12 | +91.7% | $452.8M |
| Feb 18, 2026 | $0.19 | $0.16 | +20.6% | $442.2M |
| Nov 5, 2025 | $0.04 | $0.18 | -77.4% | $419.5M |
| Aug 6, 2025 | $0.04 | $0.18 | -78.2% | $411.9M |
| May 7, 2025 | $0.05 | -$0.04 | +225.0% | $361.6M |
| Feb 19, 2025 | -$0.03 | -$0.07 | +57.1% | $351.9M |
| Oct 30, 2024 | $0.01 | -$0.07 | +114.3% | $336.5M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 15.7× | — | — | Top 10% |
| P/E (forward) | 15.6× | — | — | — |
| EV / EBITDA | 18.7× | — | — | Top 33% |
| EV / Sales | 2.18× | — | — | Top 30% |
| Free-cash-flow yield | 9.52% | — | — | Top 14% |
| Earnings yield | 6.39% | — | — | Top 10% |
P/E over the past five years
Range 17.3× – 273.1× since Jun 30, 2025. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +34.5%
- Earnings per share growth (TTM)
- +2206.1%
- Change in P/E multiple
- -93.7%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✓ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 127
- 50-day average slope (20 days)
- -2.3%
- 200-day average slope (20 days)
- +4.7%
- Distance from 50-day average
- -8.7%
- Distance from 200-day average
- +11.6%
- RSI (14)
- 43.6
- Relative volume
- 0.99×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 51.7%
- Volatility vs own 5-year history
- 49th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 1.37
- Correlation with S&P 500
- 0.37
- Current drawdown from 1-year high
- -19.1%
- Maximum drawdown, 3 years
- -57.9%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Sep 23, 2021 | May 11, 2022 | -85.8% | 159 days | Not yet recovered |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $4.58B
- P/E (TTM)
- 15.7
- EPS, diluted (TTM)
- $1.39
- Revenue (TTM)
- $1.81B
- 52-week range
- $12.08 – $27.48
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $458.6M | $653.6M | $944.3M | $1.26B | $1.64B |
| Gross profit | $221.5M | $326.6M | $532.7M | $748.4M | $934.4M |
| Operating income | -$39.7M | -$121.0M | -$114.2M | -$39.1M | $81.6M |
| Net income | -$38.8M | -$114.0M | -$117.8M | -$37.0M | $67.9M |
| EPS (diluted) | -$0.64 | -$0.68 | -$0.65 | -$0.19 | $0.31 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $336.5M | $351.9M | $361.6M | $411.9M | $419.5M | $442.2M | $452.8M | $495.2M |
| Net income | $1.9M | -$5.7M | $11.4M | $6.5M | $8.8M | $41.2M | $49.1M | $205.9M |
| EPS (diluted) | $0.01 | -$0.03 | $0.05 | $0.03 | $0.04 | $0.19 | $0.23 | $0.93 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | -$18.4M | -$108.7M | -$53.6M | $194.5M | $325.1M |
| Capital expenditure | -$4.5M | -$3.7M | -$9.1M | -$17.7M | -$29.4M |
| Free cash flow | -$22.9M | -$112.3M | -$62.7M | $176.8M | $295.7M |
| Dividends paid | $0 | $0 | $0 | $0 | $0 |
| Net share buybacks | $305.2M | -$99,000 | $20.4M | $18.0M | -$50.8M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $676.4M
- Total assets
- $1.57B
- Total liabilities
- $440.6M
- Total debt
- $38.3M
- Net debt
- -$638.1M
- Shareholders’ equity
- $1.13B
As of Jun 30, 2026 (filed Aug 5, 2026).
Short interest
- Shares sold short
- 18,265,219
- Days to cover
- 4.53
- Change vs previous report
- +7.8%
FINRA short interest, settlement date Sep 15, 2026.