Stocks · Financial Services · Banks - Regional
Trustmark Corporation TRMK
$45.93 +1.89% Close, Oct 2, 2026 · NASDAQ · Market cap $2.69B
Next earnings report: Oct 27, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Earnings beat analyst estimates in each of the last 11 quarters (average surprise over the last four: +4.4%).
- The stock is in an uptrend: above its 200-day average for 219 trading days, with the 50-day average above the 200-day.
- Revenue over the last four quarters was $1.18B, up 17.0% from a year earlier, slowing from 43.2% a quarter earlier.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth31Weak
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 26%
- EPS growth (TTM, YoY)Bottom 39%
- FCF growth (TTM, YoY)Bottom 17%
- Revenue growth, 3-year CAGRTop 21%
- Revenue growth accelerationBottom 6%
Quality48Neutral
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 25%
- Gross marginTop 46%
- Operating marginBottom 49%
- Cash conversion (OCF / net income)Bottom 33%
- Accruals (lower is better)Bottom 30%
- Net debt / EBITDA (lower is better)Top 36%
- Interest coverBottom 38%
Value78Positive
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 30%
- Free-cash-flow yieldBottom 44%
- EBITDA / enterprise valueTop 19%
- Sales / enterprise valueTop 32%
- P/E vs own 5-year history (lower is better)Top 40%
Momentum59Neutral
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 40%
- 6-month returnTop 44%
- 1-year return vs S&P 500Top 34%
- Distance from 52-week highTop 31%
- Trend checklist (0–4)Top 48%
Revisions32Weak
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 48%
- Consecutive EPS beatsTop 8%
- Share of analysts rating BuyBottom 3%
- Upside to consensus price targetBottom 17%
Stability66Positive
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 32%
- Maximum drawdown, 3 yearsTop 32%
- Beta vs S&P 500 (lower is better)Bottom 37%
- Net debt / EBITDA (lower is better)Top 36%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 43.2% | 17.0% | ↓ |
| EPS growth (YoY) | -1.6% | 10.7% | ↑ |
| Gross margin | 64.3% | 67.0% | ↑ |
| Operating margin | 25.9% | 21.4% | ↓ |
| FCF margin | 25.2% | 16.1% | ↓ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 17.0% | 43.2% | ↓ | Top 26% |
| EPS growth (TTM, YoY) | 10.7% | -1.6% | ↑ | Bottom 39% |
| Gross margin | 67.0% | 64.3% | ↑ | Top 46% |
| Operating margin | 21.4% | 25.9% | ↓ | Bottom 49% |
| Net margin | 19.8% | 21.5% | ↓ | — |
| Free-cash-flow margin | 16.1% | 25.2% | ↓ | — |
| Return on invested capital | 6.2% | — | Top 25% | |
| Revenue growth, 3-year CAGR | 24.3% | — | Top 21% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 0.89×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- 0.1%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.4%
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 0.29×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 0.7×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 2.18%
- Net buyback yield (TTM)
- 3.53%
- Shareholder yield
- 5.71%
- Share count change, 1 year
- -3.3%
- Share count change, 3-year CAGR
- -1.4%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 5, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 11
- Beats in the last 8 reports
- 8 of 8
- Average EPS surprise, last 4
- +4.4%
- Average 2-day reaction, last 8
- +1.2%
- Positive 20 days after report
- 5 of 8
Analysts
- Consensus price target
- $47.50
- Target vs current price
- +3.4%
- Analysts with a rating
- 9
- Share rating Buy or Strong Buy
- 0%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 28, 2026 | +0.8% | +1.0% | +3.7% | +0.3% | — |
| Apr 28, 2026 | +9.2% | +0.9% | -1.6% | -0.7% | +2.3% |
| Jan 27, 2026 | +6.6% | +0.6% | +5.1% | +5.4% | +8.8% |
| Oct 28, 2025 | +0.9% | -0.1% | -3.5% | -0.8% | +5.4% |
| Jul 22, 2025 | +5.9% | +0.5% | -0.7% | +0.1% | +2.8% |
| Apr 22, 2025 | +7.6% | +3.4% | +3.0% | +10.0% | +17.2% |
| Jan 28, 2025 | +11.2% | +0.8% | +1.9% | -0.1% | -6.5% |
| Oct 22, 2024 | +2.4% | +2.2% | +3.5% | +12.1% | +4.4% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 28, 2026 | $0.97 | $0.96 | +0.8% | $213.4M |
| Apr 28, 2026 | $0.95 | $0.87 | +9.2% | $208.1M |
| Jan 27, 2026 | $0.97 | $0.91 | +6.6% | $209.4M |
| Oct 28, 2025 | $0.94 | $0.93 | +0.9% | $243.2M |
| Jul 22, 2025 | $0.92 | $0.87 | +5.9% | $249.1M |
| Apr 22, 2025 | $0.88 | $0.82 | +7.6% | $167.7M |
| Jan 28, 2025 | $0.92 | $0.83 | +11.2% | $169.2M |
| Oct 22, 2024 | $0.84 | $0.82 | +2.4% | $165.7M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 11.7× | 11.9× | 43th | Top 30% |
| P/E (forward) | 11.5× | — | — | — |
| EV / EBITDA | 8.2× | — | — | Top 19% |
| EV / Sales | 2.36× | — | — | Top 32% |
| Free-cash-flow yield | 7.05% | — | — | Bottom 44% |
| Earnings yield | 8.58% | — | — | Top 30% |
P/E over the past five years
Range 9.0× – 25.5× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +17.5%
- Earnings per share growth (TTM)
- +10.7%
- Change in P/E multiple
- +18.4%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 219
- 50-day average slope (20 days)
- -0.2%
- 200-day average slope (20 days)
- +1.7%
- Distance from 50-day average
- -1.7%
- Distance from 200-day average
- +3.7%
- RSI (14)
- 48.0
- Relative volume
- 0.61×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 17.4%
- Volatility vs own 5-year history
- 1th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.82
- Correlation with S&P 500
- 0.53
- Current drawdown from 1-year high
- -5.3%
- Maximum drawdown, 3 years
- -23.0%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Nov 10, 2022 | Oct 25, 2023 | -49.5% | 239 days | 260 days (Nov 6, 2024) |
| Mar 12, 2021 | May 16, 2022 | -23.7% | 297 days | 115 days (Oct 28, 2022) |
| Nov 25, 2024 | Apr 8, 2025 | -23.0% | 90 days | 94 days (Aug 22, 2025) |
| Jan 14, 2021 | Jan 29, 2021 | -10.8% | 10 days | 15 days (Feb 22, 2021) |
| Sep 18, 2025 | Oct 16, 2025 | -10.7% | 20 days | 62 days (Jan 15, 2026) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $2.69B
- P/E (TTM)
- 11.7
- EPS, diluted (TTM)
- $3.94
- Revenue (TTM)
- $1.18B
- Dividend yield
- 2.16%
- 52-week range
- $36.33 – $49.00
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $567.8M | $583.3M | $916.3M | $831.4M | $1.12B |
| Gross profit | $568.1M | $513.3M | $565.8M | $414.2M | $794.9M |
| Operating income | $175.4M | $59.1M | $181.0M | $34.1M | $285.7M |
| Net income | $147.4M | $71.9M | $165.5M | $223.0M | $224.1M |
| EPS (diluted) | $2.34 | $1.17 | $2.70 | $3.63 | $3.70 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $262.6M | $253.1M | $244.8M | $249.1M | $383.3M | $283.0M | $277.2M | $237.4M |
| Net income | $51.3M | $56.3M | $53.6M | $55.8M | $56.8M | $57.9M | $56.1M | $63.5M |
| EPS (diluted) | $0.84 | $0.92 | $0.88 | $0.92 | $0.94 | $0.97 | $0.95 | $1.08 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $348.8M | $296.5M | $196.9M | $116.9M | $243.9M |
| Capital expenditure | -$31.2M | -$34.0M | -$48.7M | -$28.6M | -$20.2M |
| Free cash flow | $317.6M | $262.5M | $148.2M | $88.3M | $223.7M |
| Dividends paid | -$58.1M | -$56.7M | -$56.7M | -$56.8M | -$58.5M |
| Net share buybacks | -$61.8M | -$26.3M | -$1.1M | -$7.5M | -$80.0M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $2.61B
- Total assets
- $19.19B
- Total liabilities
- $17.05B
- Total debt
- $768.9M
- Net debt
- $99.0M
- Shareholders’ equity
- $2.14B
As of Jun 30, 2026 (filed Aug 5, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 1, 2026 | $0.25 | Sep 15, 2026 |
| Jun 1, 2026 | $0.25 | Jun 15, 2026 |
| Feb 27, 2026 | $0.25 | Mar 15, 2026 |
| Dec 1, 2025 | $0.24 | Dec 15, 2025 |
| Aug 29, 2025 | $0.24 | Sep 15, 2025 |
| May 30, 2025 | $0.24 | Jun 15, 2025 |
| Feb 28, 2025 | $0.24 | Mar 15, 2025 |
| Nov 29, 2024 | $0.23 | Dec 15, 2024 |
Short interest
- Shares sold short
- 3,347,775
- Days to cover
- 8.28
- Change vs previous report
- +1.9%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Mar 31, 1998
- 2-for-1
- Oct 12, 1993
- 3-for-1
- Sep 29, 1986
- 2-for-1
- Dec 27, 1984
- 2-for-1
- Oct 10, 1980
- 111-for-100