Stocks · Industrials · Rental & Leasing Services
U-Haul Holding Company UHAL
$61.89 +1.48% Close, Oct 2, 2026 · NYSE · Market cap $12.10B
Next earnings report: Nov 4, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Diluted EPS over the last four quarters was $0.19, down 86.6% year over year.
- The shares trade at 325.7× trailing earnings, higher than 95% of the company's own readings over the past five years.
- Net debt is 4.0× EBITDA, a high level of leverage.
PromtFinance scores
Each score is a percentile within the Industrials sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 29%
- EPS growth (TTM, YoY)Bottom 12%
- Revenue growth, 3-year CAGRBottom 33%
- Revenue growth accelerationBottom 27%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 31%
- Gross marginTop 13%
- Operating marginBottom 49%
- Cash conversion (OCF / net income)Top 7%
- Accruals (lower is better)Top 22%
- Net debt / EBITDA (lower is better)Bottom 22%
- Interest coverBottom 31%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldBottom 34%
- Free-cash-flow yieldBottom 29%
- EBITDA / enterprise valueTop 21%
- Sales / enterprise valueBottom 35%
- P/E vs own 5-year history (lower is better)Bottom 6%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 42%
- 6-month returnTop 21%
- 1-year return vs S&P 500Top 48%
- Distance from 52-week highTop 37%
- Trend checklist (0–4)Top 42%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 22%
- Consecutive EPS beatsBottom 16%
- Upside to consensus price targetBottom 49%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 7%
- Maximum drawdown, 3 yearsTop 41%
- Beta vs S&P 500 (lower is better)Top 26%
- Net debt / EBITDA (lower is better)Bottom 22%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 3.6% | 3.0% | ↓ |
| EPS growth (YoY) | -85.8% | -86.6% | ↓ |
| Gross margin | 67.0% | 49.7% | ↓ |
| Operating margin | 11.6% | 6.9% | ↓ |
| FCF margin | -30.6% | 0.1% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 3.0% | 3.6% | ↓ | Bottom 29% |
| EPS growth (TTM, YoY) | -86.6% | -85.8% | ↓ | Bottom 12% |
| Gross margin | 49.7% | 67.0% | ↓ | Top 13% |
| Operating margin | 6.9% | 11.6% | ↓ | Bottom 49% |
| Net margin | 0.8% | 4.7% | ↓ | — |
| Free-cash-flow margin | 0.1% | -30.6% | ↑ | — |
| Return on invested capital | 1.5% | — | Bottom 31% | |
| Revenue growth, 3-year CAGR | 1.0% | — | Bottom 33% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 3.00×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -8.2%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.0%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -32.7 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 3.97×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 1.1×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 0.29%
- Net buyback yield (TTM)
- 0.40%
- Shareholder yield
- 0.69%
- Share count change, 1 year
- +0.0%
- Share count change, 3-year CAGR
- +0.0%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 5, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 0
- Beats in the last 8 reports
- 1 of 8
- Average EPS surprise, last 4
- -13.7%
- Average 2-day reaction, last 8
- +0.4%
- Positive 20 days after report
- 2 of 8
Analysts
- Consensus price target
- $80.00
- Target vs current price
- +29.3%
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 5, 2026 | -12.5% | +0.4% | -0.7% | -8.5% | — |
| May 27, 2026 | -2.9% | +1.8% | +10.1% | +25.4% | +40.0% |
| Feb 4, 2026 | +4.2% | +2.6% | -12.7% | -11.4% | -10.7% |
| Nov 5, 2025 | -43.5% | -0.3% | -1.9% | +0.6% | +6.8% |
| Aug 6, 2025 | -2.9% | -1.2% | +1.0% | -0.5% | -7.1% |
| May 28, 2025 | -106.0% | -0.8% | +1.0% | -3.3% | -9.5% |
| Feb 5, 2025 | -37.5% | +0.7% | +1.9% | -2.0% | -12.7% |
| Nov 6, 2024 | -31.1% | +0.1% | -5.7% | -4.1% | -6.9% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 5, 2026 | $0.58 | $0.66 | -12.5% | $1.68B |
| May 27, 2026 | -$0.70 | -$0.68 | -2.9% | $1.27B |
| Feb 4, 2026 | -$0.23 | -$0.24 | +4.2% | $1.42B |
| Nov 5, 2025 | $0.49 | $0.87 | -43.5% | $1.72B |
| Aug 6, 2025 | $0.68 | $0.70 | -2.9% | $1.63B |
| May 28, 2025 | -$0.46 | -$0.22 | -106.0% | $1.23B |
| Feb 5, 2025 | $0.30 | $0.48 | -37.5% | $1.39B |
| Nov 6, 2024 | $0.91 | $1.32 | -31.1% | $1.66B |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 325.7× | 20.4× | 95th | Bottom 34% |
| P/E (forward) | 55.6× | — | — | — |
| EV / EBITDA | 10.8× | — | — | Top 21% |
| EV / Sales | 3.14× | — | — | Bottom 35% |
| Free-cash-flow yield | 0.05% | — | — | Bottom 29% |
| Earnings yield | 0.31% | — | — | Bottom 34% |
P/E over the past five years
Range 0.9× – 389.9× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +8.6%
- Earnings per share growth (TTM)
- -86.6%
- Change in P/E multiple
- +876.4%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✓ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 89
- 50-day average slope (20 days)
- -3.2%
- 200-day average slope (20 days)
- +1.9%
- Distance from 50-day average
- -9.0%
- Distance from 200-day average
- +6.7%
- RSI (14)
- 38.2
- Relative volume
- 1.14×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 22.4%
- Volatility vs own 5-year history
- 11th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.79
- Correlation with S&P 500
- 0.39
- Current drawdown from 1-year high
- -17.8%
- Maximum drawdown, 3 years
- -46.2%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Oct 2, 2024 | Mar 20, 2026 | -46.2% | 366 days | Not yet recovered |
| Nov 5, 2021 | Jun 16, 2022 | -40.5% | 153 days | 570 days (Sep 24, 2024) |
| May 10, 2021 | Jun 18, 2021 | -16.7% | 28 days | 35 days (Aug 9, 2021) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $12.10B
- P/E (TTM)
- 325.7
- EPS, diluted (TTM)
- $0.19
- Revenue (TTM)
- $6.09B
- 52-week range
- $41.95 – $76.45
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|
| Revenue | $5.74B | $5.86B | $5.63B | $5.83B | $6.04B |
| Gross profit | $1.46B | $5.02B | $4.83B | $5.00B | $5.18B |
| Operating income | $1.43B | $1.45B | $977.8M | $716.2M | $460.9M |
| Net income | $1.12B | $890.7M | $596.9M | $331.8M | $83.1M |
| EPS (diluted) | $57.29 | $4.54 | $3.04 | $1.69 | $0.24 |
| Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | Q3 2026 | Q4 2026 | Q1 2027 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.66B | $1.39B | $1.23B | $1.63B | $1.72B | $1.42B | $1.27B | $1.68B |
| Net income | $178.0M | $58.3M | -$91.1M | $133.5M | $96.7M | -$45.8M | -$127.8M | $122.9M |
| EPS (diluted) | $0.91 | $0.30 | -$0.46 | $0.68 | $0.49 | -$0.23 | -$0.70 | $0.63 |
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|
| Operating cash flow | $1.95B | $1.73B | $1.45B | $1.45B | $1.79B |
| Capital expenditure | -$2.14B | -$2.72B | -$2.99B | -$3.45B | -$3.15B |
| Free cash flow | -$190.3M | -$994.3M | -$1.54B | -$2.00B | -$1.36B |
| Dividends paid | -$29.4M | -$19.6M | -$31.8M | -$35.3M | -$35.3M |
| Net share buybacks | $0 | $0 | $0 | $0 | $0 |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $3.43B
- Total assets
- $21.66B
- Total liabilities
- $14.00B
- Total debt
- $8.15B
- Net debt
- $7.05B
- Shareholders’ equity
- $7.66B
As of Jun 30, 2026 (filed Aug 5, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 2, 2022 | $0.50 | Sep 20, 2022 |
| Apr 14, 2022 | $0.50 | Apr 29, 2022 |
| Oct 15, 2021 | $0.50 | Oct 29, 2021 |
| Sep 3, 2021 | $0.50 | Sep 21, 2021 |
| Jun 23, 2021 | $0.50 | Jul 8, 2021 |
| Dec 18, 2020 | $20.00 | Dec 30, 2020 |
| Sep 3, 2020 | $0.50 | Sep 21, 2020 |
| Dec 18, 2019 | $0.50 | Jan 6, 2020 |
Short interest
- Shares sold short
- 1,600,483
- Days to cover
- 10.35
- Change vs previous report
- -0.3%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Nov 10, 2022
- 10-for-1