Stocks · Financial Services · Banks - Regional
WSFS Financial Corporation WSFS
$78.03 +1.84% Close, Oct 2, 2026 · NASDAQ · Market cap $4.06B
High qualityStrong trend
Next earnings report: Oct 22, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Earnings beat analyst estimates in each of the last 13 quarters (average surprise over the last four: +11.7%).
- The diluted share count fell 8.6% in a year, mainly through buybacks.
- The stock is in an uptrend: above its 200-day average for 218 trading days, with the 50-day average above the 200-day.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 5, 2026.
Growth63Neutral
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 24%
- EPS growth (TTM, YoY)Top 35%
- FCF growth (TTM, YoY)Top 11%
- Revenue growth, 3-year CAGRBottom 37%
- Revenue growth accelerationTop 33%
Quality81Strong
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 17%
- Gross marginTop 19%
- Operating marginTop 26%
- Cash conversion (OCF / net income)Bottom 29%
- Accruals (lower is better)Bottom 28%
- Net debt / EBITDA (lower is better)Top 6%
- Interest coverTop 36%
Value73Positive
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 41%
- Free-cash-flow yieldBottom 39%
- EBITDA / enterprise valueTop 6%
- Sales / enterprise valueTop 15%
- P/E vs own 5-year history (lower is better)Bottom 31%
Momentum87Strong
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 8%
- 6-month returnTop 23%
- 1-year return vs S&P 500Top 9%
- Distance from 52-week highTop 30%
- Trend checklist (0–4)Top 48%
Revisions54Neutral
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 23%
- Consecutive EPS beatsTop 5%
- Share of analysts rating BuyBottom 17%
- Upside to consensus price targetBottom 19%
Stability76Positive
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 24%
- Maximum drawdown, 3 yearsTop 37%
- Beta vs S&P 500 (lower is better)Bottom 39%
- Net debt / EBITDA (lower is better)Top 6%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | -2.7% | -1.2% | ↑ |
| EPS growth (YoY) | 26.1% | 30.9% | ↑ |
| Gross margin | 72.0% | 78.4% | ↑ |
| Operating margin | 25.5% | 31.3% | ↑ |
| FCF margin | 7.0% | 17.8% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | -1.2% | -2.7% | ↑ | Bottom 24% |
| EPS growth (TTM, YoY) | 30.9% | 26.1% | ↑ | Top 35% |
| Gross margin | 78.4% | 72.0% | ↑ | Top 19% |
| Operating margin | 31.3% | 25.5% | ↑ | Top 26% |
| Net margin | 23.4% | 19.3% | ↑ | — |
| Free-cash-flow margin | 17.8% | 7.0% | ↑ | — |
| Return on invested capital | 8.9% | — | Top 17% | |
| Revenue growth, 3-year CAGR | 12.2% | — | Bottom 37% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 0.77×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- 0.3%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 1.0%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -98.8 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- -4.93×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 1.6×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 0.94%
- Net buyback yield (TTM)
- 7.70%
- Shareholder yield
- 8.64%
- Share count change, 1 year
- -8.6%
- Share count change, 3-year CAGR
- -5.4%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 5, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 13
- Beats in the last 8 reports
- 8 of 8
- Average EPS surprise, last 4
- +11.7%
- Average 2-day reaction, last 8
- +0.3%
- Positive 20 days after report
- 6 of 8
Analysts
- Consensus price target
- $81.50
- Target vs current price
- +4.4%
- Analysts with a rating
- 13
- Share rating Buy or Strong Buy
- 23%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 23, 2026 | +10.7% | +0.1% | +2.3% | +1.2% | — |
| Apr 23, 2026 | +10.8% | +1.1% | +2.5% | +3.5% | +13.7% |
| Jan 26, 2026 | +13.5% | +0.3% | +12.1% | +13.2% | +20.6% |
| Oct 23, 2025 | +12.0% | +0.1% | +0.5% | +2.5% | +6.7% |
| Jul 24, 2025 | +12.4% | -2.7% | -4.2% | -4.1% | -13.4% |
| Apr 24, 2025 | +7.6% | +1.8% | +0.6% | +3.6% | +13.0% |
| Jan 27, 2025 | +14.0% | +1.8% | +4.0% | -0.6% | -7.7% |
| Oct 24, 2024 | +1.9% | +0.2% | -1.3% | +13.5% | +5.9% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 23, 2026 | $1.66 | $1.50 | +10.7% | $282.5M |
| Apr 23, 2026 | $1.64 | $1.48 | +10.8% | $275.3M |
| Jan 26, 2026 | $1.43 | $1.26 | +13.5% | $271.9M |
| Oct 23, 2025 | $1.40 | $1.25 | +12.0% | $270.5M |
| Jul 24, 2025 | $1.27 | $1.13 | +12.4% | $267.5M |
| Apr 24, 2025 | $1.13 | $1.05 | +7.6% | $256.1M |
| Jan 27, 2025 | $1.11 | $0.97 | +14.0% | $261.5M |
| Oct 24, 2024 | $1.08 | $1.06 | +1.9% | $267.7M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 13.1× | 11.5× | 76th | Top 41% |
| P/E (forward) | 11.8× | — | — | — |
| EV / EBITDA | 3.9× | — | — | Top 6% |
| EV / Sales | 1.32× | — | — | Top 15% |
| Free-cash-flow yield | 5.99% | — | — | Bottom 39% |
| Earnings yield | 7.65% | — | — | Top 41% |
P/E over the past five years
Range 7.2× – 14.3× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +45.9%
- Earnings per share growth (TTM)
- +30.9%
- Change in P/E multiple
- +14.5%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 218
- 50-day average slope (20 days)
- +0.2%
- 200-day average slope (20 days)
- +3.3%
- Distance from 50-day average
- -1.8%
- Distance from 200-day average
- +10.4%
- RSI (14)
- 49.6
- Relative volume
- 0.93×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 15.5%
- Volatility vs own 5-year history
- 0th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.80
- Correlation with S&P 500
- 0.46
- Current drawdown from 1-year high
- -5.2%
- Maximum drawdown, 3 years
- -24.9%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Jan 14, 2022 | May 11, 2023 | -46.6% | 331 days | 299 days (Jul 22, 2024) |
| Nov 25, 2024 | Apr 11, 2025 | -24.9% | 93 days | 198 days (Jan 27, 2026) |
| Mar 8, 2021 | Aug 4, 2021 | -22.0% | 104 days | 54 days (Oct 20, 2021) |
| Jul 23, 2024 | Oct 3, 2024 | -15.1% | 51 days | 24 days (Nov 6, 2024) |
| Oct 22, 2021 | Dec 17, 2021 | -14.7% | 39 days | 19 days (Jan 14, 2022) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $4.06B
- P/E (TTM)
- 13.1
- EPS, diluted (TTM)
- $5.97
- Revenue (TTM)
- $1.37B
- Dividend yield
- 0.95%
- 52-week range
- $49.92 – $82.94
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $641.8M | $963.2M | $1.27B | $1.40B | $1.36B |
| Gross profit | $737.1M | $874.2M | $926.1M | $982.8M | $1.02B |
| Operating income | $357.7M | $300.6M | $365.0M | $347.3M | $380.9M |
| Net income | $271.4M | $222.4M | $269.2M | $263.7M | $287.3M |
| EPS (diluted) | $5.69 | $3.49 | $4.40 | $4.41 | $5.09 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $363.5M | $346.6M | $331.8M | $341.2M | $344.9M | $341.7M | $333.7M | $346.8M |
| Net income | $64.4M | $64.2M | $65.9M | $72.3M | $76.4M | $72.7M | $86.8M | $84.4M |
| EPS (diluted) | $1.08 | $1.09 | $1.12 | $1.27 | $1.36 | $1.34 | $1.64 | $1.63 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $125.6M | $480.9M | $237.0M | $219.9M | $220.0M |
| Capital expenditure | -$6.6M | -$8.8M | -$6.4M | -$14.3M | -$6.4M |
| Free cash flow | $119.1M | $472.0M | $230.6M | $205.6M | $213.6M |
| Dividends paid | -$24.2M | -$35.7M | -$36.7M | -$35.8M | -$37.2M |
| Net share buybacks | -$11.7M | -$196.9M | -$51.3M | -$95.8M | -$293.5M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $7.39B
- Total assets
- $22.65B
- Total liabilities
- $19.94B
- Total debt
- $307.0M
- Net debt
- -$2.26B
- Shareholders’ equity
- $2.72B
As of Jun 30, 2026 (filed Aug 5, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Aug 7, 2026 | $0.20 | Aug 21, 2026 |
| May 8, 2026 | $0.20 | May 22, 2026 |
| Feb 13, 2026 | $0.17 | Feb 27, 2026 |
| Nov 7, 2025 | $0.17 | Nov 21, 2025 |
| Aug 8, 2025 | $0.17 | Aug 22, 2025 |
| May 9, 2025 | $0.17 | May 23, 2025 |
| Feb 7, 2025 | $0.15 | Feb 21, 2025 |
| Nov 8, 2024 | $0.15 | Nov 22, 2024 |
Short interest
- Shares sold short
- 2,581,665
- Days to cover
- 7.90
- Change vs previous report
- +9.2%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- May 19, 2015
- 3-for-1