News · UMB Financial Corporation (UMBF) · Financial Services

UMB Financial rises 1.7% after saying it will report third-quarter results on October 27

Session of October 8, 2026 · Published October 9, 2026 · 3 min read

What happened

UMB Financial (UMBF) rose 1.7% on October 8, 2026, after it said it would release third-quarter 2026 earnings on October 27, 2026, and host a conference call. The stock opened 0.3% below the previous close and closed at $130.39 after the company announced the earnings date, according to Business Wire. The S&P 500 fell 0.5% while the Financial Services sector median rose 0.6%.

Closing price over the last 30 trading sessions. On October 8, 2026, UMBF closed at $130.39, up 1.7% on the day and 9.8% lower than 30 sessions earlier.

How big was the move

The stock rose 1.7% on the day, a move that was 1.3 times a typical daily move for this stock and 1.1 percentage points better than the sector median. Trading volume ran at 1.4 times its 20-day average, underscoring above-normal investor activity. Because the stock moved far more than the market and its sector, the computed interpretation labels this a large, mostly company-specific move, and the company news is the likely driver.

Each bar is one day's price change; the outlined bar is October 8, 2026. A typical daily move over the past year was 1.6%, so the latest move equals 1.0 times that. Moves outside the dashed lines (about 3.3%) are unusual.

The technical picture

The stock traded 2.2% below its 20-day moving average and 7.2% below its 50-day moving average, while it sat 0.1% above its 200-day moving average. The 50-day average is above the 200-day average, a sign of an established uptrend, even as the stock is 15.0% below the 52-week high. Momentum measures were mixed: the Relative Strength Index (14 days) was 37 (between 30 and 70, a neutral range), and the stock fell 7.7% over one month and fell 9.8% over three months, though it rose 10.1% over one year.

Closing price over the past year. UMBF ends the period 14.2% below its 52-week high, below its 50-day average ($140.56) and above its 200-day average ($130.22).

Volatility was low at 20% annualized over 60 days, the lowest reading of the past five years. That combination — short-term weakness versus a longer-term uptrend and unusually low volatility — suggests traders treated the earnings-date announcement as a discrete catalyst while positioning remained relatively calm.

Fundamentals and valuation

Over the four quarters through June 30, 2026, UMB Financial reported revenue of $4.56 billion, which grew 41.6% from a year earlier, and diluted earnings per share of $12.01, which rose 38.0% from a year earlier. Gross margin improved to 58.5% from 54.6% a year earlier, and operating margin increased to 22.1% from 20.1% a year earlier. Free-cash-flow margin stood at 23.3% and return on invested capital was 1.1%.

Quarterly revenue by period end. The latest quarter brought $1.1B, 9.9% more than the same quarter a year earlier.

Balance-sheet metrics included net debt of 2.4 times EBITDA, and share count over one year increased by 0.2%. On valuation the stock trades at 10.9 times trailing earnings and 9.8 times expected earnings, with a free-cash-flow yield of 10.7%. Its price to trailing earnings is lower than 71% of its own readings over the past five years (five-year median: 11.2 times earnings).

PromtFinance scores provide sector-relative context: Value 84 (Strong), Growth 89 (Strong), Quality 38 (Weak), Momentum 51 (Neutral), Revisions 95 (Exceptional), Stability 30 (Weak). Those scores highlight strong recent growth and revisions alongside weaker stability and quality measures.

Earnings and analyst expectations

UMB Financial said it will report third-quarter 2026 results after market hours on Tuesday, October 27, 2026, and announced a conference call to discuss the results, according to Business Wire. The company last reported on July 28, 2026, when earnings per share were $3.57 against $3.12 expected, 14.4% above estimates. That marked the seventh consecutive quarter beating estimates, with an average surprise over the last four reports of 14.2% above estimates.

Diluted earnings per share by quarter. The latest quarter shows $3.56, against $2.82 in the same quarter a year earlier.

Analysts' consensus rating is Buy, based on 19 analysts with a rating, and 58% of those rate the stock Buy or a higher recommendation. The consensus price target is $166.40, which is 27.6% above the closing price on October 8, 2026. Typical two-day reactions after recent reports saw the stock rose 0.9%.

What to watch

October 27, 2026: scheduled third-quarter 2026 earnings release after market hours and conference call.
July 28, 2026: last report — earnings per share $3.57 versus $3.12 expected, 14.4% above estimates.
Consensus price target $166.40, 27.6% above the closing price.
Trading volume on October 8 was 1.4 times its 20-day average and the move measured 1.3 times a typical daily move.
Valuation: 10.9 times trailing earnings and 9.8 times forward earnings.

Full UMBF analysis: scores, chart and financials →