Stocks · Financial Services · Banks - Regional
Bank7 Corp. BSVN
$55.77 +0.52% Close, Oct 5, 2026 · NASDAQ · Market cap $528.1M
High qualityStrong trend
Next earnings report: Oct 14, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- At 12.8× trailing earnings, the shares trade at the highest P/E of the company's past five years.
- The stock is in an uptrend: above its 200-day average for 85 trading days, with the 50-day average above the 200-day.
- The company holds net cash of $220.6M (cash above total debt).
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 6, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 21%
- EPS growth (TTM, YoY)Bottom 25%
- FCF growth (TTM, YoY)Bottom 37%
- Revenue growth, 3-year CAGRTop 35%
- Revenue growth accelerationBottom 31%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 9%
- Gross marginTop 37%
- Operating marginTop 13%
- Cash conversion (OCF / net income)Top 47%
- Accruals (lower is better)Top 45%
- Net debt / EBITDA (lower is better)Top 7%
- Interest coverTop 38%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 39%
- Free-cash-flow yieldTop 48%
- EBITDA / enterprise valueTop 8%
- Sales / enterprise valueTop 31%
- P/E vs own 5-year history (lower is better)Bottom 2%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 46%
- 6-month returnTop 6%
- 1-year return vs S&P 500Top 31%
- Distance from 52-week highTop 16%
- Trend checklist (0–4)Top 10%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 40%
- Consecutive EPS beatsBottom 17%
- Share of analysts rating BuyTop 24%
- Upside to consensus price targetBottom 24%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 30%
- Maximum drawdown, 3 yearsTop 50%
- Beta vs S&P 500 (lower is better)Bottom 47%
- Net debt / EBITDA (lower is better)Top 7%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 0.8% | -2.4% | ↓ |
| EPS growth (YoY) | -1.1% | -5.8% | ↓ |
| Gross margin | 69.3% | 70.0% | ↑ |
| Operating margin | 42.3% | 41.5% | ↓ |
| FCF margin | 30.0% | 32.1% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | -2.4% | 0.8% | ↓ | Bottom 21% |
| EPS growth (TTM, YoY) | -5.8% | -1.1% | ↓ | Bottom 25% |
| Gross margin | 70.0% | 69.3% | ↑ | Top 37% |
| Operating margin | 41.5% | 42.3% | ↓ | Top 13% |
| Net margin | 31.0% | 32.0% | ↓ | — |
| Free-cash-flow margin | 32.1% | 30.0% | ↑ | — |
| Return on invested capital | 13.8% | — | Top 9% | |
| Revenue growth, 3-year CAGR | 18.9% | — | Top 35% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 1.19×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -0.4%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 1.7%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- -97.6 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- -3.85×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 1.4×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 1.88%
- Net buyback yield (TTM)
- 0.26%
- Shareholder yield
- 2.14%
- Share count change, 1 year
- +0.6%
- Share count change, 3-year CAGR
- +1.3%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 10, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 0
- Beats in the last 8 reports
- 7 of 8
- Average EPS surprise, last 4
- +6.7%
- Average 2-day reaction, last 8
- +0.3%
- Positive 20 days after report
- 5 of 8
Analysts
- Consensus price target
- $59.50
- Target vs current price
- +6.7%
- Analysts with a rating
- 3
- Share rating Buy or Strong Buy
- 67%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 16, 2026 | -15.5% | -2.5% | -6.9% | +0.4% | — |
| Apr 14, 2026 | +23.8% | +2.4% | +2.1% | -0.3% | +17.4% |
| Jan 15, 2026 | +8.7% | +1.3% | +2.4% | +1.9% | -0.5% |
| Oct 15, 2025 | +9.7% | +0.6% | -6.0% | -8.3% | -5.5% |
| Jul 17, 2025 | +18.4% | +1.9% | +6.0% | +1.0% | -0.0% |
| Apr 10, 2025 | +11.3% | -4.8% | -4.5% | +1.7% | +19.7% |
| Jan 16, 2025 | +10.5% | -3.2% | -6.7% | -6.0% | -24.8% |
| Oct 11, 2024 | +15.9% | +6.7% | +17.3% | +20.1% | +15.8% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 16, 2026 | $0.87 | $1.03 | -15.5% | $22.9M |
| Apr 14, 2026 | $1.25 | $1.01 | +23.8% | $26.2M |
| Jan 15, 2026 | $1.12 | $1.03 | +8.7% | $24.1M |
| Oct 15, 2025 | $1.13 | $1.03 | +9.7% | $25.2M |
| Jul 17, 2025 | $1.16 | $0.98 | +18.4% | $24.4M |
| Apr 10, 2025 | $1.08 | $0.97 | +11.3% | $22.6M |
| Jan 16, 2025 | $1.16 | $1.05 | +10.5% | $24.1M |
| Oct 11, 2024 | $1.24 | $1.07 | +15.9% | $24.9M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 12.8× | 9.1× | 100th | Top 39% |
| P/E (forward) | 12.6× | — | — | — |
| EV / EBITDA | 5.4× | — | — | Top 8% |
| EV / Sales | 2.27× | — | — | Top 31% |
| Free-cash-flow yield | 8.21% | — | — | Top 48% |
| Earnings yield | 7.84% | — | — | Top 39% |
P/E over the past five years
Range 5.7× – 11.6× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +20.6%
- Earnings per share growth (TTM)
- -5.8%
- Change in P/E multiple
- +24.4%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✓ Price above 20-day average
- ✓ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 125
- Days above the 200-day average
- 85
- 50-day average slope (20 days)
- +3.8%
- 200-day average slope (20 days)
- +2.8%
- Distance from 50-day average
- +5.4%
- Distance from 200-day average
- +20.8%
- RSI (14)
- 60.4
- Relative volume
- 0.48×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 28.7%
- Volatility vs own 5-year history
- 34th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.72
- Correlation with S&P 500
- 0.39
- Current drawdown from 1-year high
- -2.9%
- Maximum drawdown, 3 years
- -28.6%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Feb 16, 2023 | Nov 1, 2023 | -32.3% | 178 days | 127 days (May 6, 2024) |
| Nov 26, 2024 | Apr 11, 2025 | -28.6% | 92 days | 66 days (Jul 18, 2025) |
| Aug 27, 2025 | Mar 20, 2026 | -23.2% | 141 days | 70 days (Jul 1, 2026) |
| Oct 29, 2021 | Jul 14, 2022 | -22.1% | 176 days | 97 days (Nov 30, 2022) |
| Aug 16, 2021 | Aug 24, 2021 | -16.6% | 6 days | 36 days (Oct 14, 2021) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $528.1M
- P/E (TTM)
- 12.8
- EPS, diluted (TTM)
- $4.37
- Revenue (TTM)
- $135.3M
- Dividend yield
- 1.99%
- 52-week range
- $38.29 – $57.68
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $58.5M | $81.7M | $130.8M | $142.8M | $137.3M |
| Gross profit | $51.3M | $67.9M | $70.6M | $97.4M | $96.4M |
| Operating income | $30.9M | $39.3M | $37.2M | $60.4M | $56.8M |
| Net income | $23.2M | $29.6M | $28.3M | $45.7M | $43.1M |
| EPS (diluted) | $2.55 | $3.22 | $3.05 | $4.84 | $4.50 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $37.2M | $34.7M | $32.2M | $34.5M | $35.9M | $34.7M | $35.7M | $29.0M |
| Net income | $11.8M | $11.1M | $10.3M | $11.1M | $10.8M | $10.8M | $12.0M | $8.3M |
| EPS (diluted) | $1.24 | $1.16 | $1.08 | $1.16 | $1.13 | $1.12 | $1.25 | $0.87 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $30.1M | $39.7M | $49.1M | $55.0M | $46.1M |
| Capital expenditure | -$599,000 | -$294,000 | -$2.8M | -$4.2M | -$4.7M |
| Free cash flow | $29.5M | $39.4M | $46.3M | $50.8M | $41.4M |
| Dividends paid | -$4.0M | -$4.4M | -$6.3M | -$8.1M | -$9.3M |
| Net share buybacks | $1,000 | $0 | $1,000 | $1.9M | -$1.1M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $272.2M
- Total assets
- $1.91B
- Total liabilities
- $1.65B
- Total debt
- $0
- Net debt
- -$220.6M
- Shareholders’ equity
- $266.3M
As of Jun 30, 2026 (filed Aug 10, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 18, 2026 | $0.30 | Oct 8, 2026 |
| Jun 18, 2026 | $0.27 | Jul 7, 2026 |
| Mar 19, 2026 | $0.27 | Apr 3, 2026 |
| Dec 22, 2025 | $0.27 | Jan 7, 2026 |
| Sep 19, 2025 | $0.27 | Oct 7, 2025 |
| Jun 20, 2025 | $0.24 | Jul 8, 2025 |
| Mar 20, 2025 | $0.24 | Apr 4, 2025 |
| Dec 20, 2024 | $0.24 | Jan 8, 2025 |
Short interest
- Shares sold short
- 146,109
- Days to cover
- 2.77
- Change vs previous report
- +16.0%
FINRA short interest, settlement date Sep 15, 2026.