Where Can I Buy Visa Gift Cards?

Gift cards from Visa and MasterCard can be a great way to optimize credit card benefits. Both fixed-deposit and variable-deposit versions of these cards allow you to load up to $500 onto the card. Almost everywhere you can use, a credit or debit card will accept them. The activation charge for credit cards typically ranges from $3.95 to $5.95 and is practically never waived during special promotions.

Recently, we wrote an article about where to buy a $1000 Visa card.

To a large percentage of the points & miles community, gift cards are only good for” manufactured spend” or MS, which involves converting them into cash and money orders and depositing them. However, many people use gift cards in various ways, and they may be a helpful tool for anybody who wants to optimize the amount of money they spend. Please note that multiple banks have varying tolerance thresholds for gift card usage. Starting small and gradually increasing your expenditure is the best way.

American Express is particularly concerned about the purchase of GCs. There is a danger of recoupment and perhaps shut down if you buy too much or too frequently. Finding Visa or Mastercard gift cards that can be purchased with a credit card and have minimal activation costs and no chance of incurring cash-advance fees is the first step, regardless of how you use them. This post only discusses products and services accessible in the US. Even inside the United States, the selection varies significantly by state, county, and retailer. In this post, we will acknowledge everything regarding Visa gift cards.

Where Can I Buy Visa Gift Cards?

You can buy Visa gift cards (PIN enabled) in the following places:

  • Buy at Amazon.com with a max value of $200. The fee per card is $6.95.BJ’s Wholesale Club at bjs.com with a max value of $200. The fee per card is $5.45. 
  • GiftCards.com has a max value of $250. The fee per card is $4.95 plus shipping.
  • GiantEagle.com has a max value of $200. The fee per card is $6.95. 
  • GiftCardGranny.com has a max value of $500. The fee per card is $6.95 plus $1.99 shipping per card.
  • GiftCardMall.com has a max value of $250. The fee per card is $5.95 plus shipping.
  • HarrisTeeter.com has a max value of $100. The fee per card is $5.95 plus shipping.
  • IncommIncentives.com has a max value of $500. The fee per card is $3.25 plus shipping.
  • Kroger.com has a maximum value of $100. The fee per card is $5.95 plus shipping.
  • Meijer.com has a maximum value of $500. The fee per card is $5.95
  • OfficeDepot.com has a max value of $500. The fee per card is $5.95
  • Quill.com has a max value of $300. The fee per card is $8.95
  • SamsClub.com has a max value of $200. The fee per card is $6.48
Bank NameDebit Card Refund TimeAverage card Refund Time
Bank of America1 to 3 days2
Bank of New York Mellon Corp.1 to 4 days2
Capital One4 to 7 days4
Citigroup2 to 4 days3
JPMorgan Chase1 to 4 days2
PNC Financial Services1 to 5 days2
TD Bank2 to 8 days3
Truist Financial Corporation3 to 5 days3
U.S. Bancorp2 to 4 days2
Wells Fargo & Co.3 to 5 days3

Where to buy prepaid Visa cards?

You can buy prepaid Visa cards at Giftcards.com. Giftcards.com offers Visa gift cards that can be purchased and personalized online. You can also buy a virtual Visa prepaid card. Many well-known merchants sell prepaid Visa cards, including supermarkets, petrol stations, department stores, and other stores. If you need detailed instructions on how to check your debit card balance, you can read more in our article on how to check your Visa debit card balance.

 A Visa Gift Card is the perfect present for a friend or a loved one because it comes from a well-known and respected company. Gift cards can be delivered to valid street addresses in the United States of America. However, gifts can only send cards to US citizens with an APO/US Military Shipping Address.

It will refuse orders from outside the United States. If you don’t select a specific delivery date when you place an order, it may take up to 24 business hours for the package to arrive. There is no way to add money to a reloadable Visa gift card. To reload the card, you must first use all of its capital. Keep the card handy even if you don’t plan to use the funds anymore since you never know when you might need to return something purchased with a Visa gift card.

Where to get a Visa gift card?

You can get a Visa gift card at credit unions. Credit unions frequently provide Visa gift cards to their members at no charge. Many times, the costs are less expensive than in other places. Check with your credit union to see whether you can make these purchases with a credit card from a third party. 

As a rule, only cards issued by the same financial institution can be used to make purchases. You may be charged a cash credit fee at any time. Check if you may reduce your credit card’s cash credit limit below your intended spending.

Credit unions attempt to assist members by delivering competitive products at higher rates and fees than for-profit banks. However, credit unions reinvest their revenues into their goods rather than handing them over to shareholders as banks do. You must satisfy certain conditions to create a bank account, apply for credit, or borrow money from a credit union. In addition, different credit unions have other prerequisites for membership, which we go into more detail about below.

Can Visa gift cards be used on Amazon?

Yes, you can use Visa gift cards on Amazon. You may use Prepaid Visa gift cards on Amazon, but you must get around the system. As a result, you will have to match the price of the purchases with the Amazon gift card balance if you want to make a split payment. 

Amazon won’t accept Visa gift cards since it will assume that you are merely adding a new credit or debit card to your account, not using a gift card. Ensure the Visa is in good working order before transferring its amount into your account. It’s important to remember that you can’t split the purchases between a gift card on your account and a different payment method, so be careful when shopping. First, make sure that the gift card is active before you proceed. Calling the phone number on the card is also an option if you don’t have a gift receipt or cardholder. The next step is to see how much money is left on the card. Even if you haven’t yet used the $50 gift card, the activation cost may mean that the amount is $49, not $50. Make sure you have the precise amount in both dollars and cents.

Can you get cashback on a Visa gift card?

A cashback on a Visa gift card is not possible. Regarding Visa gift cards, the quick answer is””probably no”” if you have one lying around. To answer the question, it would be best if you clarified the distinction between a Visa gift card and a Visa reloadable prepaid card. They appear interchangeable since they both have the Visa brand and are preloaded with a predetermined amount of money. In addition, personal Identification Number (PIN) cards have been mandated by law since 2013 so that they may use them to make””debi”” transactions at the point of sale (POS) terminals.

You could use exclusively prepaid cards when cashing out or getting””cash bac”” from a business. You can’t use gift cards. To be sure, read the fine print on the back of the credit card. Yes, you may cash out a shop gift card if you wish to. Some companies buy and sell gift cards, and you may cash out a closed-loop gift card by selling it to one of these companies. For example, a Target gift card, a Sephora gift card, or perhaps a Home Depot gift card can all be exchanged for cash. For further information, look at this directory of gift card dealers.

Can you pay for a Discover credit card with a Visa gift card?

You cannot pay a Discover credit card with a Visa gift card.

Credit card bills can’t be paid using a credit card in most cases. There is little difference in most cases between making the payment using a credit card, debit card, or gift card. The only method of payment I’ve encountered is by bank account. Due to the high costs associated with credit card transactions, most businesses do not accept them.

Kiting rules prohibit this as well. Credit card kiting uses several different credit cards to make purchases with money you don’t have or to pay off debts you owe on other cards. If you need to, there are workarounds. You can sometimes withdraw cash from an ATM using your debit or credit card. However, fees and interest accrue immediately. While some online bill pay providers support credit card payments, the costs often outweigh any reward points you may accrue with your credit card.

Can you reload a Visa gift card?

No, you cannot reload a Visa gift card.

If registered, a Visa gift card can be used in-store, online, or over the phone until the balance on the card has been drained. After the balance on your card has been exhausted, you should hold onto the card until you are sure you will not return any of the products you purchased with it. Depending on the store’s return policy, you may be required to produce the credit card you used to make the purchases to get a refund.

Once you’ve responded, you won’t need the card again, so throw it away. General Purpose Reloadable (GPR) cards are reloadable Visa cards if you want a card to reload. For example, this card may be used as a gift card and can be reloaded. The cardholder must register and undergo identification verification to reload the card with money.

Does Shein accept Visa gift cards?

Yes, Shein accepts Visa gift cards.

Shein does not permit the use of numerous Visa and other gift cards at once. Only their gift cards are eligible for this feature. Likewise, you may use only one Shein gift card at a time. Adding Visa gift card information to the credit/debit card payment area is only possible if you first combine the Visa gift card. Alternatively, you may transfer the funds from the Visa gift card to PayPal and then pay using PayPal money or PayPal credit/debit.

Since SHEIN has become one of the most popular sites for quick fashion, everyone rushes to their website for the newest mashup of trends. There have been no issues thus far with the SHEIN online buying platform, which is characterized by speedy delivery times. Since there is no direct method of contacting SHEIN’s Authorities, there are only minor concerns about users’ data and money security. However, SHEIN customers have reported recent problems with their credit cards being refused.


Signing up for new credit cards with introductory bonuses and meeting the scheduled spending criteria (i.e., spending $3,000 in the first 90 days to get 60,000 points) are probably the best ways to earn many points quickly. Unfortunately, banks may also target clients with spending offers on their existing cards We’vee all found ourselves in situationswhen we’ree faced with competing spending offers and sign-up incentives, forcing us to spend more than we can afford to in the days ahead.

You can””time-shift spen”” with the help of gift cards in this situation. Even though there are only four days left, you may buy up to $1,000 in gift cards to meet the spending threshold for a bonus and spend the rest of the money on whatever you choose. We hope you understand everything about where I can buy Visa gift cards.

Daniel Smith

Daniel Smith

Daniel Smith is an experienced economist and financial analyst from Utah. He has been in finance for nearly two decades, having worked as a senior analyst for Wells Fargo Bank for 19 years. After leaving Wells Fargo Bank in 2014, Daniel began a career as a finance consultant, advising companies and individuals on economic policy, labor relations, and financial management. At Promtfinance.com, Daniel writes about personal finance topics, value estimation, budgeting strategies, retirement planning, and portfolio diversification. Read more on Daniel Smith's biography page. Contact Daniel: daniel@promtfinance.com

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