How to Get Money Off Netspend Account Without Card?

Getting money off a Netspend account without a card is surprisingly easy and can be done in a few simple steps. Whether you need your funds to cover an emergency expense or buy something online, this guide will help you get the money out of your account quickly and securely. The most popular way to withdraw money from a Netspend account without having a physical card is via PayPal.

To read about the Netspend overdraft limit, read our article.

PayPal is one of the world’s most trusted payment platforms and allows users to securely pay for goods and services online or transfer money globally. It also lets you set up direct deposits from your Netspend account into your PayPal balance, so you can access your cash without worrying about carrying or losing a card.


How do you get money off a Netspend account without a card?

If you want money from a Netspend account without a card, you must use either PayPal or send money to your friend or relative. Every third-party method (Moneygram, Western Union, etc.) demands that you have a Netspend card.

Steps to withdraw money using PayPal are:

  • Log in to your Netspend account at
  • Click on the “Transfers” tab at the top of the page.
  • Select the “Send Money” option.
  • Choose the “Send Money to Another Cardholder” option.
  • Enter the recipient’s PayPal email address in the “Recipient Email” field.
  • Enter the amount you wish to send.
  • Review the details of the transfer, including the fee, if any.
  • Click the “Send Money” button.
  • Confirm the transfer by entering your Netspend username and password.
  • Wait for the transfer to be processed. Depending on the recipient’s bank, this usually takes a few minutes to a few hours.
  • Check your PayPal account to ensure that the transfer was successful.

Depending on which type of plan you have with Netspend, there may be limits placed on how much money you can transfer at once; these amounts are usually very reasonable, though, and should rarely cause any issues when making transfers between accounts.

Keep in mind that while sending money directly from a bank account often involves paying a fee for using their service, transferring funds between two linked accounts through PayPal is completely free for personal use – making it one of the fastest (and cheapest) methods for getting quick access to funds stored within a Netspend account without having to rely on a physical card or other forms of payment processing platforms like Western Union or MoneyGram. Additionally, suppose security is paramount for you. In that case, it might be worth noting that all transactions made through PayPal are SSL encrypted – helping protect both accounts against malicious cyber attacks while safeguarding any sensitive information being sent back and forth between them during transactions.


Daniel Smith

Daniel Smith

Daniel Smith is an experienced economist and financial analyst from Utah. He has been in finance for nearly two decades, having worked as a senior analyst for Wells Fargo Bank for 19 years. After leaving Wells Fargo Bank in 2014, Daniel began a career as a finance consultant, advising companies and individuals on economic policy, labor relations, and financial management. At, Daniel writes about personal finance topics, value estimation, budgeting strategies, retirement planning, and portfolio diversification. Read more on Daniel Smith's biography page. Contact Daniel:

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