Stocks · Real Estate · Real Estate - Development
The St. Joe Company JOE
$66.21 +1.27% Close, Oct 5, 2026 · NYSE · Market cap $3.72B
Strong growthHigh qualityStrong trend
Next earnings report: Oct 28, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Diluted EPS over the last four quarters was $2.14, up 50.7% year over year.
- Revenue over the last four quarters was $547.8M, up 28.4% from a year earlier.
- Operating margin widened to 30.2% from 23.6% a year earlier.
PromtFinance scores
Each score is a percentile within the Real Estate sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 6, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 18%
- EPS growth (TTM, YoY)Top 27%
- FCF growth (TTM, YoY)Top 7%
- Revenue growth, 3-year CAGRTop 8%
- Revenue growth accelerationTop 30%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 18%
- Gross marginTop 12%
- Operating marginTop 40%
- Cash conversion (OCF / net income)Top 49%
- Accruals (lower is better)Top 16%
- Net debt / EBITDA (lower is better)Top 9%
- Interest coverTop 5%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 47%
- Free-cash-flow yieldTop 47%
- EBITDA / enterprise valueBottom 41%
- Sales / enterprise valueTop 35%
- P/E vs own 5-year history (lower is better)Top 36%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 10%
- 6-month returnTop 36%
- 1-year return vs S&P 500Top 6%
- Distance from 52-week highTop 8%
- Trend checklist (0–4)Top 1%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 14%
- Consecutive EPS beatsBottom 18%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 45%
- Maximum drawdown, 3 yearsTop 47%
- Beta vs S&P 500 (lower is better)Bottom 28%
- Net debt / EBITDA (lower is better)Top 9%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 26.6% | 28.4% | ↑ |
| EPS growth (YoY) | 45.9% | 50.7% | ↑ |
| Gross margin | 53.2% | 81.8% | ↑ |
| Operating margin | 23.6% | 30.2% | ↑ |
| FCF margin | 22.2% | 39.3% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 28.4% | 26.6% | ↑ | Top 18% |
| EPS growth (TTM, YoY) | 50.7% | 45.9% | ↑ | Top 27% |
| Gross margin | 81.8% | 53.2% | ↑ | Top 12% |
| Operating margin | 30.2% | 23.6% | ↑ | Top 40% |
| Net margin | 22.5% | 19.4% | ↑ | — |
| Free-cash-flow margin | 39.3% | 22.2% | ↑ | — |
| Return on invested capital | 10.8% | — | Top 18% | |
| Revenue growth, 3-year CAGR | 26.7% | — | Top 8% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 1.76×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -6.2%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.3%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +8.2 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 1.80×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 5.7×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 1.16%
- Net buyback yield (TTM)
- 1.67%
- Shareholder yield
- 2.83%
- Share count change, 1 year
- -1.5%
- Share count change, 3-year CAGR
- -0.7%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Jul 29, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 0
- Beats in the last 8 reports
- 0 of 5
- Average EPS surprise, last 4
- -74.9%
- Average 2-day reaction, last 8
- -1.2%
- Positive 20 days after report
- 4 of 8
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 29, 2026 | — | -0.5% | +4.1% | +11.6% | — |
| Apr 29, 2026 | — | -2.7% | -8.4% | -10.0% | -12.4% |
| Feb 25, 2026 | — | -1.5% | +4.0% | -11.8% | -7.1% |
| Oct 29, 2025 | — | -3.3% | +16.2% | +20.3% | +27.0% |
| Jul 23, 2025 | — | -0.9% | +2.8% | -1.0% | -3.5% |
| Apr 23, 2025 | — | +0.1% | +1.8% | +7.5% | +18.5% |
| Feb 26, 2025 | — | +0.4% | +1.6% | +1.1% | -6.2% |
| Oct 23, 2024 | — | -1.0% | -9.0% | -12.0% | -16.5% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 29, 2026 | $0.71 | — | — | $158.8M |
| Apr 29, 2026 | $0.24 | — | — | $99.0M |
| Feb 25, 2026 | $0.52 | — | — | $128.9M |
| Oct 29, 2025 | $0.67 | — | — | $161.1M |
| Jul 23, 2025 | $0.51 | — | — | $129.1M |
| Apr 23, 2025 | $0.30 | — | — | $94.2M |
| Feb 26, 2025 | $0.32 | — | — | $104.3M |
| Oct 23, 2024 | $0.29 | — | — | $99.0M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 30.9× | 36.6× | 19th | Top 47% |
| P/E (forward) | 264.8× | — | — | — |
| EV / EBITDA | 17.2× | — | — | Bottom 41% |
| EV / Sales | 7.59× | — | — | Top 35% |
| Free-cash-flow yield | 5.78% | — | — | Top 47% |
| Earnings yield | 3.23% | — | — | Top 47% |
P/E over the past five years
Range 27.2× – 50.1× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +35.6%
- Earnings per share growth (TTM)
- +50.7%
- Change in P/E multiple
- -17.8%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✓ Price above 20-day average
- ✓ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✓ MACD histogram positive
Trend quality
- Days above the 50-day average
- 1
- Days above the 200-day average
- 1
- 50-day average slope (20 days)
- +2.2%
- 200-day average slope (20 days)
- +0.8%
- Distance from 50-day average
- +0.5%
- Distance from 200-day average
- +1.2%
- RSI (14)
- 54.2
- Relative volume
- 0.87×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 22.7%
- Volatility vs own 5-year history
- 5th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.74
- Correlation with S&P 500
- 0.39
- Current drawdown from 1-year high
- -9.0%
- Maximum drawdown, 3 years
- -35.9%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Apr 1, 2022 | Sep 26, 2022 | -48.7% | 121 days | 209 days (Jul 27, 2023) |
| Jul 27, 2023 | Apr 21, 2025 | -36.8% | 434 days | 183 days (Jan 12, 2026) |
| Feb 8, 2021 | Jul 19, 2021 | -26.1% | 111 days | 156 days (Mar 1, 2022) |
| Mar 3, 2026 | Jul 8, 2026 | -18.2% | 87 days | Not yet recovered |
| Dec 28, 2020 | Jan 4, 2021 | -15.0% | 4 days | 20 days (Feb 2, 2021) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $3.72B
- P/E (TTM)
- 30.9
- EPS, diluted (TTM)
- $2.14
- Revenue (TTM)
- $547.8M
- Dividend yield
- 0.97%
- 52-week range
- $46.37 – $73.54
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $267.0M | $252.3M | $389.3M | $402.7M | $513.3M |
| Gross profit | $135.7M | $106.4M | $153.3M | $167.2M | $477.5M |
| Operating income | $94.5M | $61.5M | $90.7M | $95.6M | $146.3M |
| Net income | $74.6M | $70.9M | $77.7M | $74.2M | $115.6M |
| EPS (diluted) | $1.27 | $1.21 | $1.33 | $1.27 | $2.00 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $99.0M | $104.3M | $94.2M | $129.1M | $161.1M | $128.9M | $99.0M | $158.8M |
| Net income | $16.8M | $18.9M | $17.5M | $29.5M | $38.7M | $29.9M | $13.9M | $40.5M |
| EPS (diluted) | $0.29 | $0.32 | $0.30 | $0.51 | $0.67 | $0.52 | $0.24 | $0.71 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $111.8M | $48.2M | $103.8M | $108.0M | $190.7M |
| Capital expenditure | -$153.5M | -$259.2M | -$140.0M | -$49.9M | -$4.1M |
| Free cash flow | -$41.7M | -$210.9M | -$36.1M | $58.1M | $186.6M |
| Dividends paid | -$18.8M | -$23.5M | -$25.7M | -$30.3M | -$33.6M |
| Net share buybacks | $0 | -$20.0M | $0 | -$3.4M | -$40.3M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $117.3M
- Total assets
- $1.51B
- Total liabilities
- $735.4M
- Total debt
- $551.5M
- Net debt
- $434.2M
- Shareholders’ equity
- $764.5M
As of Jun 30, 2026 (filed Jul 29, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Aug 21, 2026 | $0.16 | Sep 18, 2026 |
| Jun 9, 2026 | $0.16 | Jun 25, 2026 |
| Mar 9, 2026 | $0.16 | Mar 26, 2026 |
| Nov 13, 2025 | $0.16 | Dec 12, 2025 |
| Aug 22, 2025 | $0.14 | Sep 19, 2025 |
| Jun 10, 2025 | $0.14 | Jun 26, 2025 |
| Mar 10, 2025 | $0.14 | Mar 27, 2025 |
| Nov 7, 2024 | $0.14 | Dec 6, 2024 |
Short interest
- Shares sold short
- 1,254,264
- Days to cover
- 5.37
- Change vs previous report
- +13.9%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Jan 13, 1998
- 3-for-1
- Mar 23, 1990
- 50-for-1