Stocks · Communication Services · Internet Content & Information
NerdWallet, Inc. NRDS
$8.83 +2.32% Close, Oct 5, 2026 · NASDAQ · Market cap $628.3M
High qualityInexpensive vs sector
Next earnings report: Nov 5, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- The diluted share count fell 14.1% in a year, mainly through buybacks.
- At 9.9× trailing earnings, the shares trade at the lowest P/E of the company's past five years.
- Diluted EPS over the last four quarters was $0.89, up 42.7% year over year.
PromtFinance scores
Each score is a percentile within the Communication Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 6, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 34%
- EPS growth (TTM, YoY)Top 30%
- FCF growth (TTM, YoY)Top 15%
- Revenue growth, 3-year CAGRTop 23%
- Revenue growth accelerationBottom 15%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 6%
- Gross marginTop 4%
- Operating marginTop 40%
- Cash conversion (OCF / net income)Top 49%
- Accruals (lower is better)Top 16%
- Net debt / EBITDA (lower is better)Top 17%
- Interest coverTop 1%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 12%
- Free-cash-flow yieldTop 11%
- EBITDA / enterprise valueTop 8%
- Sales / enterprise valueTop 11%
- P/E vs own 5-year history (lower is better)Top 11%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthBottom 40%
- 6-month returnBottom 28%
- 1-year return vs S&P 500Bottom 38%
- Distance from 52-week highBottom 27%
- Trend checklist (0–4)Bottom 18%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 34%
- Consecutive EPS beatsBottom 18%
- Share of analysts rating BuyTop 28%
- Upside to consensus price targetTop 31%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 44%
- Maximum drawdown, 3 yearsTop 48%
- Beta vs S&P 500 (lower is better)Top 50%
- Net debt / EBITDA (lower is better)Top 17%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 15.6% | 11.5% | ↓ |
| EPS growth (YoY) | 136.1% | 42.7% | ↓ |
| Gross margin | 91.0% | 93.5% | ↑ |
| Operating margin | 3.5% | 10.4% | ↑ |
| FCF margin | 9.3% | 17.1% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 11.5% | 15.6% | ↓ | Top 34% |
| EPS growth (TTM, YoY) | 42.7% | 136.1% | ↓ | Top 30% |
| Gross margin | 93.5% | 91.0% | ↑ | Top 4% |
| Operating margin | 10.4% | 3.5% | ↑ | Top 40% |
| Net margin | 7.6% | 6.1% | ↑ | — |
| Free-cash-flow margin | 17.1% | 9.3% | ↑ | — |
| Return on invested capital | 18.8% | — | Top 6% | |
| Revenue growth, 3-year CAGR | 15.8% | — | Top 23% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 2.53×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -23.8%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 3.2%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +4.6 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- -0.40×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 148.8×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 0.00%
- Net buyback yield (TTM)
- 24.72%
- Shareholder yield
- 24.72%
- Share count change, 1 year
- -14.1%
- Share count change, 3-year CAGR
- -5.0%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 6, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 0
- Beats in the last 8 reports
- 5 of 8
- Average EPS surprise, last 4
- +18.2%
- Average 2-day reaction, last 8
- +0.7%
- Positive 20 days after report
- 5 of 8
Analysts
- Consensus price target
- $13.33
- Target vs current price
- +51.0%
- Analysts with a rating
- 6
- Share rating Buy or Strong Buy
- 67%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 6, 2026 | -25.1% | -2.6% | +6.3% | +9.9% | — |
| May 6, 2026 | +16.0% | +2.8% | -24.0% | -26.4% | -17.4% |
| Feb 25, 2026 | +11.8% | +7.9% | +20.1% | +6.4% | -14.2% |
| Nov 6, 2025 | +70.0% | -0.5% | +21.1% | +29.6% | -5.6% |
| Aug 7, 2025 | +0.0% | +0.1% | -6.1% | -7.0% | +4.6% |
| May 6, 2025 | +102.6% | -0.2% | +39.7% | +27.4% | +24.9% |
| Feb 19, 2025 | +0.0% | +0.0% | -25.0% | -37.3% | -17.2% |
| Oct 29, 2024 | +172.7% | -2.2% | +29.9% | +23.0% | +26.2% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 6, 2026 | $0.07 | $0.09 | -25.1% | $197.3M |
| May 6, 2026 | $0.29 | $0.25 | +16.0% | $222.2M |
| Feb 25, 2026 | $0.19 | $0.17 | +11.8% | $225.4M |
| Nov 6, 2025 | $0.34 | $0.20 | +70.0% | $215.1M |
| Aug 7, 2025 | $0.11 | $0.11 | +0.0% | $186.9M |
| May 6, 2025 | $0.00 | -$0.10 | +102.6% | $209.2M |
| Feb 19, 2025 | $0.01 | $0.01 | +0.0% | $183.8M |
| Oct 29, 2024 | $0.09 | $0.03 | +172.7% | $191.3M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 9.9× | 17.8× | 0th | Top 12% |
| P/E (forward) | 10.0× | — | — | — |
| EV / EBITDA | 4.0× | — | — | Top 8% |
| EV / Sales | 0.66× | — | — | Top 11% |
| Free-cash-flow yield | 23.43% | — | — | Top 11% |
| Earnings yield | 10.08% | — | — | Top 12% |
P/E over the past five years
Range 9.9× – 34.5× since Dec 31, 2024. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- -19.2%
- Earnings per share growth (TTM)
- +42.7%
- Change in P/E multiple
- -44.1%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✗ 50-day average above 200-day
- ✓ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- -1.6%
- 200-day average slope (20 days)
- -5.3%
- Distance from 50-day average
- -5.9%
- Distance from 200-day average
- -13.3%
- RSI (14)
- 45.9
- Relative volume
- 0.91×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 43.7%
- Volatility vs own 5-year history
- 16th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.91
- Correlation with S&P 500
- 0.26
- Current drawdown from 1-year high
- -44.6%
- Maximum drawdown, 3 years
- -55.4%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Nov 4, 2021 | Oct 25, 2023 | -77.0% | 495 days | Not yet recovered |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $628.3M
- P/E (TTM)
- 9.9
- EPS, diluted (TTM)
- $0.89
- Revenue (TTM)
- $860.0M
- 52-week range
- $7.33 – $16.24
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $379.6M | $538.9M | $599.4M | $687.6M | $836.6M |
| Gross profit | $351.1M | $499.1M | $545.4M | $624.1M | $772.9M |
| Operating income | -$39.0M | -$19.0M | $3.6M | $9.4M | $69.6M |
| Net income | -$42.5M | -$10.2M | -$11.8M | $30.4M | $48.7M |
| EPS (diluted) | -$0.63 | -$0.14 | -$0.15 | $0.39 | $0.64 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $191.3M | $183.8M | $209.2M | $186.9M | $215.1M | $225.4M | $222.2M | $197.3M |
| Net income | $100,000 | $38.6M | $200,000 | $8.2M | $26.3M | $14.0M | $20.4M | $4.3M |
| EPS (diluted) | $0.00 | $0.51 | $0.00 | $0.11 | $0.34 | $0.19 | $0.29 | $0.07 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $7.2M | $25.0M | $72.1M | $71.8M | $131.6M |
| Capital expenditure | -$23.0M | -$32.2M | -$29.5M | -$600,000 | -$1.3M |
| Free cash flow | -$15.8M | -$7.2M | $42.6M | $71.2M | $130.3M |
| Dividends paid | $0 | $0 | $0 | $0 | $0 |
| Net share buybacks | $127.1M | $12.2M | -$20.0M | -$80.1M | -$67.0M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $62.0M
- Total assets
- $418.0M
- Total liabilities
- $92.2M
- Total debt
- $5.1M
- Net debt
- -$56.9M
- Shareholders’ equity
- $325.8M
As of Jun 30, 2026 (filed Aug 6, 2026).
Short interest
- Shares sold short
- 4,740,785
- Days to cover
- 7.42
- Change vs previous report
- +26.1%
FINRA short interest, settlement date Sep 15, 2026.