Stocks · Industrials · Specialty Business Services
Paysign, Inc. PAYS
$14.81 +4.08% Close, Oct 5, 2026 · NASDAQ · Market cap $795.5M
Strong growthHigh qualityStrong trend
Next earnings report: Nov 11, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Diluted EPS over the last four quarters was $0.26, up 107.6% year over year.
- Over the past year the stock returned +137.0%, ahead of the S&P 500 by 121.2 percentage points.
- Revenue over the last four quarters was $100.6M, up 46.8% from a year earlier, accelerating from 43.4% a quarter earlier.
PromtFinance scores
Each score is a percentile within the Industrials sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 6, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 9%
- EPS growth (TTM, YoY)Top 11%
- Revenue growth, 3-year CAGRTop 8%
- Revenue growth accelerationTop 29%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 7%
- Gross marginTop 7%
- Operating marginTop 18%
- Cash conversion (OCF / net income)Top 7%
- Accruals (lower is better)Top 6%
- Net debt / EBITDA (lower is better)Top 11%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldBottom 42%
- Free-cash-flow yieldTop 13%
- EBITDA / enterprise valueBottom 30%
- Sales / enterprise valueBottom 9%
- P/E vs own 5-year history (lower is better)Bottom 41%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 3%
- 6-month returnTop 1%
- 1-year return vs S&P 500Top 2%
- Distance from 52-week highTop 2%
- Trend checklist (0–4)Top 11%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersTop 15%
- Consecutive EPS beatsTop 45%
- Share of analysts rating BuyTop 43%
- Upside to consensus price targetBottom 8%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 23%
- Maximum drawdown, 3 yearsBottom 29%
- Beta vs S&P 500 (lower is better)Bottom 15%
- Net debt / EBITDA (lower is better)Top 11%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 43.4% | 46.8% | ↑ |
| EPS growth (YoY) | 52.5% | 107.6% | ↑ |
| Gross margin | 60.0% | 56.2% | ↓ |
| Operating margin | 7.4% | 17.0% | ↑ |
| FCF margin | -25.3% | 66.7% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 46.8% | 43.4% | ↑ | Top 9% |
| EPS growth (TTM, YoY) | 107.6% | 52.5% | ↑ | Top 11% |
| Gross margin | 56.2% | 60.0% | ↓ | Top 7% |
| Operating margin | 17.0% | 7.4% | ↑ | Top 18% |
| Net margin | 15.7% | 9.9% | ↑ | — |
| Free-cash-flow margin | 66.7% | -25.3% | ↑ | — |
| Return on invested capital | 19.3% | — | Top 7% | |
| Revenue growth, 3-year CAGR | 29.2% | — | Top 8% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 3.00×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -17.5%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 5.1%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +103.6 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- -0.80×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 0.00%
- Net buyback yield (TTM)
- 0.00%
- Shareholder yield
- 0.00%
- Share count change, 1 year
- +7.1%
- Share count change, 3-year CAGR
- +5.8%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 6, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 2
- Beats in the last 8 reports
- 5 of 8
- Average EPS surprise, last 4
- +36.3%
- Average 2-day reaction, last 8
- +5.0%
- Positive 20 days after report
- 5 of 8
Analysts
- Consensus price target
- $15.00
- Target vs current price
- +1.3%
- Analysts with a rating
- 8
- Share rating Buy or Strong Buy
- 63%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 5, 2026 | +83.3% | +3.3% | +36.1% | +33.6% | — |
| May 12, 2026 | +28.6% | -0.7% | -12.4% | +2.8% | +85.1% |
| Mar 24, 2026 | +0.0% | +12.9% | +72.5% | +88.0% | +118.3% |
| Nov 12, 2025 | +33.3% | +6.0% | -3.3% | +4.8% | -29.8% |
| Aug 5, 2025 | -50.0% | -0.6% | -21.6% | -28.6% | -19.8% |
| May 8, 2025 | +150.0% | +16.3% | +42.9% | +102.1% | +207.3% |
| Mar 25, 2025 | +0.0% | -1.6% | -15.9% | -12.3% | +103.2% |
| Nov 5, 2024 | +200.0% | +4.6% | +5.7% | -9.0% | -30.6% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 5, 2026 | $0.11 | $0.06 | +83.3% | $28.3M |
| May 12, 2026 | $0.09 | $0.07 | +28.6% | $28.0M |
| Mar 24, 2026 | $0.02 | $0.02 | +0.0% | $22.8M |
| Nov 12, 2025 | $0.04 | $0.03 | +33.3% | $21.6M |
| Aug 5, 2025 | $0.02 | $0.04 | -50.0% | $19.1M |
| May 8, 2025 | $0.05 | $0.02 | +150.0% | $18.6M |
| Mar 25, 2025 | $0.02 | $0.02 | +0.0% | $15.6M |
| Nov 5, 2024 | $0.03 | $0.01 | +200.0% | $15.3M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 57.4× | 39.8× | 69th | Bottom 42% |
| P/E (forward) | 42.9× | — | — | — |
| EV / EBITDA | 28.6× | — | — | Bottom 30% |
| EV / Sales | 7.69× | — | — | Bottom 9% |
| Free-cash-flow yield | 8.44% | — | — | Top 13% |
| Earnings yield | 1.74% | — | — | Bottom 42% |
P/E over the past five years
Range 24.4× – 278.3× since Sep 30, 2022. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +137.0%
- Earnings per share growth (TTM)
- +107.6%
- Change in P/E multiple
- +14.4%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✓ Price above 20-day average
- ✓ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✓ MACD histogram positive
Trend quality
- Days above the 50-day average
- 134
- Days above the 200-day average
- 122
- 50-day average slope (20 days)
- +16.5%
- 200-day average slope (20 days)
- +11.7%
- Distance from 50-day average
- +19.1%
- Distance from 200-day average
- +100.1%
- RSI (14)
- 69.7
- Relative volume
- 0.79×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 69.0%
- Volatility vs own 5-year history
- 60th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 1.79
- Correlation with S&P 500
- 0.30
- Current drawdown from 1-year high
- +0.0%
- Maximum drawdown, 3 years
- -64.6%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Nov 17, 2020 | May 12, 2022 | -79.8% | 373 days | 780 days (Jun 24, 2025) |
| Jul 24, 2025 | Mar 19, 2026 | -62.8% | 164 days | 71 days (Jul 1, 2026) |
| Oct 12, 2020 | Oct 30, 2020 | -21.2% | 14 days | 12 days (Nov 17, 2020) |
| Aug 25, 2026 | Sep 16, 2026 | -16.4% | 15 days | 11 days (Oct 1, 2026) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $795.5M
- P/E (TTM)
- 57.4
- EPS, diluted (TTM)
- $0.26
- Revenue (TTM)
- $100.6M
- 52-week range
- $3.08 – $14.93
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $29.5M | $38.0M | $47.3M | $58.4M | $82.0M |
| Gross profit | $14.7M | $21.0M | $24.1M | $32.2M | $40.4M |
| Operating income | -$2.7M | $344,335 | -$167,255 | $1.0M | $7.2M |
| Net income | -$2.7M | $1.0M | $6.5M | $3.8M | $7.6M |
| EPS (diluted) | -$0.05 | $0.02 | $0.12 | $0.07 | $0.13 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $15.3M | $15.6M | $18.6M | $19.1M | $21.6M | $22.8M | $28.0M | $28.3M |
| Net income | $1.4M | $1.4M | $2.6M | $1.4M | $2.2M | $1.4M | $5.4M | $6.8M |
| EPS (diluted) | $0.03 | $0.02 | $0.05 | $0.02 | $0.04 | $0.02 | $0.09 | $0.11 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $15.2M | $25.3M | $27.6M | $22.9M | $52.5M |
| Capital expenditure | -$2.7M | -$4.1M | -$7.0M | -$9.5M | -$1.2M |
| Free cash flow | $12.5M | $21.2M | $20.6M | $13.5M | $51.2M |
| Dividends paid | $0 | $0 | $0 | $0 | $0 |
| Net share buybacks | $0 | $0 | -$1.1M | -$495,045 | $284,868 |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $27.4M
- Total assets
- $317.0M
- Total liabilities
- $256.8M
- Total debt
- $5.7M
- Net debt
- -$21.7M
- Shareholders’ equity
- $60.2M
As of Jun 30, 2026 (filed Aug 6, 2026).
Short interest
- Shares sold short
- 2,055,867
- Days to cover
- 2.78
- Change vs previous report
- +27.8%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Dec 30, 2005
- 1-for-20