Calculators
Budgeting, Salary & Household

🧾 Budgeting, Salary & Household calculators

Budgets, net worth, debt-to-income, take-home pay and hourly rates.

10 calculatorsFree · no sign-upFormulas explained

Budget CalculatorAdd up income and expenses to see your surplus, savings rate and the income your lifestyle needs.
50/30/20 Budget CalculatorSplit take-home pay into needs, wants and savings, and check your spending against the targets.
Net Worth Calculator & Net Worth ProjectionAdd up what you own and owe, then project how your net worth grows over time.
Financial Health Score CalculatorScore your finances out of 100 from savings, emergency fund, debt and retirement ratios.
Debt-to-Income (DTI) Ratio CalculatorFront-end and back-end DTI, plus your dollar room under the 28/36, 43% and 50% limits.
Salary After Tax CalculatorTake-home pay per paycheck after 2026 federal tax, FICA, state tax and 401(k), or gross pay for a net target.
Salary Increase & Inflation-Adjusted Raise CalculatorA raise in dollars and percent, the real raise after inflation, and salary growth in today's money.
Hourly Wage, Salary & Overtime CalculatorConvert hourly pay to salary and back for any pay period, and work out overtime pay.
Freelance Hourly Rate CalculatorFind the hourly and day rate that covers your income goal, expenses, taxes and unbilled time.
Cost of Living Comparison CalculatorCompare your costs in two cities and find the salary that keeps your lifestyle and savings.

About these calculators

Household finance starts with knowing where the money goes. This group covers budgets and the 50/30/20 rule, net worth, debt-to-income, take-home pay after tax, raises adjusted for inflation, and the hourly rate a freelancer needs to cover costs.

The salary tools use US federal rules as a default, with every rate editable, so they also work as general what-if models.

More calculator groups

All calculators →